1319 WATERWAYS CIRCLE NE, ST PETERSBURG, FL, 33702
Active5 days on marketListed Sep 16, 2026MLS #TB8549188
About this home
1319 WATERWAYS CIRCLE NE
Under Construction. Experience elevated coastal living in the Seabreeze, an exquisitely designed three-bedroom townhome nestled within a gated Tampa Bay community. Blending modern finishes, effortless indoor-outdoor living and distinctive coastal architecture, this residence delivers a refined sense of style from the moment you arrive. The two-car garage welcomes you on the lower level, while the main living floor opens to an expansive, light-filled gathering space beneath impressive 9'4" ceilings. At the heart of the home, the designer kitchen showcases 42-inch shaker-style cabinetry with crown molding and soft-close doors, elegant quartz countertops, stainless-steel appliances and a generous walk-in pantry. The oversized island, complete with a flush breakfast bar for four, creates a natural centerpiece for entertaining and everyday connection. A beautifully appointed powder room and screened lanai further extend the living experience outdoors. Upstairs, a versatile loft offers an ideal retreat, home office or media space. The luxurious primary suite is designed as a private escape, featuring its own screened balcony and spa-inspired en suite with an oversized glass-enclosed shower, raised dual-sink vanity, quartz countertops, private water closet, linen closet and a serene window overlooking the balcony. Two additional bedrooms feature walk-in closets and share a beautifully finished full bath, while the conveniently located upstairs laundry room adds effortless functionality. Impact windows enhance comfort and peace of mind, while HERS-rated energy efficiency and a hybrid water heater provide modern performance. Distinctive coastal exteriors combine architectural elements and curated color palettes to create a community aesthetic that feels both modern and timeless.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,371
Sqft
0.06 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$296
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,842 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,485/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.8%
$/sqft vs St Petersburg actives
$296 vs $305
Days on market
5 vs 57 typical
Where $296/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33702 — neighborhood snapshot
Population
31,233
Median age
42.9
Median income
$65,503
Median home value
$293,700
Avg household
2.18
Households w/ children
2,810
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
258 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 212% above the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1319 WATERWAYS CIRCLE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$750,000
9265 TREASURE LN NE
4 bd · 3.5 ba · 2,335 sqft · $321/sqft · 160 DOM
Sold · Mar ’26$760,000
657 RIVIERA BAY DRIVE NE
3 bd · 3 ba · 2,413 sqft · $315/sqft · 117 DOM
Sold · Jun ’26$900,000
771 SUWANNEE COURT NE
4 bd · 3 ba · 2,441 sqft · $369/sqft · 87 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 1319 WATERWAYS CIRCLE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1319 WATERWAYS CIRCLE NE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1319 WATERWAYS CIRCLE NE FAQs
What would the monthly payment be for 1319 WATERWAYS CIRCLE NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,842/mo — principal and interest, estimated property taxes, the $630/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1319 WATERWAYS CIRCLE NE?+
The association fee works out to $630 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1319 WATERWAYS CIRCLE NE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1319 WATERWAYS CIRCLE NE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $702,074, this home is listed about 63% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1319 WATERWAYS CIRCLE NE?+
Sawgrass Lake Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$702,074 runs 212% above the ST PETERSBURG 33702 median — but at 2,371 sqft it's also nearly twice the size of the typical St Petersburg listing.
02Know the monthly fee
The association fee is $630/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Fresh on the market
Only 5 days on market in a St Petersburg market that averages 57 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of MATTAMY REAL ESTATE SERVICES · Candace Merry. MLS #TB8549188.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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