
5400 PALI WAY, ST PETE BEACH, FL, 33706
Active51 days on marketListed Aug 22, 2026MLS #TB8541449
About this home
5400 PALI WAY
This extraordinary waterfront estate in highly desirable Brightwater Beach Estates, offering nearly 5,938 square feet of luxurious living space and 221 feet of waterfront with spectacular views of Boca Ciega Bay and the Intracoastal Waterway. Designed for gracious entertaining and comfortable everyday living, this impressive residence features 4 bedrooms, 4 full baths, 1 half bath, a private office, elevator and desirable main-floor living. The interior showcases Brazilian cherry hardwood floors, new flooring, tile, tray and coffered ceilings, custom wood cabinetry, LED lighting, updated designer lighting and plantation shutters. The beautifully appointed kitchen features new appliances, including a Sub-Zero refrigerator and Thermador double ovens, along with natural gas, generous cabinetry, a large island, breakfast bar and walk-in pantry. The oversized main-floor primary suite is a true retreat, featuring his-and-hers walk-in closets, a fireplace, a spa-inspired bath with dual vanities, hydro-massage tub and separate shower, plus a private exit to the balcony where wide-open water views create a stunning backdrop from morning to sunset. Step outside to an exceptional resort-style waterfront setting featuring a heated saltwater infinity pool, Jacuzzi, covered outdoor kitchen and grill area, composite decking, private boat slip and boat lift. With direct access to Boca Ciega Bay and the Intracoastal, this property is ideally suited for the ultimate Florida boating lifestyle. Additional features include an oversized attached 4-car garage, full-house generator, solid block construction, foam-sprayed insulated attic, hurricane-impact windows and doors, zoned air conditioning, natural gas, irrigation and owned solar panels. The home experienced no interior flooding, adding another important distinction to this exceptional waterfront property. One of the truly special advantages of Brightwater Beach Estates is its private beach easement on Gulf Boulevard just across the street, giving residents the best of both worlds — direct bayfront living and convenient Gulf beach access. Enjoy boating from your own backyard, then head across to the Gulf for white-sand beaches and unforgettable sunsets. Located in a prime St. Pete Beach setting just minutes from dining, shopping and marinas, 5400 Pali Way offers the rare combination of beach and bay, substantial waterfront, luxury amenities, boating access and true main-floor living in one of St. Pete Beach's most desirable neighborhoods.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
5,938
Sqft
0.32 ac
Lot size
4
Garage
2004
Year built
Two
Levels
$1,179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$44,640 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$44,640/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+156.9%
$/sqft vs St Pete Beach actives
$1,179 vs $479
Days on market
51 vs 96 typical
Where $1,179/sqft sits among the 157 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Brightwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
Brightwater — neighborhood snapshot
Population
283
Median age
64
Median income
$124,083
Median home value
$1,041,300
Avg household
2
Households w/ children
7%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $553K
St Pete Beach median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
82 of 157
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1422% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 5400 PALI WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$3,500,000
362 41ST AVENUE
4 bd · 4 ba · 4,475 sqft · $782/sqft · 10 DOM
Sold · Dec ’25$2,600,000
4250 BELLE VISTA DRIVE
4 bd · 4 ba · 4,171 sqft · $623/sqft · 28 DOM
Sold · Jul ’26$3,250,000
644 BOCA CIEGA ISLE DRIVE
4 bd · 5.5 ba · 3,878 sqft · $838/sqft · 117 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5400 PALI WAY — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5400 PALI WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5400 PALI WAY FAQs
What would the monthly payment be for 5400 PALI WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $44,640/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5400 PALI WAY?+
The most recent tax bill on record (2025) was $49,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5400 PALI WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Pete Beach?+
At $7,000,000, this home is listed about 1197% above the St Pete Beach median of $539,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5400 PALI WAY?+
Boca Ciega High School (high), Azalea Elementary School (elementary), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$7,000,000 runs 1422% above the ST PETE BEACH 33706 median — but at 5,938 sqft it's also nearly 5 times the size of the typical St Pete Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Boca Ciega High School, Azalea Elementary School, Azalea Middle School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Donna Miller. MLS #TB8541449.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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