CENTURY 21 Edge
$117,9001 bd1 ba790 sqft$149 /sqft$948 /mo all-in ↓

4885 1ST STREET NE UNIT 117, ST PETERSBURG, FL, 33703

Active13 days on marketListed Sep 9, 2026MLS #TB8545464

Priced 70% below the ST PETERSBURG 33703 medianCondominiumWINSTON PARK NORTHEAST

About this home

4885 1ST STREET NE UNIT 117

Beautiful 1 bedroom, 1 bath condo on the FIRST FLOOR with bonus area off of kitchen and bedroom. Features newer windows in the front (2019) and hurricane impact sliders in the back, storm front door to allow light in while still enjoying the A/C. Ceiling fans in the living room, bedroom and bonus area. Fully renovated with luxury vinyl flooring throughout, ALL NEW upper and lower white wood cabinets, NEW stainless steel appliances (Refrigerator, Dishwasher, Range and Microwave), and new Rheem water heater. Bathroom and kitchen feature new cabinets, granite counter tops, brushed nickel faucets and tile surround and backsplash. Wonderful 55+ community with social activities, laundry room, clubhouse, shuffleboard courts and crystal blue pool. Valued covered parking spot #68 is almost directly in front of the unit. Check this one out today, you don't want to miss it!

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

790

Sqft

0 ac

Lot size

1971

Year built

One

Levels

$149

Per sqft

Garden view55+ communityPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Solid Wood Cabinets · Stone Counters
LaundryCommon Area · Laundry Room · Same Floor As Condo Unit
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofMembrane
ConstructionBlock
FoundationSlab
ViewGarden
FacesWest
ParkingAssigned · Covered · Ground Level · Guest
ExteriorCourtyard

Community & fees

Taxes (2026)$496/yr
PetsCats OK, Yes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$948 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$694
FHA mortgage insurance (est.)$52
Property tax — 2026 actual bill$41
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,127Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,127
Interest rate6.00%
Loan term

Estimated payment

$948/mo

Principal & interest$694
FHA mortgage insurance (est.)$52
Property taxes (actual bill)$41
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $118K
$107KedgeAI estimate $130,161 · range $111K$144K$150K

vs edgeAI estimate

−9.4%

$/sqft vs WINSTON PARK NORTHEAST

$149 vs $142

Days on market

13 vs 57 typical

Where $149/sqft sits among the 41 homes for sale in WINSTON PARK NORTHEAST

15
9
4 · this home
3
5
5
$111–128$128–145$145–162$162–179$179–196$196+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winston Park Northeast

Drive times from this address

Downtown Tampa24 min
Tampa Int’l Airport (TPA)25 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Winston Park Northeast — neighborhood snapshot

Population

775

Median age

72

Median income

$31,923

Median home value

$154,600

Avg household

1

For the school run

Pinellas County School District

ElementaryNorth Shore Elementary School★★★★★
HighNortheast High School★★★★★
MiddleMeadowlawn Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

20 of 41

WINSTON PARK NORTHEAST have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 70% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →

Paper trail

This home's history

Sep 9, 2026Listed at $117,900 · 13 days on market since
1971Built · WINSTON PARK NORTHEAST

Reality check

What actually sold near 4885 1ST STREET NE UNIT 117

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4890 BAY ST NE UNIT 324Sold · Aug ’26

$90,000

4890 BAY ST NE UNIT 324 · same community

1 bd · 1 ba · 790 sqft · $114/sqft · 13 DOM

4885 1ST STREET NE UNIT 212Sold · May ’26

$120,000

4885 1ST STREET NE UNIT 212 · same community

1 bd · 1 ba · 790 sqft · $152/sqft · 8 DOM

4710 BAY STREET NE UNIT 109Sold · Mar ’26

$130,000

4710 BAY STREET NE UNIT 109 · same community

1 bd · 1 ba · 790 sqft · $165/sqft · 40 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4885 1ST STREET NE UNIT 117 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4885 1ST STREET NE UNIT 117 — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4885 1ST STREET NE UNIT 117 FAQs

What would the monthly payment be for 4885 1ST STREET NE UNIT 117?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $948/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4885 1ST STREET NE UNIT 117?+

The most recent tax bill on record (2026) was $496. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4885 1ST STREET NE UNIT 117?+

The listing reports pets: Cats OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $117,900, this home is listed about 73% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4885 1ST STREET NE UNIT 117?+

North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 JIM WHITE & ASSOC · Linda Hart. MLS #TB8545464.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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4885 1ST STREET NE UNIT 117, ST PETERSBURG, FL — 1 Bed, 1 Bath — $117,900 | CENTURY 21 Edge