10739 DRUMMOND ROAD, TAMPA, FL, 33615
Active19 days on marketListed Sep 24, 2026MLS #TB8546976
About this home
10739 DRUMMOND ROAD
WATERFRONT LIVING WITH ACCESS TOWARD TAMPA BAY & THE GULF! Welcome to this beautifully maintained 3-bedroom, 2-bathroom waterfront home located at 10739 Drummond Road in Tampa. Situated on an expansive approximately quarter-acre lot, this property offers a rare combination of generous land, direct waterfront access, and comfortable Florida living. The home has been very well cared for and features a functional 3-bedroom, 2-bathroom layout, a large garage with plenty of room for parking and storage, and a spacious screened-in lanai that provides the perfect setting for relaxing, entertaining, or enjoying the peaceful waterfront surroundings. One of the property's standout features is its direct access to the waterway, which leads toward Tampa Bay and the Gulf of Mexico, with access beneath the Courtney Campbell Causeway. Enjoy the opportunity to experience the boating and waterfront lifestyle right from your own property while remaining conveniently located near all that Tampa has to offer. The generous quarter-acre lot provides plenty of outdoor space and room to enjoy the waterfront setting. Whether you're relaxing on the screened lanai, entertaining friends and family, or enjoying the water, this well-maintained home offers an excellent opportunity to experience the Florida lifestyle. Conveniently located near shopping, dining, entertainment, major roadways, and everyday amenities, this property combines a peaceful waterfront setting with convenient access to the Tampa area. Well maintained, spacious, waterfront, and positioned on a generous lot with access toward Tampa Bay and the Gulf—this is a property worth seeing in person! Schedule your tour!!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,678
Sqft
0.25 ac
Lot size
2
Garage
1984
Year built
One
Levels
$337
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,274 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,274/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+46.2%
$/sqft vs Tampa actives
$337 vs $284
Days on market
19 vs 64 typical
Where $337/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Tampa Shores — neighborhood snapshot
Population
1,400
Median age
40
Median income
$77,901
Median home value
$523,900
Avg household
2
Households w/ children
201
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
221 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the TAMPA 33615 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 10739 DRUMMOND ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$684,500
10709 DOWRY AVENUE · same community
3 bd · 2 ba · 1,710 sqft · $400/sqft · 36 DOM
Sold · Jun ’26$525,000
10730 DRUMMOND ROAD · same community
3 bd · 2 ba · 1,782 sqft · $295/sqft · 48 DOM
Sold · Feb ’26$526,500
10711 DOWRY AVENUE · same community
3 bd · 2 ba · 1,415 sqft · $372/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10739 DRUMMOND ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10739 DRUMMOND ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10739 DRUMMOND ROAD FAQs
What would the monthly payment be for 10739 DRUMMOND ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,274/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10739 DRUMMOND ROAD?+
The most recent tax bill on record (2025) was $10,245. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $565,000, this home is listed about 30% above the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10739 DRUMMOND ROAD?+
Alonso High School (high), Bay Crest Elementary School (elementary), Farnell Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$565,000 runs 54% above the TAMPA 33615 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Alonso High School, Bay Crest Elementary School, Farnell Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Alonso High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of INSPIRED REALTY, LLC · Tyler Grisley, LLC. MLS #TB8546976.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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