560 7TH STREET S, SAFETY HARBOR, FL, 34695
Active4 days on marketListed Aug 31, 2026MLS #TB8542480
About this home
560 7TH STREET S
Rare opportunity to own a cleared, build-ready vacant lot in Safety Harbor, Florida — one of Pinellas County’s most walkable, water-oriented small towns. This 80 ft x 110 ft (8,790 sq ft / 0.20 acre) homesite at 560 7th Street South sits in established Del Oro Shores, just off the path between Alligator Lake and the Old Tampa Bay / Intracoastal shoreline. The prior dwelling has been demolished and the lot has been cleared, giving a buyer a clean canvas for a new custom coastal home, elevated Florida residence, or investment build in a neighborhood where newer construction is already replacing older ranch homes. Why this lot stands out: Usable rectangular lot — 80' of frontage and 110' of depth, with room for a generously sized home, pool, outdoor kitchen, and extra parking Prime Safety Harbor location — minutes to brick-lined Main Street, local restaurants, boutiques, breweries, and year-round festivals Close to the water lifestyle. Safety Harbor Marina, Waterfront Park & pier, Safety Harbor Resort & Spa, and Philippe Park No HOA and no CDD in Del Oro Shores — flexibility for a custom site plan Public water and sewer in this established neighborhood Assigned schools typically include Safety Harbor Elementary, Safety Harbor Middle (IB World School), and Countryside High Easy access to US-19, McMullen-Booth, downtown Clearwater, Gulf beaches, St. Pete-Clearwater International (PIE) and Tampa International (TPA) Safety Harbor remains one of North Pinellas’ tightest inventory markets. Vacant, buildable lots this close to downtown and the water do not last. Build your dream home where you can walk to coffee, dinner, the spa, and the bay — and still be 20–30 minutes from Tampa and the Gulf beaches.
Facts & features
The home at a glance
0.2 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,807 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,807/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Safety Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
SAFETY HARBOR 34695 — neighborhood snapshot
Population
17,882
Median age
50.6
Median income
$96,138
Median home value
$418,200
Avg household
2.42
Households w/ children
1,727
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$548K → $554K
Safety Harbor median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% above the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 560 7TH STREET S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$891,000
775 S BAYSHORE BOULEVARD · same community
3 bd · 2 ba · 1,508 sqft · $591/sqft · 12 DOM
Sold · May ’26$99,000
200 N BAYSHORE BOULEVARD UNIT 105
1 bd · 1 ba · 550 sqft · $180/sqft · 112 DOM
Sold · Jun ’26$99,000
240 N BAYSHORE BOULEVARD UNIT 204
1 bd · 1 ba · 550 sqft · $180/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 560 7TH STREET S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 560 7TH STREET S — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
560 7TH STREET S FAQs
What would the monthly payment be for 560 7TH STREET S?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,807/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 560 7TH STREET S?+
The most recent tax bill on record (2025) was $2,788. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 560 7TH STREET S?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Safety Harbor?+
At $765,000, this home is listed about 28% above the Safety Harbor median of $599,900. The market section on this page shows how the area is trending.
Which schools are assigned to 560 7TH STREET S?+
Countryside High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$765,000 runs 55% above the SAFETY HARBOR 34695 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 4 days on market in a Safety Harbor market that averages 65 — if it fits, move quickly.
04Strong assigned schools
Countryside High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WINWAY REALTY · Matthew Carr. MLS #TB8542480.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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