CENTURY 21 Edge
$450,0002 bd2 ba1,210 sqft$372 /sqft$4,283 /mo all-in ↓

36750 US HIGHWAY 19 N UNIT 04138, PALM HARBOR, FL, 34684

Active1 days on marketListed Sep 2, 2026MLS #TB8544480

Fully furnishedCondominiumINNISBROOK 04 CONDO

About this home

36750 US HIGHWAY 19 N UNIT 04138

TWO BEDROOM/TWO BATH “C” UNIT - Ground Floor with million-dollar view of Innisbrook Lake! Paradise awaits with resort-style living at its finest. You will love this gorgeous 2-Bedroom/ 2-Bath condo with an UNOBSTRUCTED VIEW of the lake and Island Golf Course. All this and much more in Innisbrook Golf and Spa Resort, a privately gated Resort in Palm Harbor. This unit is recently RENOVATED FROM TOP TO BOTTOM, tastefully decorated, AND offered FULLY FURNISHED. Renovations include PELLA PREMIER IMPACT AND HURRICANE RESISTANT windows and doors which include a transferable 20/10-year warranty. As you enter this condo, you can appreciate the open concept kitchen, living and dining area. Enjoy the enlarged kitchen with classic high-end cabinets as well as extra storage, with stunning granite counter tops with LARGE ISLAND/BREAKFAST BAR with four bar stools and a pantry with pull-out drawers and appliance garage for coffee maker and toaster. HIGH-END APPLIANCES include induction stove, fridge with ice & filtered water, dishwasher and microwave. Beautiful Travertine Flooring in a French pattern matches throughout the kitchen, living room, patio, hallways and closets, as well as new flooring in both bedrooms. The guest bathroom has been completely renovated as well as the master bath has been enlarged and renovated with a vanity with double sinks. Other improvements you will appreciate are the Crown Molding throughout; Raised Ceiling in the kitchen; Wine Storage Rack and Mini Bar with Wine Fridge; LED pot lights throughout; and LED lights above and below kitchen cabinets adding ambience. An added benefit of this location is the Island Clubhouse is right next door featuring the Turnberry Pub and Island Pool with hot tub, as well as a ground floor coin-free laundry just a few doors away, or, you have the option to install your own washer dryer in the water heater closet (to be installed by a licensed plumber and permits are required). Your HOA fee is very inclusive with water/sewer/trash/coin-free laundry/Wi-Fi and basic cable all included. Situated on 800 wooded acres of rolling hills and 70 acres of lakes, Innisbrook, A Salamander Golf and Spa Resort is located just 25 minutes from Tampa International Airport. Innisbrook features sixty-three holes of golf, including the PGA’s Valspar Championship Copperhead course, 280spacious guest suites and rooms, 5 restaurants and 3 bars including the FAIRWAYS COFFEE AND WINE BAR featuring STARBUCKS coffee, 10 Har-Tru TENNIS courts, 4 Hard-court PICKLEBALL Courts, 3 Indoor RACQUETBALL courts, a full-service Salamander SPA with 12 treatment rooms and Fitness Center, 6 Swimming POOL Complexes, and 2 Conference halls.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,210

Sqft

0 ac

Lot size

1971

Year built

One

Levels

$372

Per sqft

Golf Course & Water viewFurnishedPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDisposal · Microwave · Range · Range Hood · Refrigerator
InteriorThermostat · Window Treatments
LaundryCommon Area · Corridor Access
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofBuilt-Up
ConstructionBlock
FoundationSlab
ViewGolf Course · Water
FacesEast
ExteriorSliding Doors

Community & fees

HOA fee$827/mo
Taxes (2025)$5,371/yr
PetsYes
CommunityBuyer Approval Required · Community Mailbox · Deed Restrictions · Gated Community - Guard · Golf · Irrigation-Reclaimed Water · Playground · Pool · Racquetball · Restaurant · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,283 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$448
Condo fee — from the listing$827
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$4,283/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$448
HOA / condo fee$827
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$256KedgeAI estimate $303,801 · range $267K$323K$468K

vs edgeAI estimate

+48.1%

$/sqft vs Palm Harbor actives

$372 vs $255

Days on market

1 vs 52 typical

Where $372/sqft sits among the 400 Palm Harbor actives

77
85
95
69
45
29 · this home
$153–195$195–237$237–279$279–321$321–363$363+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Innisbrook

Drive times from this address

Tampa Int’l Airport (TPA)38 min
Downtown Tampa42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

Innisbrook — neighborhood snapshot

Population

954

Median age

60

Median income

$107,560

Median home value

$520,200

Avg household

2

Households w/ children

43%

For the school run

Pinellas County School District

ElementarySutherland Elementary School★★★★★
HighTarpon Springs High School★★★★★
MiddleTarpon Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$420K$445K

Palm Harbor median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

227 of 400

Palm Harbor actives have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 80% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →

Paper trail

This home's history

Sep 2, 2026Listed at $450,000 · 1 days on market since
1971Built · INNISBROOK 04 CONDO

Reality check

What actually sold near 36750 US HIGHWAY 19 N UNIT 04138

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

36750 US HIGHWAY 19 N UNIT 04208Sold · Feb ’26

$340,000

36750 US HIGHWAY 19 N UNIT 04208 · same community

2 bd · 2 ba · 1,210 sqft · $281/sqft · 344 DOM

36750 US HIGHWAY 19 N UNIT 04310Sold · Jan ’26

$260,000

36750 US HIGHWAY 19 N UNIT 04310 · same community

1 bd · 1 ba · 825 sqft · $315/sqft · 793 DOM

36750 US HIGHWAY 19 N UNIT 04214Sold · Nov ’25

$572,000

36750 US HIGHWAY 19 N UNIT 04214 · same community

2 bd · 2 ba · 1,660 sqft · $345/sqft · 27 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 36750 US HIGHWAY 19 N UNIT 04138 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 36750 US HIGHWAY 19 N UNIT 04138 — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

36750 US HIGHWAY 19 N UNIT 04138 FAQs

What would the monthly payment be for 36750 US HIGHWAY 19 N UNIT 04138?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,283/mo — principal and interest, the actual property-tax bill, the $827/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 36750 US HIGHWAY 19 N UNIT 04138?+

The association fee works out to $827 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 36750 US HIGHWAY 19 N UNIT 04138?+

The most recent tax bill on record (2025) was $5,371. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 36750 US HIGHWAY 19 N UNIT 04138?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $450,000, this home is listed about 19% above the Palm Harbor median of $377,495. The market section on this page shows how the area is trending.

Which schools are assigned to 36750 US HIGHWAY 19 N UNIT 04138?+

Sutherland Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$450,000 runs 80% above the PALM HARBOR 34684 median.

02Golf Course & Water views

The golf course and water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $827/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Fresh on the market

Only 1 day on market in a Palm Harbor market that averages 52 — if it fits, move quickly.

05Strong assigned schools

Sutherland Elementary School, Tarpon Springs High School, Tarpon Springs Middle School — Sutherland Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of GOLF HOST SECURITIES INC · Debbie Nobile. MLS #TB8544480.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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