CENTURY 21 Edge
$1,299,0004 bd3.5 ba4,895 sqft$265 /sqft≈$8,599 /mo all-in ↓

5513 KEELER OAK STREET, LITHIA, FL, 33547

Active3 days on marketListed Oct 9, 2026MLS #TB8551462

Private poolSingle Family ResidenceFISH HAWK TRAILS UNIT 5

About this home

5513 KEELER OAK STREET

Beyond the gates of Fish Hawk Trails, this custom Arthur Rutenberg St. Augustine IV makes an immediate statement with more than 4,800 square feet of living space on an extraordinary .66-acre cul-de-sac homesite. The setting is just as impressive as the home itself, with a custom tropical pool, expansive screened lanai, private fenced grounds, and direct gated access to the trails beyond the backyard. The open, split-bedroom floor plan features 4 bedrooms, 3.5 baths, a private office, formal living and dining rooms, an extraordinary oversized bonus room, and a 3-car side-entry garage. Major improvements include a 2021 Owens Corning Duration roof with Platinum Protection Roofing System, PGT insulated vinyl windows and sliders, updated appliances, interior and exterior paint, hybrid electric heat-pump water heater, and a new front door and irrigation well pump in 2025. Step inside to soaring ceilings, wood and tile flooring, built-in features, integrated speakers, and expansive sliders framing the lanai, pool, and lush backyard. The kitchen overlooks the spacious family room and features extensive cabinetry, generous counter space, GE Monogram induction cooking and double wall ovens, a GE Café refrigerator, and Bosch dishwasher. Privately positioned in its own wing, the primary suite features two large walk-in closets and an en-suite bath with separate vanities, soaking tub, and walk-in shower. Across the home, two secondary bedrooms and a full bath were customized from the builder's standard Jack-and-Jill configuration, while a fourth bedroom is positioned toward the rear near an additional full bath with pool access. The bonus room is another exceptional feature, custom-designed at FOUR TIMES the size of the original St. Augustine IV floor plan, creating a truly one-of-a-kind space! Featuring beautiful bamboo flooring, vaulted ceilings, and an impressive amount of room, this extraordinary space offers endless possibilities for a game room, billiards, media center, lounge area, and more. But it is the outdoor living that makes this property unforgettable. The expansive screened lanai surrounds a custom saltwater PebbleTec pool with dual waterfalls, multicolored lighting, tropical landscaping, extensive pavers, and dedicated landscape lighting. The covered lanai is pre-plumbed and wired for an outdoor kitchen, while the .66-acre fenced grounds extend beyond the pool to a private rear gate with direct access to the Fish Hawk Trails trail system. Additional features include reverse-osmosis filtration, water softener, irrigation well, structured Ethernet wiring, and extensive pavers throughout the property. Fish Hawk Trails is one of Lithia's established guard-gated communities, offering miles of trails along with parks, tennis and pickleball courts, basketball courts, playgrounds, and a clubhouse, all while being zoned for highly rated Hillsborough County schools. With its custom Arthur Rutenberg design, exceptional .66-acre setting, extraordinary outdoor living, and direct connection to the trails, this is a property that stands apart even within Fish Hawk Trails.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

4,895

Sqft

0.66 ac

Lot size

2002

Year built

One

Levels

$265

Per sqft

Private poolPool & Trees/Woods viewPets allowed

Inside

FlooringBamboo · Ceramic Tile · Engineered Hardwood
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Exhaust Fan · Kitchen Reverse Osmosis System · Microwave · Refrigerator · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stone · Stucco
FoundationSlab
ViewPool · Trees/Woods
FacesEast
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorFrench Doors · Irrigation System · Lighting · Private Entrance · Private Mailbox · Private Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$212/mo
Taxes (2025)$8,767/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fiber Optics · Fire Hydrant · Phone Available · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,599 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,009
PMI (est., until 20% equity)$487
Property tax — 2025 actual bill$731
HOA fee — from the listing$212
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $129,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $129,900
Interest rate6.00%
Loan term

Estimated payment

$8,599/mo

Principal & interest$7,009
PMI (est., until 20% equity)$487
Property taxes (actual bill)$731
HOA / condo fee$212
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$1.2MedgeAI estimate $1,344,572 · range $1.3M–$1.4M$1.4M

vs edgeAI estimate

−3.4%

$/sqft vs Lithia actives

$265 vs $218

Days on market

3 vs 65 typical

Where $265/sqft sits among the 130 Lithia actives

44
34
16
11 · this home
13
12
$167–198$198–229$229–260$260–291$291–322$322+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fish Hawk

Drive times from this address

Downtown Tampa≈ 32 min
Tampa Int’l Airport (TPA)≈ 45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lithia. See the full Lithia guide →

Fish Hawk — neighborhood snapshot

Population

25,854

Median age

36

Median income

$130,345

Median home value

$479,914

Avg household

3

Households w/ children

4,427

For the school run

Hillsborough County School District

HighNewsome High School★★★★★
MiddleBarrington Middle School★★★★★
ElementaryStowers Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lithia market

Seller’s marketSeller’s market — 2.7 months of inventoryBuyer’s market

$580K → $551K

Lithia median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

86 of 130

Lithia actives have cut their price

Median sold price, Lithia, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 174% above the LITHIA 33547 median. See the full Lithia market guide →

Paper trail

This home's history

Oct 9, 2026Listed at $1,299,000 · 3 days on market since
2002Built · FISH HAWK TRAILS UNIT 5

Reality check

What actually sold near 5513 KEELER OAK STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10579 MEADOWRUN DRIVESold · Feb ’26

$1,400,000

10579 MEADOWRUN DRIVE

5 bd · 4 ba · 4,675 sqft · $299/sqft · 20 DOM

1780 ALAFIA TRAIL DRIVESold · Sep ’26

$1,215,708

1780 ALAFIA TRAIL DRIVE

5 bd · 5 ba · 4,602 sqft · $264/sqft · 0 DOM

1745 ALAFIA TRAIL DRIVESold · Feb ’26

$1,161,829

1745 ALAFIA TRAIL DRIVE

5 bd · 4 ba · 4,602 sqft · $252/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 5513 KEELER OAK STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5513 KEELER OAK STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5513 KEELER OAK STREET FAQs

What would the monthly payment be for 5513 KEELER OAK STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,599/mo — principal and interest, the actual property-tax bill, the $212/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5513 KEELER OAK STREET?+

The association fee works out to $212 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5513 KEELER OAK STREET?+

The most recent tax bill on record (2025) was $8,767. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5513 KEELER OAK STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lithia?+

At $1,299,000, this home is listed about 143% above the Lithia median of $534,500. The market section on this page shows how the area is trending.

Which schools are assigned to 5513 KEELER OAK STREET?+

Newsome High School (high), Barrington Middle School (middle), Stowers Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,299,000 runs 174% above the LITHIA 33547 median — but at 4,895 sqft it's also nearly twice the size of the typical Lithia listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 3 days on market in a Lithia market that averages 65 — if it fits, move quickly.

04Strong assigned schools

Newsome High School, Barrington Middle School, Stowers Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Newsome High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Brenda Wade. MLS #TB8551462.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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