CENTURY 21 Edge
$389,0002 bd1.5 ba975 sqft$399 /sqft≈$3,025 /mo all-in ↓

7740 BOCA CIEGA DRIVE UNIT 201, ST PETE BEACH, FL, 33706

Active24 days on marketListed Sep 18, 2026MLS #TB8549898

✦ Priced 15% below the ST PETE BEACH 33706 medianWaterfrontFully furnishedCondominiumBAY ISLES CONDO

About this home

7740 BOCA CIEGA DRIVE UNIT 201

Every window in this condo has a water view. That’s the first thing you notice—Boca Ciega Bay stretching beyond the waterfront pool and community dock. As a second-floor end unit, it also offers more natural light and expansive views. Inside, the condo comes fully furnished with hardwood floors throughout. The open living, dining, and kitchen layout keeps those water views at the center of everyday living. The primary bedroom includes a private half bath, a generous closet, and additional storage rarely found in a condo this size. The location completes the package. Walk to Horan Park and the St. Pete Beach Recreation Center, explore the restaurants and shops along Corey Avenue, or be at Blind Pass and the beach in minutes. Want to enjoy the bay beyond the view? Seller is willing to include a 2006 Sea Pro 21-foot center-console boat and tandem-axle trailer with an acceptable offer, subject to separately agreed terms. Powered by a 200-hp Mercury Verado and equipped with a Bimini top, the boat is described by the seller as well maintained and in great condition. Bring a suitcase. Your next chapter on Boca Ciega Bay starts here.

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

975

Sqft

1955

Year built

One

Levels

$399

Per sqft

WaterfrontPool & Water viewFurnished

Inside

FlooringTile · Hardwood
AppliancesRange · Refrigerator
InteriorAttic Fan · Ceiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Window Treatments
LaundryCommon Area · Laundry Room
CoolingMini-Split Unit(s)
HeatingElectric
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
ViewPool · Water
FacesNortheast
ParkingCurb Parking · Guest · Off Street · On Street · Open
ExteriorBalcony · Outdoor Grill · Sidewalk · Storage

Community & fees

Taxes (2025)$4,833/yr
PetsNo
CommunityBay/Harbor Front · Dock · Intracoastal Waterway · Water Access · Waterfront · Community Mailbox · Golf Carts OK · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,025 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,290
FHA mortgage insurance (est.)$172
Property tax — 2025 actual bill$403
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,615Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,615
Interest rate6.00%
Loan term

Estimated payment

$3,025/mo

Principal & interest$2,290
FHA mortgage insurance (est.)$172
Property taxes (actual bill)$403
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $389K
$137KedgeAI estimate $147,127 · range $143K–$159K$405K

vs edgeAI estimate

+164.4%

$/sqft vs St Pete Beach actives

$399 vs $483

Days on market

24 vs 96 typical

Where $399/sqft sits among the 157 St Pete Beach actives

43
50 · this home
27
13
10
14
$258–395$395–531$531–667$667–804$804–940$940+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Blind Pass

Drive times from this address

Downtown Tampa≈ 38 min
Tampa Int’l Airport (TPA)≈ 38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Pete Beach. See the full St Pete Beach guide →

Blind Pass — neighborhood snapshot

Population

1,773

Median age

61

Median income

$100,398

Median home value

$506,650

Avg household

2

Households w/ children

36%

For the school run

Pinellas County School District

HighBoca Ciega High School★★★★★
ElementaryAzalea Elementary School★★★★★
MiddleAzalea Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Pete Beach market

Seller’s marketBalanced — 5.4 months of inventoryBuyer’s market

$679K → $553K

St Pete Beach median sold, yr/yr

93.7%

Sale-to-list ratio (12 mo)

82 of 157

St Pete Beach actives have cut their price

Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% below the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →

Paper trail

This home's history

Sep 18, 2026Listed at $389,000 · 24 days on market since
1955Built · BAY ISLES CONDO

Reality check

What actually sold near 7740 BOCA CIEGA DRIVE UNIT 201

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7740 BOCA CIEGA DRIVE UNIT 105Sold · Jul ’26

$150,000

7740 BOCA CIEGA DRIVE UNIT 105 · same community

1 bd · 1 ba · 435 sqft · $345/sqft · 54 DOM

7740 BOCA CIEGA DRIVE UNIT 111Sold · Jun ’26

$130,000

7740 BOCA CIEGA DRIVE UNIT 111 · same community

1 bd · 1 ba · 435 sqft · $299/sqft · 29 DOM

6363 GULF WINDS DRIVE UNIT 427Sold · Mar ’26

$186,000

6363 GULF WINDS DRIVE UNIT 427

1 bd · 1 ba · 910 sqft · $204/sqft · 30 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7740 BOCA CIEGA DRIVE UNIT 201 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7740 BOCA CIEGA DRIVE UNIT 201 — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7740 BOCA CIEGA DRIVE UNIT 201 FAQs

What would the monthly payment be for 7740 BOCA CIEGA DRIVE UNIT 201?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,025/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7740 BOCA CIEGA DRIVE UNIT 201?+

The most recent tax bill on record (2025) was $4,833. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7740 BOCA CIEGA DRIVE UNIT 201?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Pete Beach?+

At $389,000, this home is listed about 28% below the St Pete Beach median of $539,900. The market section on this page shows how the area is trending.

Which schools are assigned to 7740 BOCA CIEGA DRIVE UNIT 201?+

Boca Ciega High School (high), Azalea Elementary School (elementary), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ST PETE BEACH 33706 market on paper

$389,000 is 15% below the ST PETE BEACH 33706 median of $459,950, and at $399/sqft it sits under the St Pete Beach average of $587.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Boca Ciega High School, Azalea Elementary School, Azalea Middle School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Brian Sandstrom. MLS #TB8549898.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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