2184 SPRINGRAIN DRIVE, CLEARWATER, FL, 33763
Active14 days on marketListed Sep 29, 2026MLS #TB8551535
About this home
2184 SPRINGRAIN DRIVE
Virtually Staged. A charming opportunity awaits! Lovely home ideally situated on a spacious corner homesite in the desirable Spring Lake community. From the moment you arrive, you’ll appreciate the curb appeal, generous yard and inviting atmosphere that make this property stand out. Inside, soaring ceilings and an open floor plan create a warm and welcoming living space. The family room centers around a beautiful wood-burning fireplace and flows seamlessly into the dining area, where French doors open to the covered patio. The spacious kitchen offers abundant cabinetry and storage, including a convenient walk-in pantry, while the adjacent dinette provides another set of French doors overlooking the backyard. The main level features two generously sized secondary bedrooms and a full bathroom with a tub/shower combination. The entire second floor is dedicated to the private primary suite, offering an expansive bedroom, multiple closets and a spacious en-suite bathroom complete with dual sinks, a soaking tub, separate shower and walk-in closet. Tile and laminate flooring throughout make the home comfortable and easy to maintain. Outside, the covered and tiled patio provides an ideal setting for entertaining, relaxing or enjoying Florida's year-round outdoor lifestyle. The large, fenced corner lot offers plenty of room for pets, gardening, play and future outdoor possibilities. The home boasts a 2023 A/C and 2021 roof bringing energy efficiency and peace of mind. Spring Lake residents enjoy an array of community amenities, including a swimming pool, tennis courts, playground, fitness center and clubhouse. The community is conveniently located near shopping, medical facilities, dining and major roadways, while offering easy access to area lakes and the Gulf beaches. A wonderful opportunity to own a spacious home with character, privacy and an excellent location in Spring Lake.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,898
Sqft
0.29 ac
Lot size
2
Garage
1989
Year built
Two
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,377 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,377/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.7%
$/sqft vs Clearwater actives
$224 vs $232
Days on market
14 vs 70 typical
Where $224/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Spring Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Clearwater rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Spring Lakes Of Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Spring Lake is a short-term-rental community. See the full guide →
Spring Lakes Of Clearwater — neighborhood snapshot
Population
492
Median age
34
Median income
$86,250
Median home value
$368,000
Avg household
3
Households w/ children
85%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $324K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
239 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 151% above the CLEARWATER 33763 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2184 SPRINGRAIN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$449,000
1859 SPRINGWOOD CIRCLE N · same community
3 bd · 2 ba · 1,854 sqft · $242/sqft · 118 DOM
Sold · Jan ’26$440,000
2233 SPRINGWOOD CIRCLE W · same community
3 bd · 2 ba · 2,032 sqft · $217/sqft · 28 DOM
Sold · Oct ’26$493,500
1841 SPRINGWOOD CIRCLE N · same community
3 bd · 2.5 ba · 1,757 sqft · $281/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2184 SPRINGRAIN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2184 SPRINGRAIN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2184 SPRINGRAIN DRIVE FAQs
What would the monthly payment be for 2184 SPRINGRAIN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,377/mo — principal and interest, the actual property-tax bill, the $142/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2184 SPRINGRAIN DRIVE?+
The association fee works out to $142 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2184 SPRINGRAIN DRIVE?+
The most recent tax bill on record (2025) was $4,627. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 2184 SPRINGRAIN DRIVE be rented short-term?+
Yes — this home sits inside Spring Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 2184 SPRINGRAIN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $424,900, this home is listed about 42% above the Clearwater median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2184 SPRINGRAIN DRIVE?+
Dunedin Highland Middle School (middle), Dunedin High School (high), Garrison-Jones Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$424,900 runs 151% above the CLEARWATER 33763 median — but at 1,898 sqft it's also 48% larger than the typical Clearwater listing.
02Zoned for nightly rentals
Spring Lake is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Strong assigned schools
Dunedin Highland Middle School, Dunedin High School, Garrison-Jones Elementary School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTEC GROUP INC · Nancy Leslie. MLS #TB8551535.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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