1140 10TH AVENUE S, ST PETERSBURG, FL, 33705
Active60 days on marketListed Aug 22, 2026MLS #TB8541540
About this home
1140 10TH AVENUE S
Welcome to this beautifully updated 2-bedroom, 1-bathroom home offering 952 square feet of comfortable living space in the highly desired Serviss neighborhood, located in the heart of St. Petersburg. This move-in-ready gem features an abundance of windows that fill the home with natural light, soaring ceilings, and numerous recent upgrades, including brand-new luxury vinyl plank flooring throughout, new ceiling fixtures and lighting, new interior doors, a newly renovated bathroom, brand-new interior and exterior paint, and a roof replaced in 2023. The detached garage roof was replaced in 2026. The spacious kitchen offers plenty of countertop space, making it ideal for entertaining family and friends. The interior laundry room provides added convenience, while the covered and screened-in front porch is the perfect place to relax and enjoy the outdoors while staying cool and bug-free. Step through the rear door and you’ll find a spacious backyard with a detached garage that offers incredible versatility. Use it for your car, boat, or jet ski, or transform it into a workshop, hobby space, or personal retreat. The possibilities are endless. Best of all, there are no HOA fees and no CDD fees, helping keep the overall cost of ownership low. The property was previously rented for $1,990 per month, making this an excellent opportunity for investors looking to add a turnkey property to their rental portfolio or for someone purchasing their first investment property.The location is hard to beat, with convenient access to Tropicana Field, Tampa Bay Rays games, shopping centers, USF St. Petersburg, downtown St. Petersburg, restaurants, Publix, Starbucks, local parks, Johns Hopkins All Children’s Hospital, and Florida’s famous white-sand beaches, which are approximately 15 minutes away. Whether you’re looking for a comfortable home in a great location or a strong addition to your investment portfolio, this property is worth a closer look. Don’t miss your opportunity to make this St. Petersburg property your next home or investment. Schedule your showing today before it’s gone.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
952
Sqft
0.1 ac
Lot size
1
Garage
1925
Year built
One
Levels
$252
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,199 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,199/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.3%
$/sqft vs St Petersburg actives
$252 vs $320
Days on market
60 vs 66 typical
Where $252/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33705 — neighborhood snapshot
Population
27,024
Median age
44
Median income
$70,783
Median home value
$321,500
Avg household
2.27
Households w/ children
2,157
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
232 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1140 10TH AVENUE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$280,000
1131 10TH AVENUE S · same community
2 bd · 1 ba · 852 sqft · $329/sqft · 42 DOM
Sold · Apr ’26$245,000
2345 HIGHLAND STREET S
2 bd · 1 ba · 957 sqft · $256/sqft · 0 DOM
Sold · Aug ’26$279,000
761 29TH AVENUE S
3 bd · 2 ba · 944 sqft · $296/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1140 10TH AVENUE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1140 10TH AVENUE S — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1140 10TH AVENUE S FAQs
What would the monthly payment be for 1140 10TH AVENUE S?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,199/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1140 10TH AVENUE S?+
The most recent tax bill on record (2025) was $3,417. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1140 10TH AVENUE S?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $239,990, this home is listed about 43% below the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1140 10TH AVENUE S?+
Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of YOU FIRST REALTY AND ASSOC LLC · Ramez Lahham. MLS #TB8541540.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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