9446 TRADEWINDS AVENUE, SEMINOLE, FL, 33776
Active15 days on marketListed Sep 25, 2026MLS #TB8550466
About this home
9446 TRADEWINDS AVENUE
Imaging living on the water without having to have flood insurance!! The previous sellers lender did not require flood insurance with the 11' elevation of the home. This charming two bed two bath town-home has been exceptionally well maintained. It's located on a salt water canal, has a #10 boat lift and is just a few minutes ride to the Intercoastal Waterway or drive to the beautiful beaches in less than 10 minutes (depending on traffic of course)! The home offers a welcoming fireplace, two patios with water view (upstairs patio upgraded to composite decking), generously sized bedrooms with sliding glass doors from both bedrooms to the upstairs shared patio. Beautiful granite counter tops in the kitchen offers warmth and durability. Keep an eye on your boat from your kitchen window. A couple of Catalina Cove's community features include a heated pool and tennis courts. Only 40 homes in this quaint community - come be one of them.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,440
Sqft
0.09 ac
Lot size
1981
Year built
Two
Levels
$302
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,493 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,493/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.9%
$/sqft vs Seminole actives
$302 vs $253
Days on market
15 vs 56 typical
Where $302/sqft sits among the 324 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater Cove
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Clearwater Cove — neighborhood snapshot
Population
78
Median age
60
Median income
$87,375
Median home value
$433,200
Avg household
2
Households w/ children
6%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
173 of 324
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the SEMINOLE 33776 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 9446 TRADEWINDS AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$380,000
9386 TRADEWINDS AVENUE · same community
2 bd · 2 ba · 1,440 sqft · $264/sqft · 57 DOM
Sold · Sep ’26$426,500
9476 TRADEWINDS AVENUE UNIT 9476 · same community
3 bd · 2.5 ba · 1,839 sqft · $232/sqft · 81 DOM
Sold · Aug ’26$482,500
7955 BAYSHORE DRIVE
3 bd · 2 ba · 1,460 sqft · $330/sqft · 122 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9446 TRADEWINDS AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9446 TRADEWINDS AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9446 TRADEWINDS AVENUE FAQs
What would the monthly payment be for 9446 TRADEWINDS AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,493/mo — principal and interest, the actual property-tax bill, the $360/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9446 TRADEWINDS AVENUE?+
The association fee works out to $360 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9446 TRADEWINDS AVENUE?+
The most recent tax bill on record (2025) was $2,634. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9446 TRADEWINDS AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $435,000, this home is listed about 21% above the Seminole median of $360,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9446 TRADEWINDS AVENUE?+
Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SEMINOLE 33776 market on paper
$435,000 is 13% below the SEMINOLE 33776 median of $499,450.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CARRILLO REALTY PA · Donna Driggers. MLS #TB8550466.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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