CENTURY 21 Edge
$355,0002 bd2 ba1,065 sqft$333 /sqft≈$3,846 /mo all-in ↓

1813 MARINER DRIVE UNIT 146, TARPON SPRINGS, FL, 34689

Active12 days on marketListed Oct 1, 2026MLS #W7889993

Fully furnishedCondominiumTARPON COVE CONDO

About this home

1813 MARINER DRIVE UNIT 146

Coastal Luxury Awaits at Tarpon Cove & Mariner Village! Experience the ultimate Florida lifestyle in this gorgeous, fully furnished 2-bedroom, 2-bathroom condo nestled within the highly desirable communities of Tarpon Cove and Mariner Village in Tarpon Springs. Offering captivating views of the sparkling Gulf of Mexico, this residence is a true haven for those seeking both relaxation and adventure by the water. Step inside and discover a bright, open-concept floor plan designed for comfortable living and easy entertaining. The beautifully appointed kitchen features sleek stainless steel appliances, elegant granite countertops, and ample cabinetry, perfect for preparing delicious meals while enjoying the scenic views. The spacious living and dining areas flow seamlessly to a private balcony where you can savor gentle Gulf breezes and watch stunning sunsets paint the sky. Retreat to the inviting primary suite, complete with generous closet space and a well-appointed ensuite bath. A second bedroom and full guest bathroom provide plenty of space for family and visitors. Every detail has been thoughtfully curated to create a welcoming, turnkey home ideal as a primary residence, vacation retreat, or investment opportunity. The amenities in Tarpon Cove and Mariner Village elevate coastal living to resort status. Residents enjoy access to a sparkling community pool and stylish clubhouse, a well-equipped fitness center, tennis and pickleball courts, and even a putting green for golf enthusiasts. Boaters will appreciate the community marina with boat slips available on a first-come, first-served basis, offering easy access to the Gulf and endless days on the water. Located just minutes from some of Florida’s most pristine beaches, charming downtown Tarpon Springs with its famous sponge docks and Greek eateries, as well as shopping centers, restaurants, and numerous top-rated golf courses, this condo places you in the heart of everything you love about coastal living. Don’t miss this incredible opportunity to own a slice of paradise and start living the waterfront dream in beautiful Tarpon Springs!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,065

Sqft

0.8 ac

Lot size

1981

Year built

One

Levels

$333

Per sqft

FurnishedPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Range Hood · Refrigerator · Washer
InteriorEating Space In Kitchen · Open Floorplan · Stone Counters · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationStilt/On Piling
FacesNorth
ExteriorBalcony · Sidewalk · Sliding Doors

Community & fees

HOA fee$954/mo
Taxes (2025)$5,820/yr
PetsSize Limit, Yes
CommunityBoat Slip · Fishing · Gulf/Ocean Front · Marina · Water Access · Waterfront · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,846 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,090
FHA mortgage insurance (est.)$157
Property tax — 2025 actual bill$485
Condo fee — from the listing$954
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,425Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,425
Interest rate6.00%
Loan term

Estimated payment

$3,846/mo

Principal & interest$2,090
FHA mortgage insurance (est.)$157
Property taxes (actual bill)$485
HOA / condo fee$954
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $355K
$300KedgeAI estimate $328,063 · range $313K–$361K$375K

vs edgeAI estimate

+8.2%

$/sqft vs TARPON COVE CONDO

$333 vs $326

Days on market

12 vs 75 typical

Where $333/sqft sits among the 10 homes for sale in TARPON COVE CONDO

1
0
2
1
5 · this home
1
$188–220$220–252$252–285$285–317$317–349$349+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tarpon Springs

Drive times from this address

Tampa Int’l Airport (TPA)≈ 42 min
Downtown Tampa≈ 46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tarpon Springs. See the full Tarpon Springs guide →

TARPON SPRINGS 34689 — neighborhood snapshot

Population

27,007

Median age

55.7

Median income

$66,523

Median home value

$311,500

Avg household

2.15

Households w/ children

1,849

For the school run

Pinellas County School District

ElementaryTarpon Springs Elementary School★★★★★
HighTarpon Springs High School★★★★★
MiddleTarpon Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tarpon Springs market

Seller’s marketLeans seller — 4.5 months of inventoryBuyer’s market

$433K → $415K

Tarpon Springs median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

3 of 10

TARPON COVE CONDO have cut their price

Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →

Paper trail

This home's history

Oct 1, 2026Listed at $355,000 · 12 days on market since
1981Built · TARPON COVE CONDO

Reality check

What actually sold near 1813 MARINER DRIVE UNIT 146

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1802 MARINER DRIVE UNIT 30Sold · Aug ’26

$350,000

1802 MARINER DRIVE UNIT 30 · same community

2 bd · 2 ba · 1,065 sqft · $329/sqft · 154 DOM

1800 MARINER DRIVE UNIT 2Sold · Mar ’26

$160,000

1800 MARINER DRIVE UNIT 2 · same community

2 bd · 2 ba · 1,065 sqft · $150/sqft · 308 DOM

1804 MARINER DRIVE UNIT 43Sold · Aug ’26

$384,000

1804 MARINER DRIVE UNIT 43 · same community

2 bd · 2 ba · 1,065 sqft · $361/sqft · 81 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 1813 MARINER DRIVE UNIT 146 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1813 MARINER DRIVE UNIT 146 — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1813 MARINER DRIVE UNIT 146 FAQs

What would the monthly payment be for 1813 MARINER DRIVE UNIT 146?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,846/mo — principal and interest, the actual property-tax bill, the $954/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1813 MARINER DRIVE UNIT 146?+

The association fee works out to $954 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1813 MARINER DRIVE UNIT 146?+

The most recent tax bill on record (2025) was $5,820. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1813 MARINER DRIVE UNIT 146?+

The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tarpon Springs?+

At $355,000, this home is listed about 17% below the Tarpon Springs median of $427,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1813 MARINER DRIVE UNIT 146?+

Tarpon Springs Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of INVESTMENT FLORIDA REALTY LLC · Petros Koulianos. MLS #W7889993.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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