1598 VIRGINIA AVENUE, PALM HARBOR, FL, 34683
Active26 days on marketListed Sep 23, 2026MLS #TB8550914
About this home
1598 VIRGINIA AVENUE
Welcome to your Palm Harbor oasis, where everyday living feels a little more like a vacation! This beautifully maintained 3-bedroom, 2-bath home offers 1,870 sq ft of living space plus an approximately 350 sq ft enclosed Florida room that is not included in the listed square footage, giving you even more room to live, work and entertain. Step outside and you’ll find the true showstopper: a newly resurfaced heated saltwater pool and spa with a brand-new pool heater, all surrounded by a spacious screened lanai with full sliders overlooking the pool. Whether you’re hosting friends, enjoying a quiet morning coffee or cooling off after a day at the beach, this outdoor space is designed for Florida living. Low-maintenance landscaping makes it easy to enjoy without spending your weekends working in the yard. This home has been thoughtfully updated over the years, including a 2016 roof, 2018 fence, 2019 windows, 2019 AC, and 2025 pool deck and Florida Room windows. Additional recent improvements include a brand-new washer and dryer, new water heater, new water softener and a freshly painted exterior with paint specifically designed for Florida’s elements. The location is where this home really shines! Situated in a quiet, golf-cart-friendly neighborhood, you’re just moments from Palm Harbor’s restaurants, bars, shops and coffee shops. Hop on your golf cart and head to nearby Ozona for even more great restaurants, bars and a charming waterfront downtown. For those who love being on the water, three marinas and a boat ramp are less than a mile away, with the marinas also accessible by golf cart, making it easy to enjoy everything the Florida lifestyle has to offer. You’re also close to the Pinellas Trail and only about 3 miles from the Dunedin Causeway and Honeymoon Island for beach days, sunsets and everything in between. Several highly sought-after schools are nearby, including Elisa Nelson Elementary Center for Gifted Studies and Literacy Innovation and Palm Harbor University High School. Best of all, this home is located outside the flood zone with an elevation of over 60 feet, offering added peace of mind. With its thoughtful updates, flexible living space, resort-style outdoor living, golf-cart-friendly location and easy access to beaches, boating, dining and downtown amenities, this Palm Harbor gem is ready to be enjoyed!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,870
Sqft
0.22 ac
Lot size
2
Garage
1987
Year built
One
Levels
$390
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,050 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,050/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.7%
$/sqft vs Palm Harbor actives
$390 vs $265
Days on market
26 vs 68 typical
Where $390/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Allen's Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Allen's Ridge — neighborhood snapshot
Population
828
Median age
50
Median income
$125,347
Median home value
$447,468
Avg household
3
Households w/ children
59%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
231 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 1598 VIRGINIA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$600,000
2807 RESNIK CIRCLE W
3 bd · 2 ba · 1,918 sqft · $313/sqft · 2 DOM
Sold · Jan ’26$705,000
2820 SWAN CIRCLE
3 bd · 2 ba · 1,968 sqft · $358/sqft · 94 DOM
Sold · Oct ’26$418,000
1465 CAIRN COURT
4 bd · 3 ba · 1,769 sqft · $236/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 1598 VIRGINIA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1598 VIRGINIA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1598 VIRGINIA AVENUE FAQs
What would the monthly payment be for 1598 VIRGINIA AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,050/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1598 VIRGINIA AVENUE?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1598 VIRGINIA AVENUE?+
The most recent tax bill on record (2025) was $7,900. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1598 VIRGINIA AVENUE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $729,000, this home is listed about 88% above the Palm Harbor median of $388,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1598 VIRGINIA AVENUE?+
Palm Harbor Middle School (middle), Ozona Elementary School (elementary), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$729,000 runs 85% above the PALM HARBOR 34683 median — but at 1,870 sqft it's also 25% larger than the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Palm Harbor Middle School, Ozona Elementary School, Palm Harbor University High — Palm Harbor Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Danielle Koryn. MLS #TB8550914.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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