
836 BAY POINT DRIVE, MADEIRA BEACH, FL, 33708
Active3 days on marketListed Oct 7, 2026MLS #TB8546068
About this home
836 BAY POINT DRIVE
Want to be in on one of the Tampa Bay area’s best-kept secrets? Madeira Beach is an established waterfront community with the character of Old Florida and exciting potential for the future. As the area continues to evolve, 836 Bay Point Drive presents a compelling opportunity to secure a waterfront residence while enjoying an exceptional coastal lifestyle today. Set along one of Madeira Beach’s distinctive waterfront fingers, this three-story residence captures beautiful Intracoastal views with convenient boating access to the Gulf of Mexico. Elevated in accordance with FEMA requirements, the home features an expansive 4–5 car garage with approximately 16-foot ceilings, ground-level breakaway areas, generous storage, a private pool and waterfront decking. The second floor is the heart of the home, where nearly 12-foot ceilings enhance an expansive open-concept layout with south and east water views. The beautifully appointed chef’s kitchen features Wolf and Sub-Zero appliances and flows seamlessly into multiple dining and lounge areas. A dedicated bar and oversized walk-in pantry with a secondary prep area, additional refrigeration and extensive storage make the home equally suited for everyday living and entertaining. The third floor is anchored by the primary suite, along with two additional flexible rooms currently serving as a private office and media room. The primary suite features separate his-and-hers closets, with an LG Styler Steam Closet in hers for convenient garment care. Motorized window shades, expansive glass doors and multiple waterfront terraces further enhance the home’s connection to its surroundings. A covered outdoor entertaining area with wood-clad ceilings and integrated lighting creates an inviting extension of the interior living spaces, all oriented toward the water. For those looking beyond what an area is today to what it may become tomorrow, 836 Bay Point Drive offers an opportunity to establish a foothold in an evolving waterfront community while immediately enjoying Intracoastal views, Gulf boating access, a private pool, generous indoor-outdoor living and the relaxed coastal character that makes Madeira Beach so special.
Facts & features
The home at a glance
5
Bedrooms
5
Bathrooms
4,711
Sqft
0.16 ac
Lot size
4
Garage
2025
Year built
Three Or More
Levels
$1,008
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$28,538 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$28,538/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+68.5%
$/sqft vs Madeira Beach actives
$1,008 vs $623
Days on market
3 vs 86 typical
Where $1,008/sqft sits among the 119 Madeira Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Madeira Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Madeira Beach. See the full Madeira Beach guide →
MADEIRA BEACH 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Madeira Beach market
$573K → $583K
Madeira Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
44 of 119
Madeira Beach actives have cut their price
Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 822% above the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 836 BAY POINT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$3,330,000
831 BAY POINT DRIVE · same community
5 bd · 4.5 ba · 4,427 sqft · $752/sqft · 312 DOM
Sold · Apr ’26$2,200,000
850 BAY POINT DRIVE · same community
5 bd · 4 ba · 2,628 sqft · $837/sqft · 51 DOM
Sold · Oct ’26$1,575,000
874 BAY POINT DRIVE · same community
4 bd · 3 ba · 2,537 sqft · $621/sqft · 143 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 836 BAY POINT DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 836 BAY POINT DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
836 BAY POINT DRIVE FAQs
What would the monthly payment be for 836 BAY POINT DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $28,538/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 836 BAY POINT DRIVE?+
The most recent tax bill on record (2025) was $11,588. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 836 BAY POINT DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Madeira Beach?+
At $4,750,000, this home is listed about 494% above the Madeira Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 836 BAY POINT DRIVE?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$4,750,000 runs 822% above the MADEIRA BEACH 33708 median — but at 4,711 sqft it's also nearly 4 times the size of the typical Madeira Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 3 days on market in a Madeira Beach market that averages 86 — if it fits, move quickly.
04Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THE TONI EVERETT COMPANY · Toni Everett. MLS #TB8546068.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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