203 1ST STREET NW, RUSKIN, FL, 33570
Active21 days on marketListed Sep 22, 2026MLS #TB8551236
About this home
203 1ST STREET NW
Commercial vacant land for sale at 203 1st St in Ruskin, within the Ruskin Town Center area southwest of Shell Point Rd and US-41. This 0.2645-acre parcel (11,520 sq ft) offers 128 feet of frontage on 1st St and a depth of 90 feet. The property is zoned RTC-1, a Ruskin Town Center mixed-use district that allows residential density of up to 20 units per acre, which gives a buyer flexibility in planning a project. The lot's wide frontage and shallow depth lend themselves to a street-facing building with parking alongside. A conceptual layout shows room for a single-story building of approximately 2,700 sq ft with approximately 10 to 12 parking spaces, subject to county site plan approval. A great opportunity for a professional office or medical/dental suite in the heart of Ruskin.
Facts & features
The home at a glance
0.26 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,987 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,987/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ruskin City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
Ruskin City — neighborhood snapshot
Population
2,490
Median age
42
Median income
$70,544
Median home value
$268,770
Avg household
3
Households w/ children
290
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$315K → $322K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 203 1ST STREET NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$239,900
106 5TH STREET NW · same community
2 bd · 1 ba · 768 sqft · $312/sqft · 82 DOM
Sold · Aug ’26$215,000
805 E SHELL POINT ROAD · same community
2 bd · 1 ba · 897 sqft · $240/sqft · 2 DOM
Sold · Jan ’26$245,000
402 8TH STREET SW · same community
2 bd · 2 ba · 1,298 sqft · $189/sqft · 239 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 203 1ST STREET NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 203 1ST STREET NW — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
203 1ST STREET NW FAQs
What would the monthly payment be for 203 1ST STREET NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,987/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 203 1ST STREET NW?+
The most recent tax bill on record (2025) was $1,041. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ruskin?+
At $275,000, this home is listed about 19% below the Ruskin median of $339,495. The market section on this page shows how the area is trending.
Which schools are assigned to 203 1ST STREET NW?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FIRESIDE REAL ESTATE · Nancy Monsipapa. MLS #TB8551236.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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