413 W AMELIA AVENUE, TAMPA, FL, 33602
Active23 days on marketListed Sep 20, 2026MLS #TB8548127
About this home
413 W AMELIA AVENUE
TAMPA HEIGHTS | GRANDFATHERED DUPLEX | RM-16 ZONING | RENOVATION OR REDEVELOPMENT OPPORTUNITY! Unlock the potential of 413 W Amelia Avenue—a unique Tampa Heights property offering multiple paths for the next owner: RENOVATE, REIMAGINE OR REDEVELOP! Situated on an approximately 6,336 SF lot with verified RM-16 zoning, the property currently features an approximately 1,710 SF, 3-bedroom/2-bath structure with a grandfathered duplex configuration, two kitchens and two electric meters. Investors, builders and developers can evaluate several possibilities: renovate and modernize the existing duplex, substantially reconfigure the property, or explore demolition and new construction consistent with RM-16 zoning and applicable City of Tampa development requirements. The location provides convenient access to Downtown Tampa, Armature Works, Tampa Riverwalk, Ybor City and major transportation corridors, positioning the property within Tampa's expanding urban core. Bring your architect, contractor and vision and explore how to maximize the potential of this Tampa Heights property. Property is offered AS-IS. Buyer to independently verify grandfathered duplex status, zoning, lot dimensions, square footage, permitted uses, density, setbacks, demolition requirements, utilities and all renovation or redevelopment possibilities with the City of Tampa and other applicable authorities. Seller and listing broker make no representation or guarantee regarding approval of any specific development plan, number of units or future use.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,710
Sqft
0.15 ac
Lot size
1925
Year built
One
Levels
$556
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,112 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,112/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs WEST HIGHLANDS
$556 vs $232
Days on market
23 vs 64 typical
Where $556/sqft sits among the 15 homes for sale in WEST HIGHLANDS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Tampa Heights — neighborhood snapshot
Population
7,452
Median age
34
Median income
$48,803
Median home value
$428,395
Avg household
3
Households w/ children
812
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
6 of 15
WEST HIGHLANDS have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 413 W AMELIA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$337,000
1545 12TH STREET · same community
3 bd · 2 ba · 1,709 sqft · $197/sqft · 5 DOM
Sold · Jul ’26$735,000
414 W AMELIA AVENUE · same community
4 bd · 2 ba · 1,692 sqft · $434/sqft · 6 DOM
Sold · Jun ’26$350,000
1140 20TH STREET · same community
3 bd · 2 ba · 1,625 sqft · $215/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 413 W AMELIA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 413 W AMELIA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
413 W AMELIA AVENUE FAQs
What would the monthly payment be for 413 W AMELIA AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,112/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 413 W AMELIA AVENUE?+
The most recent tax bill on record (2025) was $5,639. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $950,000, this home is listed about 118% above the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 413 W AMELIA AVENUE?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Graham Elementary School (elementary), Stewart Middle Magnet School (middle), Hillsborough High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of K. JOSEPH & ASSOCIATES,INC. · Kay Joseph. MLS #TB8548127.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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