10744 DRUMMOND ROAD, TAMPA, FL, 33615
Active5 days on marketListed Sep 15, 2026MLS #TB8546670
About this home
10744 DRUMMOND ROAD
WATERFRONT. FULLY RENOVATED. FULLY FURNISHED. DIRECT BOAT ACCESS TO OLD TAMPA BAY. NO HOA DUES! Welcome to waterfront living in desirable Tampa Shores. Tucked away on a quiet cul-de-sac, this fully renovated and fully furnished 4-bedroom, 2-bath home offers generous waterfront frontage, beautiful long-channel views, and direct boating access to Old Tampa Bay. Inside, the home features a spacious kitchen overlooking the water, new appliances, modern finishes, and thoughtfully updated living spaces throughout. Step outside to a private waterfront setting where you can relax, entertain, and enjoy peaceful channel views; with the occasional dolphins swimming by. A private dock puts the water just steps from your backyard, perfect for boating, fishing, paddleboarding, and kayaking through the surrounding mangrove waterways and out to Tampa Bay. Tampa Shores residents also enjoy access to a dedicated neighborhood boat ramp and dock; all with no HOA dues. The property also features a large driveway with plenty of parking and an excellent location near some of Tampa Bay's best amenities. Enjoy convenient access to Upper Tampa Bay Park, Cypress Point Park Beach, Tampa International Airport, shopping, dining, and entertainment. Move-in ready and truly turnkey, this is an opportunity to enjoy the Tampa waterfront lifestyle from day one; bring your boat and start living the Waterfront lifestyle.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,845
Sqft
0.29 ac
Lot size
2
Garage
1970
Year built
One
Levels
$406
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,291 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,291/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+53.1%
$/sqft vs Tampa actives
$406 vs $292
Days on market
5 vs 43 typical
Where $406/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Tampa Shores — neighborhood snapshot
Population
1,400
Median age
40
Median income
$77,901
Median home value
$523,900
Avg household
2
Households w/ children
201
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
245 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 108% above the TAMPA 33615 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 10744 DRUMMOND ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$595,000
10744 DRUMMOND ROAD · same community
4 bd · 2 ba · 1,845 sqft · $322/sqft · 87 DOM
Sold · Jun ’26$525,000
10730 DRUMMOND ROAD · same community
3 bd · 2 ba · 1,782 sqft · $295/sqft · 48 DOM
Sold · Mar ’26$684,500
10709 DOWRY AVENUE · same community
3 bd · 2 ba · 1,710 sqft · $400/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10744 DRUMMOND ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10744 DRUMMOND ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10744 DRUMMOND ROAD FAQs
What would the monthly payment be for 10744 DRUMMOND ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,291/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10744 DRUMMOND ROAD?+
The most recent tax bill on record (2025) was $9,697. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $749,000, this home is listed about 67% above the Tampa median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10744 DRUMMOND ROAD?+
Alonso High School (high), Bay Crest Elementary School (elementary), Farnell Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$749,000 runs 108% above the TAMPA 33615 median — but at 1,845 sqft it's also 16% larger than the typical Tampa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 5 days on market in a Tampa market that averages 43 — if it fits, move quickly.
04Strong assigned schools
Alonso High School, Bay Crest Elementary School, Farnell Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Alonso High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLAT FEE MLS REALTY · Stephen Hachey. MLS #TB8546670.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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