
956 ELDORADO AVENUE, CLEARWATER, FL, 33767
Active12 days on marketListed Oct 1, 2026MLS #TB8551504
About this home
956 ELDORADO AVENUE
A TIMELESS COASTAL HOME, DIRECT GULF FRONT WITH THE SAND JUST STEPS FROM YOUR DOOR ON NORTH CLEARWATER BEACH. Built in 1992 and beautifully positioned along one of Clearwater Beach’s most desirable residential stretches, this remarkable home captures everything people come to Florida to find: pristine Gulf water, soft white sand, incredible sunsets and a home filled with genuine coastal character. From the moment you enter, the architecture feels special. Warm wood flooring, detailed millwork, built-in cabinetry, tongue-and-groove ceilings, exposed beams and an airy coastal palette give the home a relaxed elegance perfectly suited to its setting. Designed to embrace the Gulf, the home unfolds across three thoughtfully arranged levels, each offering its own sense of space, privacy and connection to the water. The main living level is centered around the view, with walls of windows and doors bringing the Gulf, palms and glowing evening skies into the home. The spacious family room flows into the dining area and kitchen, creating a welcoming gathering space along the Gulf side of the residence, while direct access to a large covered Gulf-front deck creates an effortless connection between indoor and outdoor living. The kitchen is complemented by a walk-in pantry and office space. The spacious floor plan offers plenty of room for family and guests, with two generously sized en-suite bedrooms on the main living level, along with a dedicated laundry room and additional storage. The entire third floor is devoted to the primary suite, creating a truly private retreat separated from the main living and guest spaces below. This upper-level sanctuary includes an expansive bedroom, spa-like bathroom, dedicated office or sitting area, generous walk-in closet and a private Gulf-facing balcony. From here, elevated views stretch across the beach and Gulf, providing a peaceful place to unwind and watch the sun set over the water. The ground level adds remarkable flexibility, with an oversized garage, multiple finished bonus rooms, utility space and abundant storage. These rooms offer endless possibilities for a media room, game room, home gym, office or recreational space. Sliding doors connect this level to a large covered Gulf-side patio, extending the living space outdoors and placing the beach just beyond. What truly distinguishes this property is its relationship with the Gulf. There is no road to cross and no long walk to the water, just simply step outside and the beach is right there. The setting feels peaceful and uncrowded, yet the restaurants, boating, recreation and energy of Clearwater Beach remain just minutes away. This is not simply a waterfront home. It is a true North Clearwater Beach retreat, rich with timeless coastal character and positioned in an irreplaceable Gulf-front setting where the view changes every evening and the sunset never gets old.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,793
Sqft
0.15 ac
Lot size
2
Garage
1992
Year built
Three Or More
Levels
$1,432
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$24,521 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$24,521/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+211.5%
$/sqft vs MANDALAY SUB
$1,432 vs $486
Days on market
12 vs 70 typical
Where $1,432/sqft sits among the 23 homes for sale in MANDALAY SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Clearwater Beach — neighborhood snapshot
Population
2,289
Median age
58
Median income
$87,434
Median home value
$801,867
Avg household
2
Households w/ children
104
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $324K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
11 of 23
MANDALAY SUB have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 662% above the CLEARWATER 33767 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 956 ELDORADO AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,316,750
58 ASTER STREET · same community
4 bd · 3.5 ba · 2,400 sqft · $549/sqft · 21 DOM
Sold · Nov ’25$1,100,000
864 MANDALAY AVENUE · same community
3 bd · 3 ba · 2,364 sqft · $465/sqft · 195 DOM
Sold · Jul ’26$1,500,000
845 BAY ESPLANADE · same community
4 bd · 3 ba · 2,344 sqft · $640/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 956 ELDORADO AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 956 ELDORADO AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
956 ELDORADO AVENUE FAQs
What would the monthly payment be for 956 ELDORADO AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $24,521/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 956 ELDORADO AVENUE?+
The most recent tax bill on record (2025) was $15,330. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 956 ELDORADO AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $4,000,000, this home is listed about 1238% above the Clearwater median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 956 ELDORADO AVENUE?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$4,000,000 runs 662% above the CLEARWATER 33767 median — but at 2,793 sqft it's also nearly twice the size of the typical Clearwater listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTEC GROUP INC · Mark Fazzini. MLS #TB8551504.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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