515 129TH AVENUE E, MADEIRA BEACH, FL, 33708
Active2 days on marketListed Sep 18, 2026MLS #TB8549377
About this home
515 129TH AVENUE E
This waterfront 4-Plex offers the very best in beach island multi-family properties. Every unit has a great water view, and all are good-sized 1 bedroom / 1 bath units with tile floors in the living areas. In addition, each unit has a bright and cheery kitchen, a comfortable updated bathroom, and ample living space. The property has a large new dock, 60' on the water with a large backyard and astroturf for low maintenance. The yard is fenced in for tenant's privacy with room for outdoor living.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,592
Sqft
0.12 ac
Lot size
1964
Year built
Multi/Split
Levels
$463
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,268 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,268/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Madeira Beach actives
$463 vs $628
Days on market
2 vs 98 typical
Where $463/sqft sits among the 120 Madeira Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Madeira Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Madeira Beach. See the full Madeira Beach guide →
MADEIRA BEACH 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Madeira Beach market
$573K → $590K
Madeira Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
46 of 120
Madeira Beach actives have cut their price
Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 151% above the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 515 129TH AVENUE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$1,750,000
11605 1ST STREET E UNIT A4
5 bd · 4 ba · 2,634 sqft · $664/sqft · 0 DOM
Sold · Mar ’26$1,715,350
11605 1ST STREET E UNIT A3
5 bd · 4 ba · 2,634 sqft · $651/sqft · 127 DOM
Sold · Mar ’26$751,000
11975 4TH STREET E
3 bd · 3 ba · 2,405 sqft · $312/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 515 129TH AVENUE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 515 129TH AVENUE E — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
515 129TH AVENUE E FAQs
What would the monthly payment be for 515 129TH AVENUE E?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,268/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 515 129TH AVENUE E?+
The most recent tax bill on record (2025) was $14,190. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 515 129TH AVENUE E?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Madeira Beach?+
At $1,200,000, this home is listed about 60% above the Madeira Beach median of $749,900. The market section on this page shows how the area is trending.
Which schools are assigned to 515 129TH AVENUE E?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,200,000 runs 151% above the MADEIRA BEACH 33708 median — but at 2,592 sqft it's also nearly twice the size of the typical Madeira Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 2 days on market in a Madeira Beach market that averages 98 — if it fits, move quickly.
04Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Angelique Blake. MLS #TB8549377.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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