
1306 WATERWAYS CIRCLE NE, ST PETERSBURG, FL, 33702
Active5 days on marketListed Sep 16, 2026MLS #TB8549345
About this home
1306 WATERWAYS CIRCLE NE
Under Construction. Welcome to The Seabreeze, a beautifully appointed interior-unit townhome offering just over 2,300 square feet of thoughtfully designed living space in a brand-new waterfront community in St. Petersburg. With a coveted coastal exterior, modern finishes, and exceptional energy-efficient construction, The Seabreeze perfectly captures the relaxed elegance of Florida living. A welcoming covered front porch creates an inviting entrance, while the two-car garage provides convenient access directly to the upper living spaces. The main level showcases an open-concept design where the kitchen, dining area, and spacious great room flow seamlessly together. The chef-inspired kitchen features 42-inch upper cabinets accented with crown molding, upgraded hardware, and soft-close doors and drawers, all complemented by durable quartz countertops. A generous center island with breakfast bar provides the perfect gathering space for casual meals, entertaining, or morning coffee. Just off the rear of the home, a covered and screened lanai extends the living space outdoors, while a wall of rear windows fills the main living area with beautiful natural light. This unit features luxury plank vinyl flooring in the great room, dining and kitchen, tile backsplash and water views. Upstairs, a versatile loft area welcomes you at the landing and offers an ideal setting for a home office, reading nook, or secluded retreat. The private primary suite is positioned at the rear of the home and features its own screened balcony—an idyllic spot to enjoy morning coffee or unwind with an evening nightcap overlooking the pond. The spa-inspired en suite includes an oversized glass-enclosed shower, dual-sink raised vanity, linen closet, and private water closet, with a spacious walk-in closet conveniently accessed from the bedroom. Two generously sized secondary bedrooms offer walk-in closets, while the third bedroom adds a charming front balcony on select units—perfect for enjoying cool Florida breezes. A full hallway bath features a tile-walled tub and shower, and the conveniently located upstairs laundry room adds everyday ease. The Seabreeze is HERS rated and incorporates low-carbon concrete, a hybrid hot water heater, energy-efficient insulation, impact windows, and more. Additional upgrades include a smart garage door opener, metal roof accents, and ceramic plank tile flooring throughout the main living areas and baths. Residents also enjoy resort-style amenities including a pool, kayak launch, pickleball, basketball and waterfront boardwalk, creating an exceptional setting for enjoying the very best of coastal St. Petersburg living.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,371
Sqft
0.05 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$319
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,151 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,844/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.5%
$/sqft vs St Petersburg actives
$319 vs $305
Days on market
5 vs 57 typical
Where $319/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33702 — neighborhood snapshot
Population
31,233
Median age
42.9
Median income
$65,503
Median home value
$293,700
Avg household
2.18
Households w/ children
2,810
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
260 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 236% above the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1306 WATERWAYS CIRCLE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$750,000
9265 TREASURE LN NE
4 bd · 3.5 ba · 2,335 sqft · $321/sqft · 160 DOM
Sold · Mar ’26$760,000
657 RIVIERA BAY DRIVE NE
3 bd · 3 ba · 2,413 sqft · $315/sqft · 117 DOM
Sold · Apr ’26$811,000
100 82ND AVENUE N
4 bd · 3.5 ba · 2,320 sqft · $350/sqft · 122 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 1306 WATERWAYS CIRCLE NE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1306 WATERWAYS CIRCLE NE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1306 WATERWAYS CIRCLE NE FAQs
What would the monthly payment be for 1306 WATERWAYS CIRCLE NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,151/mo — principal and interest, estimated property taxes, the $630/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1306 WATERWAYS CIRCLE NE?+
The association fee works out to $630 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1306 WATERWAYS CIRCLE NE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1306 WATERWAYS CIRCLE NE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $755,701, this home is listed about 76% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1306 WATERWAYS CIRCLE NE?+
Sawgrass Lake Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$755,701 runs 236% above the ST PETERSBURG 33702 median — but at 2,371 sqft it's also nearly twice the size of the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $630/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 5 days on market in a St Petersburg market that averages 57 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of MATTAMY REAL ESTATE SERVICES · Candace Merry. MLS #TB8549345.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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