CENTURY 21 Edge
$210,0002 bd1.5 ba1,130 sqft$186 /sqft$1,828 /mo all-in ↓

2214 GOLDEN OAK LANE, VALRICO, FL, 33594

Active20 days on marketListed Aug 31, 2026MLS #TB8542811

Priced 50% below the VALRICO 33594 medianTownhouseOAK VALLEY TWNHMS

About this home

2214 GOLDEN OAK LANE

Virtually Staged. Welcome to a thoughtfully refreshed 2-bedroom, 1.5-bath townhome in Valrico, where extensive cosmetic improvements, custom touches and practical upgrades create a stylish, comfortable and move-in-ready home. The open main level connects the living and dining areas to a beautifully transformed kitchen, making the space ideal for everyday living and entertaining. The kitchen features refinished cabinetry in a rich, modern finish, updated hardware and fixtures, upgraded appliances, a stylish geometric tile backsplash, and a custom-built breakfast bar topped with a substantial wood countertop. The breakfast bar adds valuable counter and seating space while creating a natural gathering point between the kitchen and living area. The large kitchen window brings in abundant natural light. The attention to detail continues throughout the home. Every downstairs light fixture has been replaced with a newer, stylish fixture, while refreshed paint, trim and finishing details give the interior a cohesive, polished appearance. Both bathrooms have received thoughtful cosmetic updates, including refinished vanity cabinetry, updated hardware and decorative tiled mirror surrounds that replace the original large, unframed mirrors with a more finished, designer-inspired look. Upstairs, both generously sized bedrooms feature walk-in closets, providing excellent storage. The full bathroom retains its functional tub/shower layout while benefiting from the updated vanity, mirror treatment and refreshed finishes. An upstairs laundry area adds everyday convenience. Additional improvements were made with Florida comfort and security in mind. Front-facing windows are tinted to help reduce heat gain and maintain a more comfortable interior temperature during the hot summer months. The home also features a fully installed ADT security network with first-floor window and door sensors, an indoor security camera, carbon monoxide alarm and emergency response service, adding valuable peace of mind. The living area opens through sliding glass doors to a screened-in porch, extending the living space outdoors. With its combination of custom improvements, updated finishes, abundant storage, enhanced security and low-maintenance townhome living, this home offers a move-in-ready opportunity with many of the cosmetic projects already completed. RECENT UPDATES & FEATURES • Custom-built kitchen breakfast bar with substantial wood countertop • Refinished kitchen cabinetry & updated cabinet hardware • Upgraded kitchen appliances & fixtures • Geometric tile kitchen backsplash • Stylish replacement light fixtures throughout downstairs • Refreshed interior paint, trim & finishing details • Refinished bathroom vanities & updated hardware • Tiled decorative mirror surrounds in both bathrooms • Walk-in closets in both bedrooms • Front window tinting for added heat control • Fully installed ADT security network • First-floor door & window sensors • Indoor security camera & CO alarm • ADT emergency response service • Upstairs laundry • Screened-in rear porch • Open-concept living/dining/kitchen layout

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

1,130

Sqft

0.02 ac

Lot size

2003

Year built

Two

Levels

$186

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesCooktop · Dishwasher · Dryer · Microwave · Refrigerator · Trash Compactor · Washer
InteriorCeiling Fan(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionWood Siding
FoundationSlab
FacesSouth
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$294/mo
Taxes (2025)$539/yr
PetsCats OK, Dogs OK
CommunitySidewalks

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,828 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,236
FHA mortgage insurance (est.)$93
Property tax — 2025 actual bill$45
HOA fee — from the listing$294
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,350Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,350
Interest rate6.00%
Loan term

Estimated payment

$1,828/mo

Principal & interest$1,236
FHA mortgage insurance (est.)$93
Property taxes (actual bill)$45
HOA / condo fee$294
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $210K
$184KedgeAI estimate $201,298 · range $191K$218K$227K

vs edgeAI estimate

+4.3%

$/sqft vs Valrico actives

$186 vs $215

Days on market

20 vs 36 typical

Where $186/sqft sits among the 197 Valrico actives

31
28 · this home
58
40
21
19
$157–178$178–199$199–220$220–241$241–262$262+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oak Valley

Drive times from this address

Downtown Tampa19 min
Tampa Int’l Airport (TPA)32 min
Walt Disney World69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Valrico. See the full Valrico guide →

Oak Valley — neighborhood snapshot

Population

582

Median age

40

Median income

$88,043

Median home value

$400,000

Avg household

3

Households w/ children

97%

For the school run

Hillsborough County School District

ElementaryValrico Elementary School★★★★
MiddleMulrennan Middle School★★★★★
HighDurant High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Valrico market

Seller’s marketSeller’s market2.7 months of inventoryBuyer’s market

$450K$437K

Valrico median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

125 of 197

Valrico actives have cut their price

Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% below the VALRICO 33594 median. See the full Valrico market guide →

Paper trail

This home's history

Aug 31, 2026Listed at $210,000 · 20 days on market since
2003Built · OAK VALLEY TWNHMS

Reality check

What actually sold near 2214 GOLDEN OAK LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2118 GOLDEN OAK LNSold · Jun ’26

$195,000

2118 GOLDEN OAK LN · same community

2 bd · 1.5 ba · 1,142 sqft · $171/sqft · 36 DOM

2228 GOLDEN OAK LANESold · Feb ’26

$202,500

2228 GOLDEN OAK LANE · same community

2 bd · 1.5 ba · 1,142 sqft · $177/sqft · 136 DOM

212 GOLDEN POND COURTSold · May ’26

$198,000

212 GOLDEN POND COURT · same community

2 bd · 1.5 ba · 1,242 sqft · $159/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 2214 GOLDEN OAK LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2214 GOLDEN OAK LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2214 GOLDEN OAK LANE FAQs

What would the monthly payment be for 2214 GOLDEN OAK LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,828/mo — principal and interest, the actual property-tax bill, the $294/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2214 GOLDEN OAK LANE?+

The association fee works out to $294 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2214 GOLDEN OAK LANE?+

The most recent tax bill on record (2025) was $539. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2214 GOLDEN OAK LANE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Valrico?+

At $210,000, this home is listed about 56% below the Valrico median of $475,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2214 GOLDEN OAK LANE?+

Valrico Elementary School (elementary), Mulrennan Middle School (middle), Durant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BOSS LADY REALTY LLC · Laura Spaulding. MLS #TB8542811.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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