
1984 FAN ALOE WAY, RUSKIN, FL, 33570
Active7 days on marketListed Sep 15, 2026MLS #TB8549063
About this home
1984 FAN ALOE WAY
Welcome to this beautiful 4-bedroom, 2-bathroom, 2-car garage home in Ruskin, built in 2022 and nestled on a quiet cul-de-sac at the end of a dead-end road! From the moment you walk through the front door, you'll appreciate the spacious design, thoughtful floor plan, and beautiful lake views that make this home truly special. As you enter, you'll immediately notice the wide hallway and welcoming sense of space. Three bedrooms and the guest bathroom are conveniently located to the right, while the laundry room is to the left. Continue straight ahead and the home opens beautifully into the kitchen, dining area, and large family room, creating a wonderful open-concept space for everyday living and entertaining. The kitchen is designed with both style and functionality in mind, featuring granite countertops, a center island with sink and dishwasher, a convenient pantry, and thoughtfully designed built-in drawer storage. You'll love the dedicated spice storage built right into the kitchen drawers, along with additional built-in storage that helps keep everything organized and easily accessible. These practical touches add functionality while keeping the countertops clean and uncluttered. The open kitchen and living design allows the cook to remain part of the conversation while enjoying views toward the backyard and expansive lake. Large windows and the rear slider bring in natural light and showcase the peaceful scenery beyond. Tucked privately to the left of the home is the spacious primary suite, offering a relaxing retreat at the end of the day. The ensuite bathroom features dual his-and-hers sinks and a walk-in closet, providing both comfort and functionality. The guest bathroom has recently been updated with a brand-new shower insert, giving the space a fresh, clean, updated feel. But the real showstopper awaits outside! Step through the rear slider onto the large pavered back porch, the perfect place to sit, relax, entertain, enjoy your morning coffee, or simply take in the scenery. The expansive lake view creates a peaceful and picturesque backdrop and can be enjoyed from the back porch as well as from inside the home. With the kitchen, dining area, family room, windows, and rear slider all oriented toward the backyard, the beautiful scenery becomes part of the home's everyday experience. Built in 2022, this home offers the benefits of newer construction without the wait for a new build. Combine that with the quiet cul-de-sac setting, spacious 4-bedroom floor plan, recently updated guest bath, thoughtfully designed kitchen, 2-car garage, large pavered porch, and beautiful lake views, and you have a home that offers an exceptional combination of comfort and Florida living. And the location is hard to beat! Conveniently located near major highways for easy access to Tampa, with the Skyway Bridge providing a convenient route toward St. Petersburg and Florida's beautiful Gulf beaches. Shopping, dining, entertainment, beaches, and everything the Tampa Bay area has to offer are within easy reach. Come experience the peaceful lake views, spacious layout, thoughtful kitchen features, and beautiful Florida lifestyle this home has to offer. You may just find the view you've been looking for!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,935
Sqft
0.16 ac
Lot size
2
Garage
2022
Year built
One
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,279 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,279/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.4%
$/sqft vs Ruskin actives
$196 vs $175
Days on market
7 vs 56 typical
Where $196/sqft sits among the 288 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$315K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
157 of 288
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1984 FAN ALOE WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$445,000
1757 FRED IVES STREET · same community
5 bd · 2.5 ba · 2,415 sqft · $184/sqft · 110 DOM
Sold · Jun ’26$420,000
1555 COLDING DRIVE · same community
5 bd · 3 ba · 2,557 sqft · $164/sqft · 29 DOM
Sold · Aug ’26$375,000
1846 SILVER STAR PLACE · same community
5 bd · 3.5 ba · 3,346 sqft · $112/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1984 FAN ALOE WAY — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1984 FAN ALOE WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1984 FAN ALOE WAY FAQs
What would the monthly payment be for 1984 FAN ALOE WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,279/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1984 FAN ALOE WAY?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1984 FAN ALOE WAY?+
The most recent tax bill on record (2025) was $8,492. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1984 FAN ALOE WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $379,000, this home is listed about 8% above the Ruskin median of $349,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1984 FAN ALOE WAY?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$379,000 runs 14% above the RUSKIN 33570 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 7 days on market in a Ruskin market that averages 56 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Helen Greiner. MLS #TB8549063.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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