CENTURY 21 Edge
$480,0002 bd2 ba1,390 sqft$345 /sqft$3,629 /mo all-in ↓

400 ISLAND WAY UNIT 701, CLEARWATER BEACH, FL, 33767

Active3 days on marketListed Sep 17, 2026MLS #TB8549555

Priced 14% below the CLEARWATER BEACH 33767 medianCondominiumSTARBOARD TOWER/CLIPPER COVE

About this home

400 ISLAND WAY UNIT 701

Welcome to Island Estates living! This desirable 2-bedroom, 2-bath SW CORNER condo with nearly 1,400 SF offers beautiful Intracoastal and Gulf views from every room! You’ll love the abundant natural light and Florida sunshine throughout the day. Did I mention, the YEAR-ROUND SUNSETS? Step outside onto one of TWO private balconies with over 240sqft to relax, watch the boats cruise by and take in the Florida lifestyle that makes this location so special. MOVE-IN READY! This gorgeous condo has been beautifully updated with NEW paint, NEW flooring, (3) IMPACT sliding glass doors, Newer Kitchen appliances, updated bathrooms with new showers, fixtures and lighting, giving you an updated condo, ready to enjoy from day one! COVERED CARPORT PARKING #25 and storage C60 convey with the sale. 400 Island Way/Clipper Cove features the largest heated pool and spa on Island Estates, along with resort amenities including covered tiki area, BBQ grills, fitness room, club room, his-and-hers saunas and bike storage. One of the best features is that you’re close to everything! Many conveniences like Publix, Clearwater Marine Aquarium, Sunset Sam Park, restaurants, nail salon, UPS and gas station mechanic means you have everything you need without leaving the island. Leave the car at home and hop aboard the Jolly Trolley for a quick ride to world-famous Clearwater Beach for spectacular sunsets, daily festivities, shopping, ice cream and beachfront dining. Whether you're looking for a full-time residence, seasonal getaway, or your own piece of the Florida lifestyle, this location puts shopping, dining, boating, beaches and entertainment just minutes from your door. Come live the Island Life today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,390

Sqft

1978

Year built

One

Levels

$345

Per sqft

City & Pool & Water view

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorLiving Room/Dining Room Combo
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMembrane · Other
ConstructionBlock
FoundationBlock
ViewCity · Pool · Water
FacesSouthwest
ParkingAssigned · Covered · Guest · None
ExteriorBalcony · Outdoor Grill · Sidewalk

Community & fees

Taxes (2025)$5,177/yr
PetsNo
CommunityDeed Restrictions · Pool

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,629 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,826
FHA mortgage insurance (est.)$212
Property tax — 2025 actual bill$431
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,800
Interest rate6.00%
Loan term

Estimated payment

$3,629/mo

Principal & interest$2,826
FHA mortgage insurance (est.)$212
Property taxes (actual bill)$431
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $480K
$375KedgeAI estimate $487,096 · range $391K$532K$554K

vs edgeAI estimate

−1.5%

$/sqft vs Clearwater Beach actives

$345 vs $571

Days on market

3 vs 69 typical

Where $345/sqft sits among the 251 Clearwater Beach actives

70 · this home
65
46
17
24
29
$292–450$450–607$607–764$764–922$922–1079$1079+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Island Estate

Drive times from this address

Tampa Int’l Airport (TPA)33 min
Downtown Tampa37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater Beach. See the full Clearwater Beach guide →

Island Estate — neighborhood snapshot

Population

2,783

Median age

62

Median income

$108,222

Median home value

$631,400

Avg household

2

Households w/ children

223

For the school run

Pinellas County School District

ElementarySandy Lane Elementary School★★★★★
MiddleDunedin Highland Middle School★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater Beach market

Seller’s marketLeans buyer7.9 months of inventoryBuyer’s market

$535K$885K

Clearwater Beach median sold, yr/yr

93.9%

Sale-to-list ratio (12 mo)

122 of 251

Clearwater Beach actives have cut their price

Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% below the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →

Paper trail

This home's history

Sep 17, 2026Listed at $480,000 · 3 days on market since
1978Built · STARBOARD TOWER/CLIPPER COVE

Reality check

What actually sold near 400 ISLAND WAY UNIT 701

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

675 S GULFVIEW BOULEVARD UNIT 903Sold · Nov ’25

$650,000

675 S GULFVIEW BOULEVARD UNIT 903

1 bd · 2 ba · 1,409 sqft · $461/sqft · 517 DOM

800 S GULFVIEW BOULEVARD UNIT 806Sold · Jan ’26

$370,000

800 S GULFVIEW BOULEVARD UNIT 806

2 bd · 2 ba · 1,310 sqft · $282/sqft · 64 DOM

855 BAYWAY BOULEVARD UNIT 802Sold · Feb ’26

$415,200

855 BAYWAY BOULEVARD UNIT 802

2 bd · 2 ba · 1,310 sqft · $317/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 400 ISLAND WAY UNIT 701 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 400 ISLAND WAY UNIT 701 — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

400 ISLAND WAY UNIT 701 FAQs

What would the monthly payment be for 400 ISLAND WAY UNIT 701?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,629/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 400 ISLAND WAY UNIT 701?+

The most recent tax bill on record (2025) was $5,177. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 400 ISLAND WAY UNIT 701?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater Beach?+

At $480,000, this home is listed about 40% below the Clearwater Beach median of $799,000. The market section on this page shows how the area is trending.

Which schools are assigned to 400 ISLAND WAY UNIT 701?+

Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the CLEARWATER BEACH 33767 market on paper

$480,000 is 14% below the CLEARWATER BEACH 33767 median of $555,000, and at $345/sqft it sits under the Clearwater Beach average of $672.

02City & Pool & Water views

The city and pool and water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 3 days on market in a Clearwater Beach market that averages 69 — if it fits, move quickly.

04Strong assigned schools

Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BEACHWISE REAL ESTATE · Kristin Vincelli. MLS #TB8549555.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Clearwater Beach homes, in your inbox

Like 400 ISLAND WAY UNIT 701 but not quite? A daily digest of every new listing in Clearwater Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Anealya to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated September 20, 2026 at 2:53 PM UTC. The listing information on this page last changed on September 20, 2026 at 2:53 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on September 20, 2026 at 2:53 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: September 20, 2026 at 2:53 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.