234 PENMARK STONE PL, VALRICO, FL, 33594
Active5 days on marketListed Oct 7, 2026MLS #TB8556164
About this home
234 PENMARK STONE PL
Virtually Staged. WELCOME TO KINGS MILL! Discover comfort, convenience, and low-maintenance Florida living in this beautifully maintained 3-bedroom, 2.5-bath townhome, nestled within the desirable gated community of Kings Mill! Ideally situated toward the rear of the community, this inviting residence offers a peaceful setting with the added convenience of reserved parking just steps from your front door. Step inside to discover a spacious and welcoming floor plan featuring attractive laminate and tile flooring throughout the main living areas. The open great room and dining area provide the perfect setting for everyday living and entertaining. The updated kitchen features stylish cabinetry, stainless steel appliances, and ample storage and workspace. A conveniently located half bath and additional storage areas complete the first floor. Upstairs, you'll find all three bedrooms, including a generously sized primary suite featuring a spacious closet and private en-suite bathroom. Two additional bedrooms offer flexibility for guests, family, or a home office. Enjoy the benefits of maintenance-free living! The Kings Mill community offers a refreshing swimming pool and the added privacy of gated access. HOA dues include roof and exterior maintenance, along with water and sewer services, allowing you more time to enjoy the Florida lifestyle without the hassle of extensive exterior upkeep. Conveniently located in Valrico, with easy access to shopping, dining, entertainment, and major commuter routes, this townhome offers a wonderful combination of location, comfort, and convenience. Whether you're looking for your primary residence or a low-maintenance Florida retreat, this Kings Mill townhome is ready to welcome you home! **INVESTOR OPPORTUNITY**: This Unit comes with a tenant already in place. Buyer to assume existing lease, subject to applicable terms and requirements. Buyer to honor lease that ends 02/28/2027. Property is being SOLD AS-IS.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,560
Sqft
0.03 ac
Lot size
2006
Year built
Two
Levels
$127
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,110 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,110/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10%
$/sqft vs Valrico actives
$127 vs $212
Days on market
5 vs 53 typical
Where $127/sqft sits among the 203 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kings Mill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
Kings Mill — neighborhood snapshot
Population
1,403
Median age
40
Median income
$79,722
Median home value
$307,800
Avg household
3
Households w/ children
148
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$450K → $433K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
125 of 203
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% below the VALRICO 33594 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 234 PENMARK STONE PL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$298,000
4812 COPPER CANYON BOULEVARD
3 bd · 2 ba · 1,557 sqft · $191/sqft · 75 DOM
Sold · Aug ’26$325,000
860 ROCKY MOUNTAIN COURT
3 bd · 2 ba · 1,550 sqft · $210/sqft · 10 DOM
Sold · Oct ’25$310,000
4610 TUCSON COURT
3 bd · 2 ba · 1,550 sqft · $200/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 234 PENMARK STONE PL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 234 PENMARK STONE PL — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
234 PENMARK STONE PL FAQs
What would the monthly payment be for 234 PENMARK STONE PL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,110/mo — principal and interest, the actual property-tax bill, the $400/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 234 PENMARK STONE PL?+
The association fee works out to $400 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 234 PENMARK STONE PL?+
The most recent tax bill on record (2025) was $3,568. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 234 PENMARK STONE PL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $197,900, this home is listed about 55% below the Valrico median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 234 PENMARK STONE PL?+
Mulrennan Middle School (middle), Nelson Elementary School (elementary), Durant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX BAYSIDE REALTY LLC · Danna Frost. MLS #TB8556164.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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