CENTURY 21 Edge

US HIGHWAY 98 W, FROSTPROOF, FL, 33843

Active19 days on marketListed Sep 23, 2026MLS #TB8549442

OAKRIDGE ESTATES

About this home

US HIGHWAY 98 W

Discover the possibilities with this 20-acre property two lots combined to one located just off US Highway 98 W in Frostproof! Currently being utilized for agricultural purposes as pasture, this property offers an excellent opportunity for those looking for acreage in a peaceful rural setting. An in-ground well is already located on the property, adding additional value for future use. This parcel plus combining parcel 27-32-03-932512-020810 to total 20 acres. With the appropriate county approvals and land-use/zoning requirements, the property may have potential for residential or agricultural/residential use and a future homesite. Buyers are encouraged to verify zoning, land use, building requirements, well information, access, and intended use directly with Polk County. Enjoy country living while remaining conveniently located near shopping, restaurants, and everyday amenities. Nearby protected state-owned park/conservation land adds to the beautiful natural surroundings of the area. Need more acreage? There is a unique opportunity to purchase additional adjoining parcels! This 20-acre parcel can potentially be purchased with the adjoining 2.08-acre parcel located along US Highway 98 W and the adjoining 2.82-acre parcel, which are also currently listed for sale. Together, these connected parcels offer the opportunity to assemble up to approximately 25 acres total! Purchase just this 20 acre parcel or explore the possibility of creating a much larger tract of land. Whether you’re searching for agricultural land, a future homesite, an investment opportunity, or the chance to assemble a larger acreage property, this property offers plenty of possibilities in Polk County.

Facts & features

The home at a glance

20 ac

Lot size

Trees/Woods viewPets allowed

Inside

Outside & construction

ViewTrees/Woods
FacesNorth

Community & fees

Taxes (2025)$40/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,357 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,856
PMI (est., until 20% equity)$338
Property tax — 2025 actual bill$3
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $90,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $90,000
Interest rate6.00%
Loan term

Estimated payment

$5,357/mo

Principal & interest$4,856
PMI (est., until 20% equity)$338
Property taxes (actual bill)$3
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Frostproof

Drive times from this address

Walt Disney World≈ 59 min
Universal Orlando≈ 69 min
Downtown Orlando≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Frostproof. See the full Frostproof guide →

FROSTPROOF 33843 — neighborhood snapshot

Population

11,072

Median age

53.4

Median income

$51,358

Median home value

$107,900

Avg household

2.45

Households w/ children

742

For the school run

Polk County School District

ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Frostproof market

Seller’s marketBalanced — 5.8 months of inventoryBuyer’s market

$220K → $249K

Frostproof median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1737% above the FROSTPROOF 33843 median. See the full Frostproof market guide →

Paper trail

This home's history

Sep 23, 2026Listed at $900,000 · 19 days on market since

Reality check

What actually sold near US HIGHWAY 98 W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

981 DAWES ROADSold · Dec ’25

$175,000

981 DAWES ROAD · same community

3 bd · 1 ba · 672 sqft · $260/sqft · 288 DOM

24 HAMMONS WAYSold · Apr ’26

$180,000

24 HAMMONS WAY · same community

2 bd · 2 ba · 804 sqft · $224/sqft · 22 DOM

1500 FAZZINI DRIVESold · Mar ’26

$265,000

1500 FAZZINI DRIVE · same community

2 bd · 2 ba · 840 sqft · $315/sqft · 247 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about US HIGHWAY 98 W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for US HIGHWAY 98 W — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

US HIGHWAY 98 W FAQs

What would the monthly payment be for US HIGHWAY 98 W?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,357/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on US HIGHWAY 98 W?+

The most recent tax bill on record (2025) was $40. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at US HIGHWAY 98 W?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Frostproof?+

At $900,000, this home is listed about 213% above the Frostproof median of $287,500. The market section on this page shows how the area is trending.

Which schools are assigned to US HIGHWAY 98 W?+

Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Victoria Escobar. MLS #TB8549442.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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US HIGHWAY 98 W, FROSTPROOF, FL — $900,000 | CENTURY 21 Edge