9218 86TH STREET N, SEMINOLE, FL, 33777
Active12 days on marketListed Sep 28, 2026MLS #TB8553009
About this home
9218 86TH STREET N
Welcome to Crestridge, where thoughtful updates, a flexible floor plan, and the Seminole lifestyle come together beautifully. This move-in-ready single-family home offers 4 bedrooms, 2 bathrooms, and 1,491 heated square feet. The open, split-bedroom floor plan creates a spacious, inviting atmosphere while providing comfortable separation between the primary suite and additional bedrooms. A fenced backyard and shaded patio offer extra space to relax, entertain, or enjoy the Florida sunshine… THE KITCHEN: The brand-new kitchen is ready to serve up some serious style with quartz countertops, new cabinetry, stainless-steel appliances, a deep sink, updated lighting, and a center island with seating. Open to the main living area, it keeps cooking, dining, and conversation comfortably connected… THE BEDROOMS: All four bedrooms feature ceiling fans with remote-controlled lighting. The private primary suite includes an en-suite bathroom, two closets, an updated vanity, and a stylish barn door. New blinds and fresh interior paint help make every room feel clean, bright, and ready to enjoy… RECENT UPDATES & EXTRAS: Major improvements include a roof replaced in April 2021, HVAC installed in April 2024, a 2025 water heater, and updated electrical. The interior was painted in September 2026, and the exterior was painted in July/August 2026. Additional features include all-new lighting, a water softener, six-camera security system, and smoke alarms throughout. THE COMMUNITY: Crestridge offers an established residential setting in the desirable Seminole area, close to everyday conveniences and some of Pinellas County’s most popular recreational destinations. Located in Flood Zone X, the home has also served as a rental for the past two years, offering flexibility as a primary residence, seasonal retreat, or investment property… THE LOCATION: Seminole is loved for its relaxed Florida atmosphere, central Pinellas County location, and convenient access to parks, beaches, shopping, dining, recreation, and entertainment. Madeira Beach, Indian Shores, and Indian Rocks Beach are just minutes away. Enjoy boating, fishing, nature trails, and waterfront scenery at nearby Lake Seminole Park, or play a round at Bardmoor Golf & Tennis Club. Convenient access to major roadways makes reaching St. Petersburg, Clearwater, and Tampa easy, while Tampa International Airport and St. Pete–Clearwater International Airport offer convenient options for air travel. Updated, versatile, and close to everything that makes the Florida lifestyle so appealing—this Crestridge home is ready for its next chapter…
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,491
Sqft
0.14 ac
Lot size
1959
Year built
One
Levels
$288
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,350 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,350/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.6%
$/sqft vs Seminole actives
$288 vs $251
Days on market
12 vs 54 typical
Where $288/sqft sits among the 323 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crestridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Crestridge — neighborhood snapshot
Population
714
Median age
49
Median income
$103,720
Median home value
$219,197
Avg household
2
Households w/ children
82%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
172 of 323
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the SEMINOLE 33777 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 9218 86TH STREET N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$289,000
9297 84TH STREET · same community
3 bd · 2 ba · 1,147 sqft · $252/sqft · 63 DOM
Sold · Oct ’26$155,000
8528 N 92ND TERRACE · same community
3 bd · 2 ba · 1,092 sqft · $142/sqft · 48 DOM
Sold · May ’26$272,000
9184 86TH STREET · same community
3 bd · 1 ba · 840 sqft · $324/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 9218 86TH STREET N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9218 86TH STREET N — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9218 86TH STREET N FAQs
What would the monthly payment be for 9218 86TH STREET N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,350/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9218 86TH STREET N?+
The most recent tax bill on record (2025) was $5,633. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Seminole?+
At $429,900, this home is listed about 19% above the Seminole median of $362,500. The market section on this page shows how the area is trending.
Which schools are assigned to 9218 86TH STREET N?+
Bardmoor Elementary School (elementary), Osceola Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Vivian Resnick. MLS #TB8553009.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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