11731 GAIL DRIVE, TEMPLE TERRACE, FL, 33617
Active15 days on marketListed Sep 28, 2026MLS #TB8551385
About this home
11731 GAIL DRIVE
BUILD YOUR VISION in TEMPLE TERRACE! This approximately 0.27-ACRE RESIDENTIAL WATERFRONT LOT offers an opportunity to create a home in the established RIVER FOREST RESERVE community. Zoned R-9 and located in FLOOD ZONE X, the property provides a convenient setting for buyers looking to build in an established Tampa-area neighborhood. Enjoy easy access to major roadways, shopping, dining, schools, medical facilities, and everything the greater Tampa Bay area has to offer. Whether you're a BUILDER, INVESTOR, or FUTURE HOMEOWNER, this property offers exciting potential. BRING YOUR PLANS AND MAKE IT YOUR OWN! Buyer and buyer's agent are responsible for verifying zoning, building requirements, utilities, lot dimensions, permitting requirements, and all other information deemed important to the buyer.
Facts & features
The home at a glance
0.27 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,383 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,383/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Temple Terrace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Temple Terrace. See the full Temple Terrace guide →
TEMPLE TERRACE 33617 — neighborhood snapshot
Population
47,880
Median age
33.1
Median income
$48,651
Median home value
$267,200
Avg household
2.32
Households w/ children
5,060
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Temple Terrace market
$315K → $450K
Temple Terrace median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Temple Terrace, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% above the TEMPLE TERRACE 33617 median. See the full Temple Terrace market guide →
Paper trail
This home's history
Reality check
What actually sold near 11731 GAIL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$300,000
9016 NAVAJO AVENUE
3 bd · 2 ba · 1,203 sqft · $249/sqft · 0 DOM
Sold · Aug ’26$325,000
8521 MISTY RIVER COURT
3 bd · 2 ba · 1,244 sqft · $261/sqft · 39 DOM
Sold · Mar ’26$300,000
8518 MISTY RIVER COURT
3 bd · 2 ba · 1,244 sqft · $241/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 11731 GAIL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11731 GAIL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11731 GAIL DRIVE FAQs
What would the monthly payment be for 11731 GAIL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,383/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11731 GAIL DRIVE?+
The most recent tax bill on record (2024) was $3,887. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11731 GAIL DRIVE?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Temple Terrace?+
At $300,000, this home is listed about 12% below the Temple Terrace median of $339,950. The market section on this page shows how the area is trending.
Which schools are assigned to 11731 GAIL DRIVE?+
Pizzo K-8 School (elementary), Greco Middle Magnet School (middle), King High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of 54 REALTY LLC · Candance Toscano. MLS #TB8551385.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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