CENTURY 21 Edge

1676 HERMOSA DRIVE, PALM HARBOR, FL, 34683

Active43 days on marketListed Sep 5, 2026MLS #TB8541393

Waterfront

About this home

1676 HERMOSA DRIVE

Escape to your own private, park-like sanctuary in the heart of Palm Harbor. This rare and exclusive 4.2-acre residential parcel offers an unparalleled opportunity to design and build a premier Florida generational estate. Surrounded by mature trees and lush, manicured landscaping, this highly secluded homesite ensures absolute privacy with minimal neighboring visibility, creating the perfect, tranquil canvas for a luxury dream home. The expansive acreage provides limitless potential to curate an exquisite, high-end lifestyle. Imagine designing your personal oasis, complete with a custom resort-style pool, tennis or pickleball courts, manicured botanical gardens, and private multi-car garages to house a prized automotive collection. County-friendly zoning comfortably supports an off-the-grid lifestyle with ample space to keep large farm animals and poultry, allowing you to enjoy a peaceful pastoral retreat without sacrificing modern, upscale conveniences. An Unrivaled Palm Harbor Location & Lifestyle While tucked away in absolute serenity, you are situated just blocks from the vibrant heart of historic Downtown Palm Harbor. Known for its coastal charm, golf-cart-friendly streets, craft breweries, boutique shopping, and highly acclaimed local dining, downtown also plays host to lively community festivals and seasonal markets. Outdoor enthusiasts will cherish the proximity to the famous Pinellas Trail for cycling and walking, the pristine shores of Honeymoon Island State Park, and nearby tranquil spots like Wall Springs Park. For boating aficionados, local marinas offer quick access to the glittering waters of the Gulf of Mexico. Top-Tier Education An ideal setting for a growing family, this premier location is served by Palm Harbor’s top-rated, A-graded public and private schools, including the highly prestigious Palm Harbor University High School. Living here ensures your family has access to some of the finest educational opportunities in Pinellas County. Meticulous Prep Work Completed Extensive, high-quality preparation has already been completed to make this homesite immediately ready for your architect's vision. Premium upgrades include: Full removal of previous structures (demolition complete) Selective, professional land clearing to preserve the most beautiful mature trees Newly installed quality fencing securing the boundaries A fully refurbished asphalt easement driveway (deed recording in process) An elegant, newly constructed private "Y" entrance layout off Hermosa featuring an asphalt easement driveway and a beautiful layout, with an additional neighboring gate currently underway. A True Legacy Estate Nestled among established executive neighborhoods featuring substantial, custom estates, this vacant land stands as a highly desirable, secure generational asset that will anchor your family’s legacy for decades to come. Commuting is effortless, with seamless access to major thoroughfares like Alt. 19, Belcher Road, and Tampa Road, offering a direct, easy route to Tampa International Airport, downtown Tampa, and St. Petersburg. Private tours are available upon request to experience the sheer scale, beauty, and magnificent potential of this landmark Palm Harbor property.

Facts & features

The home at a glance

4.19 ac

Lot size

WaterfrontPark/Greenbelt & Trees/Woods view

Inside

Outside & construction

ViewPark/Greenbelt · Trees/Woods

Community & fees

Taxes (2025)$17,314/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Public · Sewer Available · Sewer Nearby · Underground Utilities · Water Nearby
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$12,510 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,198
PMI (est., until 20% equity)$709
Property tax — 2025 actual bill$1,443
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $189,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $189,000
Interest rate6.00%
Loan term

Estimated payment

$12,510/mo

Principal & interest$10,198
PMI (est., until 20% equity)$709
Property taxes (actual bill)$1,443
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Palm Harbor

Drive times from this address

Tampa Int’l Airport (TPA)≈ 32 min
Downtown Tampa≈ 35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

PALM HARBOR 34683 — neighborhood snapshot

Population

34,180

Median age

47.5

Median income

$90,037

Median home value

$424,200

Avg household

2.46

Households w/ children

3,432

For the school run

Pinellas County School District

HighPalm Harbor University High★★★★★
ElementaryOzona Elementary School★★★★★
MiddlePalm Harbor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller — 3.8 months of inventoryBuyer’s market

$420K → $440K

Palm Harbor median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 378% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →

Paper trail

This home's history

Sep 5, 2026Listed at $1,890,000 · 43 days on market since

Reality check

What actually sold near 1676 HERMOSA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2067 HUNTERS GLEN DRIVE UNIT 313Sold · Apr ’26

$186,000

2067 HUNTERS GLEN DRIVE UNIT 313

2 bd · 2 ba · 955 sqft · $195/sqft · 388 DOM

2087 HUNTERS GLEN DRIVE UNIT 128Sold · Feb ’26

$225,000

2087 HUNTERS GLEN DRIVE UNIT 128

2 bd · 2 ba · 955 sqft · $236/sqft · 139 DOM

2087 HUNTERS GLEN DRIVE UNIT 126Sold · Jan ’26

$200,000

2087 HUNTERS GLEN DRIVE UNIT 126

2 bd · 2 ba · 955 sqft · $209/sqft · 263 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1676 HERMOSA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1676 HERMOSA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1676 HERMOSA DRIVE FAQs

What would the monthly payment be for 1676 HERMOSA DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,510/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1676 HERMOSA DRIVE?+

The most recent tax bill on record (2025) was $17,314. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Harbor?+

At $1,890,000, this home is listed about 386% above the Palm Harbor median of $389,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1676 HERMOSA DRIVE?+

Palm Harbor University High (high), Ozona Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,890,000 runs 378% above the PALM HARBOR 34683 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Palm Harbor University High, Ozona Elementary School, Palm Harbor Middle School — Palm Harbor University High rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Don Moore. MLS #TB8541393.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1676 HERMOSA DRIVE, PALM HARBOR, FL — $1,890,000 | CENTURY 21 Edge