321 DOVER COURT E, SAFETY HARBOR, FL, 34695
Active1 days on marketListed Sep 3, 2026MLS #TB8544488
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Upcoming open house
Sat, Sep 5
11:00 AM – 1:00 PM
About this home
321 DOVER COURT E
Welcome to 321 Dover Ct E, a beautifully maintained 2-bedroom, 2-bath end-unit villa nestled in the desirable Bay Towne community of Safety Harbor. Offering the feel of a single-family home with the convenience of low-maintenance living, this light and bright residence features an open floor plan, vaulted ceilings, split-bedroom layout, and tile and laminate flooring throughout. The spacious living and dining areas flow seamlessly into the kitchen, creating an inviting space for both everyday living and entertaining. The primary suite offers privacy and comfort with an en-suite bath and generous closet space, while the second bedroom and bathroom are ideally situated in the home to provide privacy for guests. Step outside to the screened lanai and enjoy the privacy of the fenced backyard, mature landscaping, and additional outdoor living space. An attached storage area provides convenient room for bikes, tools, and recreational gear. Residents also enjoy access to the community pool and other neighborhood amenities. One of the home's standout features is the transferable solar panel system, offering the next owner the opportunity to take advantage of solar energy and reduced electric costs. The solar system adds an attractive combination of energy efficiency and long-term value for the future owner. Located just minutes from everything that makes Safety Harbor special, this home provides easy access to downtown Safety Harbor, waterfront parks, restaurants, shopping, and recreation, while also offering convenient access to Tampa, Clearwater, and the Gulf beaches. If you're looking for a move-in-ready home with a private outdoor space, spacious interior layout, and desirable community amenities, this villa is a must-see.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,013
Sqft
0.09 ac
Lot size
1982
Year built
One
Levels
$355
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,952 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,952/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14%
$/sqft vs Safety Harbor actives
$355 vs $323
Days on market
1 vs 65 typical
Where $355/sqft sits among the 91 Safety Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bay Towne
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
Bay Towne — neighborhood snapshot
Population
597
Median age
50
Median income
$87,029
Median home value
$380,755
Avg household
2
Households w/ children
89%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$548K → $554K
Safety Harbor median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
47 of 91
Safety Harbor actives have cut their price
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 321 DOVER COURT E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$320,000
1147 DOVER COURT · same community
2 bd · 2 ba · 1,013 sqft · $316/sqft · 45 DOM
Sold · Feb ’26$290,000
280 KENT PLACE · same community
2 bd · 2 ba · 1,013 sqft · $286/sqft · 97 DOM
Sold · Jun ’26$317,000
349 PLYMOUTH STREET · same community
2 bd · 2 ba · 1,013 sqft · $313/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 321 DOVER COURT E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 321 DOVER COURT E — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
321 DOVER COURT E FAQs
What would the monthly payment be for 321 DOVER COURT E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,952/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 321 DOVER COURT E?+
The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 321 DOVER COURT E?+
The most recent tax bill on record (2025) was $4,068. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 321 DOVER COURT E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Safety Harbor?+
At $360,000, this home is listed about 40% below the Safety Harbor median of $599,900. The market section on this page shows how the area is trending.
Which schools are assigned to 321 DOVER COURT E?+
Safety Harbor Middle School (middle), Safety Harbor Elementary School (elementary), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SAFETY HARBOR 34695 market on paper
$360,000 is 27% below the SAFETY HARBOR 34695 median of $494,500, and at $355/sqft it sits under the Safety Harbor average of $404.
02Fresh on the market
Only 1 day on market in a Safety Harbor market that averages 65 — if it fits, move quickly.
03Strong assigned schools
Safety Harbor Middle School, Safety Harbor Elementary School, Countryside High School — Safety Harbor Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Tanner Tillung. MLS #TB8544488.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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