1801 MARINER DRIVE UNIT 20, TARPON SPRINGS, FL, 34689
Active34 days on marketListed Sep 9, 2026MLS #TB8546998
About this home
1801 MARINER DRIVE UNIT 20
Experience the best of Florida waterfront living with beautiful Gulf sunsets, refreshing coastal breezes, and marina views from this furnished end-unit condo in this gated community of Tarpon Cove. Relax on your private waterfront balcony and enjoy the peaceful sight of boats in the marina while taking in spectacular views of the Gulf. Light, bright, and inviting, this end unit offers plenty of natural light and comes FULLY FURNISHED for an easy, move-in-ready experience. Thoughtful features include inside laundry, custom California Closet systems, linens, dishes, and more—just bring your toothbrush! An A/C system installed in January 2025 provides added comfort, efficiency, and peace of mind. Tarpon Cove is a private, gated Gulf-front community offering an impressive array of resort-style amenities. Residents enjoy TWO COMMUNITY POOLS, including one heated pool, a relaxing spa, clubhouse, private fitness center, tennis courts, kayak storage and launch, scenic walking trails, and a 24-hour attended gated entrance. Boating enthusiasts will appreciate the community's DIRECT GULF OF MEXICO ACCESS with NO BRIDGES and an on-site marina, with boat slips available on a first-come basis. Ideally located just minutes from beautiful Gulf beaches and parks, historic Downtown Tarpon Springs, the famous Sponge Docks, shopping, restaurants, entertainment, and major medical facilities, this property offers the perfect combination of waterfront tranquility and everyday convenience. Whether you're looking for a full-time Florida residence or your own Gulf Coast retreat, this outstanding property offers the opportunity to enjoy the waterfront lifestyle you've been dreaming about. Come experience the views, the breezes, and the Tarpon Cove lifestyle!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,065
Sqft
0 ac
Lot size
1981
Year built
One
Levels
$329
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,782 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,782/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10%
$/sqft vs TARPON COVE CONDO
$329 vs $326
Days on market
34 vs 75 typical
Where $329/sqft sits among the 10 homes for sale in TARPON COVE CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $415K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
3 of 10
TARPON COVE CONDO have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 1801 MARINER DRIVE UNIT 20
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$350,000
1802 MARINER DRIVE UNIT 30 · same community
2 bd · 2 ba · 1,065 sqft · $329/sqft · 154 DOM
Sold · Mar ’26$160,000
1800 MARINER DRIVE UNIT 2 · same community
2 bd · 2 ba · 1,065 sqft · $150/sqft · 308 DOM
Sold · Aug ’26$384,000
1804 MARINER DRIVE UNIT 43 · same community
2 bd · 2 ba · 1,065 sqft · $361/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1801 MARINER DRIVE UNIT 20 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1801 MARINER DRIVE UNIT 20 — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1801 MARINER DRIVE UNIT 20 FAQs
What would the monthly payment be for 1801 MARINER DRIVE UNIT 20?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,782/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1801 MARINER DRIVE UNIT 20?+
The most recent tax bill on record (2025) was $4,887. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1801 MARINER DRIVE UNIT 20?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $350,000, this home is listed about 18% below the Tarpon Springs median of $427,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1801 MARINER DRIVE UNIT 20?+
Tarpon Springs Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOMEFRONT REALTY · Roger Fruits. MLS #TB8546998.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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