CENTURY 21 Edge
$1,150,0004 bd3.5 ba3,198 sqft$360 /sqft$7,934 /mo all-in ↓

3921 ARLINGTON DRIVE, PALM HARBOR, FL, 34685

Active3 days on marketListed Sep 18, 2026MLS #TB8544994

WaterfrontPrivate poolSingle Family ResidencePRESIDENTS LANDING PH 3

About this home

3921 ARLINGTON DRIVE

Virtually Staged. Roof 2020, A/C 2026. No CDD and mandatory flood insurance is not required. Welcome to the highly desirable GATED community of Presidents Landing, where you’ll find this beautifully appointed one-story, 4 bedroom, 3 bath executive home offering 3,198 square feet, a dedicated home office, 3-car garage, caged private pool with a heated spa, and a peaceful conservation pond setting. From the moment you arrive, mature landscaping, a decorative designed walkway, accent lighting, impressive portico, and double entry doors create a memorable first impression. Inside, architectural details include tray ceilings, crown molding, arched doorways, plantation shutters, and luxury vinyl plank flooring throughout the main living areas. The spacious kitchen is designed for both everyday living and entertaining, featuring granite countertops, a large center island, built-in appliances, abundant cabinetry, and a walk through butler’s pantry with additional storage, wine rack, and stemware storage. The adjoining breakfast area opens to the family room, complete with a fireplace, media niche, and sliding doors overlooking the pool and lanai. Step outside to your own private Florida retreat. The screened pool and spa overlook a tranquil conservation pond and feature a Pebble Tec finish, saltwater system, upgraded spa heater, expansive paver decking, and outdoor surround sound, creating an ideal setting for entertaining, relaxing, or enjoying Florida living year round. Residents of Presidents Landing enjoy exclusive amenities including a private boat ramp, docks, and park on Lake Tarpon, along with access to the larger Lansbrook community parks, walking trails, playgrounds, and sports facilities. Conveniently located near top-rated schools, shopping, dining, golf courses, and Gulf Coast beaches. A neighborhood YMCA is nearby and local county parks! Schedule your private showing and experience everything this gorgeous home has to offer!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,198

Sqft

0.53 ac

Lot size

3

Garage

1995

Year built

One

Levels

$360

Per sqft

Private poolWaterfrontFireplaceTrees/Woods viewPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Microwave · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesSouth
ParkingGarage Door Opener
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$379/mo
Taxes (2025)$9,098/yr
PetsCats OK, Dogs OK, Yes
CommunityCommunity Boat Ramp · Dock · Fishing · Lake · Water Access · Waterfront · Deed Restrictions · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Park · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Propane · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,934 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,205
PMI (est., until 20% equity)$431
Property tax — 2025 actual bill$758
HOA fee — from the listing$379
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $115,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $115,000
Interest rate6.00%
Loan term

Estimated payment

$7,934/mo

Principal & interest$6,205
PMI (est., until 20% equity)$431
Property taxes (actual bill)$758
HOA / condo fee$379
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$693KedgeAI estimate $813,137 · range $722K$882K$1.2M

vs edgeAI estimate

+41.4%

$/sqft vs Palm Harbor actives

$360 vs $256

Days on market

3 vs 52 typical

Where $360/sqft sits among the 400 Palm Harbor actives

78
80
86
69
52
35 · this home
$157–197$197–238$238–278$278–318$318–358$358+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lansbrook Village

Drive times from this address

Tampa Int’l Airport (TPA)38 min
Downtown Tampa42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

Lansbrook Village — neighborhood snapshot

Population

5,604

Median age

49

Median income

$140,957

Median home value

$625,945

Avg household

3

Households w/ children

606

For the school run

Pinellas County School District

ElementaryCypress Woods Elementary School★★★★★
HighEast Lake High School★★★★
MiddleTarpon Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$420K$445K

Palm Harbor median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

233 of 400

Palm Harbor actives have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 254% above the PALM HARBOR 34685 median. See the full Palm Harbor market guide →

Paper trail

This home's history

Sep 18, 2026Listed at $1,150,000 · 3 days on market since
1995Built · PRESIDENTS LANDING PH 3

Reality check

What actually sold near 3921 ARLINGTON DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4010 EXECUTIVE DRIVESold · May ’26

$1,450,000

4010 EXECUTIVE DRIVE · same community

5 bd · 4.5 ba · 4,962 sqft · $292/sqft · 4 DOM

3267 WESTCOTT COURTSold · Apr ’26

$765,000

3267 WESTCOTT COURT

4 bd · 2.5 ba · 2,939 sqft · $260/sqft · 6 DOM

2653 LANDING WAYSold · Sep ’26

$735,000

2653 LANDING WAY

4 bd · 2 ba · 2,824 sqft · $260/sqft · 25 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 3921 ARLINGTON DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3921 ARLINGTON DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3921 ARLINGTON DRIVE FAQs

What would the monthly payment be for 3921 ARLINGTON DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,934/mo — principal and interest, the actual property-tax bill, the $379/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3921 ARLINGTON DRIVE?+

The association fee works out to $379 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3921 ARLINGTON DRIVE?+

The most recent tax bill on record (2025) was $9,098. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3921 ARLINGTON DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $1,150,000, this home is listed about 205% above the Palm Harbor median of $377,495. The market section on this page shows how the area is trending.

Which schools are assigned to 3921 ARLINGTON DRIVE?+

Cypress Woods Elementary School (elementary), East Lake High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,150,000 runs 254% above the PALM HARBOR 34685 median — but at 3,198 sqft it's also nearly twice the size of the typical Palm Harbor listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 3 days on market in a Palm Harbor market that averages 52 — if it fits, move quickly.

04Strong assigned schools

Cypress Woods Elementary School, East Lake High School, Tarpon Springs Middle School — Cypress Woods Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Melissa Davis. MLS #TB8544994.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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