1130 DOVER COURT, SAFETY HARBOR, FL, 34695
Active27 days on marketListed Sep 23, 2026MLS #W7889773
About this home
1130 DOVER COURT
Book your viewing now for this charming unfurnished long-term rental in the peaceful Bay Towne Villas community! This well-maintained corner-unit villa offers 2 bedrooms, 2 bathrooms, a desirable split-bedroom floor plan, and soaring vaulted ceilings that create a bright, open living space. Sliding glass doors lead to a screened-in lanai and a private, fenced backyard. Perfect for relaxing or enjoying the outdoors. Lawn maintenance is included and provided by the community, so you can enjoy the green space without the upkeep. A dedicated laundry closet with washer and dryer hookups is conveniently located just outside the second bedroom. Ideally located less than a mile from beautiful Philippe Park and the shops, restaurants, and waterfront of downtown Safety Harbor, you'll have easy access to everything this highly sought-after area has to offer. Residents also enjoy access to the community pool, making this the perfect place to call home. Don't miss this opportunity to live in one of Safety Harbor's most desirable communities, schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,013
Sqft
0.09 ac
Lot size
1982
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Safety Harbor actives
$2 vs $303
Days on market
27 vs 83 typical
Where $2/sqft sits among the 71 Safety Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bay Towne
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
Bay Towne — neighborhood snapshot
Population
597
Median age
50
Median income
$87,029
Median home value
$380,755
Avg household
2
Households w/ children
89%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$548K → $554K
Safety Harbor median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
45 of 71
Safety Harbor actives have cut their price
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 1130 DOVER COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$320,000
1147 DOVER COURT · same community
2 bd · 2 ba · 1,013 sqft · $316/sqft · 45 DOM
Sold · Feb ’26$290,000
280 KENT PLACE · same community
2 bd · 2 ba · 1,013 sqft · $286/sqft · 97 DOM
Sold · Jun ’26$317,000
349 PLYMOUTH STREET · same community
2 bd · 2 ba · 1,013 sqft · $313/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1130 DOVER COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1130 DOVER COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1130 DOVER COURT FAQs
What would the monthly payment be for 1130 DOVER COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1130 DOVER COURT?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Safety Harbor?+
At $1,795, this home is listed about 100% below the Safety Harbor median of $500,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1130 DOVER COURT?+
Safety Harbor Middle School (middle), Safety Harbor Elementary School (elementary), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SAFETY HARBOR 34695 market on paper
$1,795 is 100% below the SAFETY HARBOR 34695 median of $499,000, and at $2/sqft it sits under the Safety Harbor average of $365.
02Strong assigned schools
Safety Harbor Middle School, Safety Harbor Elementary School, Countryside High School — Safety Harbor Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $1,900, now $1,795 — a $105 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Kirby Dulin. MLS #W7889773.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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