
817 BAY POINT DRIVE, MADEIRA BEACH, FL, 33708
Active40 days on marketListed Sep 1, 2026MLS #TB8544572
About this home
817 BAY POINT DRIVE
Pre-Construction. To be built. Virtually Staged. Pre-Construction. To be built. List price includes the waterfront homesite and the proposed completed residence. Experience exceptional Intracoastal waterfront living in this stunning new-construction custom residence, ideally located just minutes from the Gulf of Mexico in one of Madeira Beach’s most sought-after coastal neighborhoods. Thoughtfully designed across three levels, this impressive waterfront home offers approximately 3,927 square feet of heated living space with up to 6 bedrooms, expansive living and entertaining areas, and a private elevator servicing the home. Designed to maximize its waterfront setting, the residence blends a coastal design with seamless indoor-outdoor living. Multiple outdoor living spaces include covered patios, expansive balconies, a sun patio, and a generous pool deck overlooking the water. The private pool, waterfront backyard, private dock, and direct water access create the perfect setting for boating, entertaining, and enjoying the Florida lifestyle. Inside, the flexible floor plan provides exceptional space for family and guests, including a movie room that may function as a 5th bedroom and a loft that may serve as a 6th bedroom. Spacious gathering areas and abundant natural light complement the home’s contemporary coastal design. Located just minutes from Madeira Beach, the Gulf of Mexico, boating, waterfront dining, shopping, and entertainment, this exceptional property presents a rare opportunity to own a brand-new custom waterfront residence in one of Pinellas County’s most desirable coastal communities. Get in early and take advantage of the opportunity to personalize selections and finishes during the construction process, subject to builder timelines and availability. Renderings and virtually staged images are for illustrative purposes only and may depict features, finishes, furnishings, landscaping, or other items that are not included or are subject to change. Buyer to verify final plans, specifications, dimensions, selections, and included features with builder.
Facts & features
The home at a glance
6
Bedrooms
4
Bathrooms
3,927
Sqft
0.17 ac
Lot size
3
Garage
2027
Year built
Three Or More
Levels
$889
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$20,789 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$20,789/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+37.2%
$/sqft vs Madeira Beach actives
$889 vs $624
Days on market
40 vs 86 typical
Where $889/sqft sits among the 119 Madeira Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Madeira Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Madeira Beach. See the full Madeira Beach guide →
MADEIRA BEACH 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Madeira Beach market
$573K → $583K
Madeira Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
42 of 119
Madeira Beach actives have cut their price
Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 578% above the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 817 BAY POINT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$3,330,000
831 BAY POINT DRIVE · same community
5 bd · 4.5 ba · 4,427 sqft · $752/sqft · 312 DOM
Sold · Apr ’26$2,200,000
850 BAY POINT DRIVE · same community
5 bd · 4 ba · 2,628 sqft · $837/sqft · 51 DOM
Sold · Oct ’26$1,575,000
874 BAY POINT DRIVE · same community
4 bd · 3 ba · 2,537 sqft · $621/sqft · 143 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 817 BAY POINT DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 817 BAY POINT DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
817 BAY POINT DRIVE FAQs
What would the monthly payment be for 817 BAY POINT DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $20,789/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 817 BAY POINT DRIVE?+
The most recent tax bill on record (2025) was $5,856. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Madeira Beach?+
At $3,490,000, this home is listed about 337% above the Madeira Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 817 BAY POINT DRIVE?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$3,490,000 runs 578% above the MADEIRA BEACH 33708 median — but at 3,927 sqft it's also nearly 3 times the size of the typical Madeira Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PINEYWOODS REALTY LLC · Hadeel Elsheshaiy. MLS #TB8544572.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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