8490 92ND TER, SEMINOLE, FL, 33777
Active19 days on marketListed Sep 1, 2026MLS #TB8543880
About this home
8490 92ND TER
Nestled on a quiet street surrounded by mature shade and a lush garden setting, this inviting 3-bedroom, 2-bath home offers comfortable living with plenty of outdoor space. The layout provides a welcoming atmosphere with room to suit a variety of lifestyles, whether you're looking for a place to call home or a comfortable retirement retreat. The fenced backyard offers excellent storage and workspace options, featuring two storage buildings, including a workshop. There’s plenty of room to garden, relax, or enjoy the outdoors in a private setting. Conveniently located near community amenities, this home offers easy access to everyday necessities while maintaining a peaceful neighborhood feel. A wonderful opportunity for anyone seeking a comfortable home with generous outdoor space and practical storage.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,202
Sqft
0.14 ac
Lot size
1959
Year built
One
Levels
$287
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,666 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,666/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.1%
$/sqft vs Seminole actives
$287 vs $253
Days on market
19 vs 45 typical
Where $287/sqft sits among the 308 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crestridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Crestridge — neighborhood snapshot
Population
714
Median age
49
Median income
$103,720
Median home value
$219,197
Avg household
2
Households w/ children
82%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
160 of 308
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the SEMINOLE 33777 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 8490 92ND TER
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$289,000
9297 84TH STREET · same community
3 bd · 2 ba · 1,147 sqft · $252/sqft · 63 DOM
Sold · May ’26$272,000
9184 86TH STREET · same community
3 bd · 1 ba · 840 sqft · $324/sqft · 58 DOM
Sold · Apr ’26$172,500
8950 PARK BOULEVARD UNIT 410
2 bd · 2 ba · 1,194 sqft · $144/sqft · 218 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 8490 92ND TER — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8490 92ND TER — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8490 92ND TER FAQs
What would the monthly payment be for 8490 92ND TER?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,666/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8490 92ND TER?+
The most recent tax bill on record (2025) was $3,863. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8490 92ND TER?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $345,000, this home is listed about 11% below the Seminole median of $387,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8490 92ND TER?+
Bardmoor Elementary School (elementary), Osceola Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ORCHARD BROKERAGE, LLC · Celina Gomez. MLS #TB8543880.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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