CENTURY 21 Edge
$2,390,0005 bd4.5 ba5,518 sqft$433 /sqft≈$16,786 /mo all-in ↓

3709 W DALE AVENUE, TAMPA, FL, 33609

Active33 days on marketListed Sep 10, 2026MLS #TB8547321

Single Family ResidenceBON AIR REP BLKS 10 & 15

About this home

3709 W DALE AVENUE

Welcome to an extraordinary, never-before-occupied new-construction home in the heart of South Tampa offering an impressive 5,518 square foot 5/4.5 main house, plus a spacious 900 square foot 2/1 detached 2 bedroom guest house. This is the BEST DEAL IN SOUTH TAMPA! Situated on an oversized 75-by-135-foot homesite, this remarkable property offers exceptional flexibility, privacy, and room for a future pool and outdoor entertaining. The main residence features soaring 10-foot ceilings, and elegant 8-foot doors throughout. Its expansive yet functional layout includes a private office, formal dining room, generous bonus room, and an inviting family room anchored by a sleek gas fireplace. At the heart of the home is a spectacular chef’s kitchen featuring an oversized custom island, professional six-plus-burner gas range, drawer microwave, and an enormous walk-through pantry. The home has a spacious bedroom with ensuite bathroom on the first floor too great for parents and guests. A beautifully appointed butler’s pantry adds a wine refrigerator, while the bonus room includes its own wet bar, microwave, and beverage refrigerator, perfect for entertaining on any scale. A traditional mudroom leads to the fully finished two-car garage, complete with a Tesla charger. Premium waterproof laminate flooring extends throughout the entire home, with no carpeting anywhere. Every closet has been professionally designed and built out. Additional premium features include hurricane-rated impact windows and doors, quartz and granite countertops, and a whole-home wireless mesh connectivity system. The detached guest house is a standout feature, offering approximately 900 square feet with two spacious bedrooms, one full bathroom, a kitchen, family room, private laundry, and an additional 300-square-foot screened patio. This completely separate residence is ideal for multigenerational living, long-term guests, a private work-from-home retreat, or potential rental income. Located in desirable Flood Zone X, where flood insurance is typically not required by lenders, the property provides added peace of mind and a valuable advantage in South Tampa. It is also zoned for highly sought-after Grady Elementary, Coleman Middle, and Plant High School and is just blocks from numerous dining, grocery, shopping, and fitness options. Offering abundant gathering spaces alongside private retreats, this exceptional property combines scale, versatility, and top-tier construction in one of South Tampa’s most desirable locations. Schedule your private tour today.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

5,518

Sqft

0.23 ac

Lot size

2

Garage

2024

Year built

Two

Levels

$433

Per sqft

FireplaceNegotiablePets allowed

Inside

FlooringLaminate
AppliancesDishwasher · Range · Range Hood · Refrigerator · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesSouth
ExteriorIrrigation System · Lighting · Private Entrance · Private Mailbox · Private Yard · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$34,003/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$16,786 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$12,896
PMI (est., until 20% equity)$896
Property tax — 2025 actual bill$2,834
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $239,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $239,000
Interest rate6.00%
Loan term

Estimated payment

$16,786/mo

Principal & interest$12,896
PMI (est., until 20% equity)$896
Property taxes (actual bill)$2,834
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.4M
$2.3MedgeAI estimate $2,524,278 · range $2.4M–$2.6M$2.7M

vs edgeAI estimate

−5.3%

$/sqft vs Tampa actives

$433 vs $289

Days on market

33 vs 64 typical

Where $433/sqft sits among the 400 Tampa actives

238
97 · this home
23
10
7
25
$150–319$319–489$489–659$659–828$828–998$998+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bon Air

Drive times from this address

Downtown Tampa≈ 6 min
Tampa Int’l Airport (TPA)≈ 11 min
Walt Disney World≈ 74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Bon Air — neighborhood snapshot

Population

409

Median age

42

Median home value

$882,800

Avg household

2

Households w/ children

38%

For the school run

Hillsborough County School District

ElementaryGrady Elementary School★★★★★
MiddleColeman Middle School★★★★★
HighPlant High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$413K → $430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

223 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 379% above the TAMPA 33609 median. See the full Tampa market guide →

Paper trail

This home's history

Sep 10, 2026Listed at $2,390,000 · 33 days on market since
2024Built · BON AIR REP BLKS 10 & 15

Reality check

What actually sold near 3709 W DALE AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3709 W HORATIO STREETSold · Jul ’26

$1,010,000

3709 W HORATIO STREET · same community

3 bd · 2 ba · 2,865 sqft · $353/sqft · 270 DOM

4612 W BROWNING AVENUESold · Jun ’26

$3,100,000

4612 W BROWNING AVENUE

5 bd · 5.5 ba · 5,127 sqft · $605/sqft · 12 DOM

2315 S HUBERT AVENUESold · Nov ’25

$2,350,000

2315 S HUBERT AVENUE

5 bd · 4.5 ba · 5,104 sqft · $460/sqft · 45 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3709 W DALE AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3709 W DALE AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3709 W DALE AVENUE FAQs

What would the monthly payment be for 3709 W DALE AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,786/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3709 W DALE AVENUE?+

The most recent tax bill on record (2025) was $34,003. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3709 W DALE AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $2,390,000, this home is listed about 449% above the Tampa median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3709 W DALE AVENUE?+

Grady Elementary School (elementary), Coleman Middle School (middle), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FRANK ALBERT REALTY · Frank Albert. MLS #TB8547321.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3709 W DALE AVENUE, TAMPA, FL — 5 Bed, 4.5 Bath — $2,390,000 | CENTURY 21 Edge