2621 ORCHARD HIGHLANDS DRIVE, PALM HARBOR, FL, 34684
Active3 days on marketListed Oct 15, 2026MLS #TB8547426
Come see it
Upcoming open house
Sun, Oct 18
11:00 AM – 2:00 PM
About this home
2621 ORCHARD HIGHLANDS DRIVE
Welcome to 2621 Orchard Highlands Drive, a charming 4-bedroom, 2-bathroom block-constructed pool home offering the perfect blend of comfort, versatility and Florida living. With four bedrooms, there's flexibility for family, overnight guests, a home office or simply extra space to make your own. Step outside, where the backyard truly becomes an extension of the home. A sparkling pool takes center stage, surrounded by beautiful screened lanai that creates an inviting outdoor retreat. Whether you're entertaining friends, enjoying your morning coffee, relaxing poolside or unwinding after a long day, this private setting is designed for making the most of Florida's outdoor lifestyle. And the location makes it even better! Situated in desirable Palm Harbor, you'll enjoy convenient access to shopping, dining, schools and major healthcare facilities, including nearby Mease Countryside Hospital. Outdoor enthusiasts will appreciate proximity to Lake Tarpon, John Chesnut Sr. Park and the Pinellas Trail, while charming Downtown Palm Harbor offers local restaurants, shops and community events. Explore the waterfront communities of Dunedin and Tarpon Springs, or spend the day soaking up the sun at Honeymoon Island and the beautiful Gulf beaches. With its inviting outdoor living spaces, versatile four-bedroom layout and convenient northern Pinellas County location, 2621 Orchard Highlands Drive offers a wonderful opportunity to enjoy the Florida lifestyle you've been looking for.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,711
Sqft
0.16 ac
Lot size
2
Garage
1984
Year built
One
Levels
$283
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,429 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,429/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.2%
$/sqft vs Palm Harbor actives
$283 vs $265
Days on market
3 vs 68 typical
Where $283/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34684 — neighborhood snapshot
Population
26,926
Median age
55.9
Median income
$67,542
Median home value
$293,800
Avg household
2.07
Households w/ children
2,234
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
232 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 94% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2621 ORCHARD HIGHLANDS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$410,000
3791 ORCHARD HIGHLANDS DRIVE · same community
3 bd · 2 ba · 1,548 sqft · $265/sqft · 3 DOM
Sold · Sep ’26$265,000
4029 VALENCIA DRIVE · same community
3 bd · 2 ba · 1,199 sqft · $221/sqft · 9 DOM
Sold · Jul ’26$212,500
4041 VALENCIA DRIVE · same community
2 bd · 1 ba · 975 sqft · $218/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 2621 ORCHARD HIGHLANDS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2621 ORCHARD HIGHLANDS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2621 ORCHARD HIGHLANDS DRIVE FAQs
What would the monthly payment be for 2621 ORCHARD HIGHLANDS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,429/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2621 ORCHARD HIGHLANDS DRIVE?+
The most recent tax bill on record (2025) was $2,393. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Harbor?+
At $485,000, this home is listed about 25% above the Palm Harbor median of $389,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2621 ORCHARD HIGHLANDS DRIVE?+
Sutherland Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$485,000 runs 94% above the PALM HARBOR 34684 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 3 days on market in a Palm Harbor market that averages 68 — if it fits, move quickly.
04Strong assigned schools
Sutherland Elementary School, Tarpon Springs High School, Tarpon Springs Middle School — Sutherland Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Tricia Dooley. MLS #TB8547426.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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