CENTURY 21 Edge
$789,0003 bd2.5 ba2,836 sqft$278 /sqft≈$5,438 /mo all-in ↓

2242 CYPRESS HOLLOW COURT, SAFETY HARBOR, FL, 34695

Active12 days on marketListed Oct 7, 2026MLS #TB8548555

Single Family ResidenceCYPRESS HOLLOW

About this home

2242 CYPRESS HOLLOW COURT

Welcome home to this stunning 3 Bedroom, 2.5 Bath, LOFT, 3 CAR-GARAGE. This beautifully remodeled home tucked away in a gated community in the highly desirable Safety Harbor area. A brick-paver walkway leads to the impressive double-door entry, where soaring two-story ceilings and an open, airy floor plan create a light and bright feel from the moment you step inside. Just off the entry, a spacious flex room provides endless possibilities and can easily serve as a formal dining room, living room, home office, playroom or whatever best fits your lifestyle. This home features a spacious PRIMARY SUITE ON THE FIRST FLOOR, offering privacy and convenient everyday living. The gorgeous kitchen overlooks the spacious family room and features a breakfast nook, generous counter space and plenty of room for bar stools, making it ideal for everyday living and entertaining. The large first-floor laundry room adds excellent functionality and storage. Upstairs, you’ll find two additional bedrooms along with a versatile loft—perfect for a home office, media room, playroom or additional living space. Recent updates include BRAND-NEW luxury vinyl plank flooring throughout with NO CARPET, fresh interior paint throughout, new ceiling fans, updated lighting and new faucets in all bathrooms, Gas Water Heater, Main A/C 2025, secondary A/C 2016. The open floor plan is ideal for both everyday living and entertaining, while the 3-CAR GARAGE provides plenty of room for vehicles and additional storage. Enjoy Florida living from the screened-in lanai and the ease of a low-maintenance homesite. The gated community also offers pickleball for residents to enjoy, and the home is located in a NON FLOOD ZONE. Enjoy sunsets overlooking the bay, explore Philippe Park, or stroll along Main Street and experience the unique downtown that makes Safety Harbor such a sought-after Tampa Bay community. Ideally located with convenient access to shopping, dining, trails, Tampa Bay-area beaches and both Tampa International and St. Pete-Clearwater International Airports. Combining extensive recent updates, a flexible and functional floor plan, and an exceptional location, this move-in-ready home offers the opportunity to enjoy both a beautifully refreshed residence and the distinctive Safety Harbor lifestyle. Beautifully updated, light and bright, and truly move-in ready!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,836

Sqft

0.22 ac

Lot size

3

Garage

2004

Year built

Two

Levels

$278

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric · Natural Gas

Outside & construction

RoofTile
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesEast
ParkingGarage Faces Side
ExteriorIrrigation System · Sidewalk

Community & fees

HOA fee$200/mo
Taxes (2025)$6,300/yr
PetsYes
CommunityDeed Restrictions · Gated Community - No Guard · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Natural Gas Connected · Public · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,438 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,257
PMI (est., until 20% equity)$296
Property tax — 2025 actual bill$525
HOA fee — from the listing$200
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $78,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $78,900
Interest rate6.00%
Loan term

Estimated payment

$5,438/mo

Principal & interest$4,257
PMI (est., until 20% equity)$296
Property taxes (actual bill)$525
HOA / condo fee$200
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $789K
$757KedgeAI estimate $973,560 · range $876K–$1.1M$1.1M

vs edgeAI estimate

−19%

$/sqft vs Safety Harbor actives

$278 vs $303

Days on market

12 vs 83 typical

Where $278/sqft sits among the 69 Safety Harbor actives

16
18 · this home
15
8
6
6
$130–215$215–299$299–384$384–468$468–552$552+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Safety Harbor

Drive times from this address

Tampa Int’l Airport (TPA)≈ 24 min
Downtown Tampa≈ 27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Safety Harbor. See the full Safety Harbor guide →

SAFETY HARBOR 34695 — neighborhood snapshot

Population

17,882

Median age

50.6

Median income

$96,138

Median home value

$418,200

Avg household

2.42

Households w/ children

1,727

For the school run

Pinellas County School District

HighCountryside High School★★★★★
ElementaryCurlew Creek Elementary School★★★★★
MiddleSafety Harbor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Safety Harbor market

Seller’s marketLeans seller — 3.2 months of inventoryBuyer’s market

$548K → $554K

Safety Harbor median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

43 of 69

Safety Harbor actives have cut their price

Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% above the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →

Paper trail

This home's history

Oct 7, 2026Listed at $789,000 · 12 days on market since
2004Built · CYPRESS HOLLOW

Reality check

What actually sold near 2242 CYPRESS HOLLOW COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2240 CYPRESS HOLLOW COURTSold · Sep ’26

$975,000

2240 CYPRESS HOLLOW COURT · same community

4 bd · 3 ba · 3,397 sqft · $287/sqft · 2 DOM

4505 OLD SAYBROOK AVENUESold · May ’26

$520,000

4505 OLD SAYBROOK AVENUE · same community

3 bd · 2.5 ba · 1,860 sqft · $280/sqft · 89 DOM

360 10TH AVENUE SSold · Jan ’26

$705,000

360 10TH AVENUE S

4 bd · 3 ba · 2,797 sqft · $252/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Pedro Ribeiro Gloria

Your agent

Pedro Ribeiro Gloria

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2242 CYPRESS HOLLOW COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2242 CYPRESS HOLLOW COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2242 CYPRESS HOLLOW COURT FAQs

What would the monthly payment be for 2242 CYPRESS HOLLOW COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,438/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2242 CYPRESS HOLLOW COURT?+

The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2242 CYPRESS HOLLOW COURT?+

The most recent tax bill on record (2025) was $6,300. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2242 CYPRESS HOLLOW COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Safety Harbor?+

At $789,000, this home is listed about 58% above the Safety Harbor median of $500,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2242 CYPRESS HOLLOW COURT?+

Countryside High School (high), Curlew Creek Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Lori King. MLS #TB8548555.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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