CENTURY 21 Edge
$5,900,0005 bd5.5 ba5,677 sqft$1,039 /sqft≈$35,122 /mo all-in ↓

445 129TH AVENUE E, MADEIRA BEACH, FL, 33708

Active18 days on marketListed Sep 25, 2026MLS #TB8550980

✦ New constructionWaterfrontPrivate poolSingle Family ResidenceWILLIAMS BILL MADEIRA HARBOR SUB 3RD ADD

About this home

445 129TH AVENUE E

Commanding a spectacular position overlooking Boca Ciega Bay, this incomparable coastal sanctuary was created for an exceptional waterfront lifestyle. Newly completed construction by Tulia Development and Construction, LLC represents stunning contemporary design and construction, superior attention to detail, refined finishes and statement lighting throughout. Panoramic water views deliver an ever-changing waterfront backdrop from nearly every room. Notable construction and design features include concrete block construction, impact windows and doors, custom cabinetry, floating staircase, whole-home technology and exterior surround sound, expansive waterfront terraces and a rooftop terrace, a residential elevator and 7-car gallery garage. The main living level is designed for both impressive gatherings and relaxed coastal living. Multiple conversation areas unfold around a striking wet bar and contemporary fireplace, all framed by sweeping water views and 4-panel sliding glass doors with automatic sliders in the family room and dining room, bringing the outdoors in. At the heart of the home, the custom chef’s kitchen is anchored by a dramatic quartz waterfall island and appointed with seamlessly integrated refrigeration, multiple built-in ovens, a microwave/convection oven, coffee system and exceptional storage including a butler’s pantry to support effortless entertaining, while the adjacent dining area and wine room elevate every occasion. Two generously proportioned ensuite bedrooms complete this level. Above, the primary retreat captures sweeping bay views through floor-to-ceiling glass and opens to a private waterfront terrace. Its spa-inspired bath features a sculptural soaking tub, dual vanities and a multi-head shower, complemented by a custom dressing room and convenient breakfast bar. Two additional bedrooms, a flexible bonus room, gym/flex space and a well-appointed laundry room provide elevated luxury and outstanding comfort. The rooftop level is a destination unto itself. A wet bar opens to a remarkable terrace with panoramic water views and a private putting green. Experience an unforgettable setting for sunset cocktails, intimate dinners or evenings beneath the stars. Outdoors, a pool, spa and sun deck create a private tropical escape at the water’s edge. Generous lounging and entertaining areas transition seamlessly to the waterfront, where the private composite deep-water dock provides exceptional access for days on the water. Just minutes to the gulf through the Johns Pass Draw Bridge which will accommodate large vessels. Just moments from John’s Pass Village, the beach and the attractions of Gulf Boulevard, this distinctive coastal location blends sophisticated design, exceptional entertaining spaces and immediate access to the water.

Facts & features

The home at a glance

5

Bedrooms

5.5

Bathrooms

5,677

Sqft

0.17 ac

Lot size

7

Garage

2026

Year built

Three Or More

Levels

$1,039

Per sqft

Private poolWaterfrontFireplaceWater viewNegotiable

Inside

FlooringEngineered Hardwood · Tile
AppliancesBuilt-In Oven · Convection Oven · Dishwasher · Disposal · Microwave · Other · Range · Refrigerator · Tankless Water Heater · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Dry Bar · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Smart Home · Solid Surface Counters · Stone Counters · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofOther
ConstructionBlock
FoundationSlab · Stem Wall
ViewWater
FacesWest
ParkingCovered · Driveway · Garage Door Opener · Oversized
ExteriorBalcony · Irrigation System · Lighting · Private Mailbox · Sliding Doors

Community & fees

Taxes (2025)$10,959/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$35,122 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$31,836
PMI (est., until 20% equity)$2,213
Property tax — 2025 actual bill$913
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $590,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $590,000
Interest rate6.00%
Loan term

Estimated payment

$35,122/mo

Principal & interest$31,836
PMI (est., until 20% equity)$2,213
Property taxes (actual bill)$913
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $5.9M
$1.7MedgeAI estimate $2,024,677 · range $1.8M–$2.2M$6.1M

vs edgeAI estimate

+191.4%

$/sqft vs Madeira Beach actives

$1,039 vs $624

Days on market

18 vs 85 typical

Where $1,039/sqft sits among the 118 Madeira Beach actives

63
36
7 · this home
4
1
7
$291–640$640–988$988–1337$1337–1685$1685–2034$2034+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Madeira Beach

Drive times from this address

Downtown Tampa≈ 41 min
Tampa Int’l Airport (TPA)≈ 42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Madeira Beach. See the full Madeira Beach guide →

MADEIRA BEACH 33708 — neighborhood snapshot

Population

15,306

Median age

61.1

Median income

$83,773

Median home value

$463,700

Avg household

1.9

Households w/ children

600

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Madeira Beach market

Seller’s marketLeans buyer — 7.1 months of inventoryBuyer’s market

$573K → $583K

Madeira Beach median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

47 of 118

Madeira Beach actives have cut their price

Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1035% above the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →

Paper trail

This home's history

Sep 25, 2026Listed at $5,900,000 · 18 days on market since
2026Built · WILLIAMS BILL MADEIRA HARBOR SUB 3RD ADD

Reality check

What actually sold near 445 129TH AVENUE E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

557 JOHNS PASS AVENUESold · Feb ’26

$3,900,000

557 JOHNS PASS AVENUE

5 bd · 5 ba · 5,117 sqft · $762/sqft · 2 DOM

3 PARADISE LANESold · Jul ’26

$1,500,000

3 PARADISE LANE

4 bd · 4.5 ba · 5,096 sqft · $294/sqft · 432 DOM

12650 7TH STREET ESold · Jul ’26

$5,800,000

12650 7TH STREET E

4 bd · 6.5 ba · 6,428 sqft · $902/sqft · 456 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Lewis

Your agent

Shawn Lewis

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 445 129TH AVENUE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 445 129TH AVENUE E — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

445 129TH AVENUE E FAQs

What would the monthly payment be for 445 129TH AVENUE E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $35,122/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 445 129TH AVENUE E?+

The most recent tax bill on record (2025) was $10,959. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Madeira Beach?+

At $5,900,000, this home is listed about 643% above the Madeira Beach median of $793,900. The market section on this page shows how the area is trending.

Which schools are assigned to 445 129TH AVENUE E?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$5,900,000 runs 1035% above the MADEIRA BEACH 33708 median — but at 5,677 sqft it's also nearly 4 times the size of the typical Madeira Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Jennifer Zales. MLS #TB8550980.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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445 129TH AVENUE E, MADEIRA BEACH, FL — 5 Bed, 5.5 Bath — $5,900,000 | CENTURY 21 Edge