CENTURY 21 Edge
$140,0002 bd2 ba1,032 sqft$136 /sqft≈$1,231 /mo all-in ↓

3301 PALM HARBOR BOULEVARD UNIT 314, PALM HARBOR, FL, 34683

Active19 days on marketListed Sep 29, 2026MLS #TB8553076

✦ Priced 65% below the PALM HARBOR 34683 medianMobile HomeWESTWIND I & II RESIDENT OWNED COMMUNITY UNREC

About this home

3301 PALM HARBOR BOULEVARD UNIT 314

SPACIOUS 2-BEDROOM, 2-BATH HOME IN WESTWIND — SHARE INCLUDED! Looking for space, storage, and affordable Florida living in a resident-owned community? This one deserves a look! Welcome to this spacious 2-bedroom, 2-bath home in Westwind Resident Owned Community, offering generous living areas, incredible storage, recent major-system upgrades, and a community share included with the home. A large covered carport provides plenty of parking and outdoor space, while the expansive floor plan gives you multiple areas to relax, entertain, work from home, or host family and friends. One of the highlights is the bright south-facing Florida room, surrounded by large windows that fill the space with Florida sunshine. It's perfect for morning coffee, entertaining neighbors, or creating an additional sitting room. Inside, the large living and dining areas offer plenty of flexibility for furniture and entertaining. Attractive laminate flooring runs throughout much of the home for a warm, cohesive look and easy maintenance. The kitchen features an impressive amount of cabinet and countertop space, matched appliances, double-basin sink, and a practical layout with plenty of storage. The spacious primary bedroom features extensive built-in cabinetry and its own private en-suite bathroom. The second bedroom is currently arranged as an office/workspace with substantial built-in storage but can easily be converted back into a comfortable guest bedroom. With two full bathrooms, there's plenty of convenience for owners and guests. One features a walk-in shower, while the other offers a long vanity with excellent counter and cabinet space. Outside, the shed/workshop includes a workbench, washer and dryer, providing valuable utility and storage space. Even better, several major items have already been addressed: the A/C, vapor barrier, and electrical wiring have been recently upgraded, adding value and peace of mind. Much of the furniture has been removed, giving you the perfect opportunity to bring your own style and make this home yours. The home includes a share in Westwind Resident Owned Community, providing an ownership interest along with a voice and voting rights in community affairs. Enjoy a year-round temperature-regulated swimming pool, clubhouse with activities and events, and updated outdoor recreation area. Low monthly fees include lawn service and trash pickup. Conveniently located near shopping, restaurants, entertainment, and beautiful Honeymoon Island, you're close to everything that makes Florida living special. 2 Bedrooms • 2 Baths • Florida Room • En-Suite Primary • Built-In Storage • Office/Flex Room • Workshop • Washer & Dryer • Covered Carport • Recent A/C, Vapor Barrier & Wiring Upgrades • COMMUNITY SHARE INCLUDED Space, storage, recent upgrades, resident ownership and a fantastic location—this home has so much to offer. Come see it in person and imagine making it your own! Call today to schedule your private showing.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,032

Sqft

40.96 ac

Lot size

1972

Year built

One

Levels

$136

Per sqft

Partially55+ community

Inside

FlooringLaminate
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryOutside
CoolingCentral Air
HeatingCentral
FurnishedPartially

Outside & construction

RoofRoof Over
ConstructionVinyl Siding
FacesSouth
ExteriorRain Gutters · Sidewalk · Storage

Community & fees

HOA fee$160/mo
Taxes (2025)$301/yr
PetsNo

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,231 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$824
FHA mortgage insurance (est.)$62
Property tax — 2025 actual bill$25
HOA fee — from the listing$160
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,900
Interest rate6.00%
Loan term

Estimated payment

$1,231/mo

Principal & interest$824
FHA mortgage insurance (est.)$62
Property taxes (actual bill)$25
HOA / condo fee$160
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $140K
$134KedgeAI estimate $160,545 · range $144K–$177K$184K

vs edgeAI estimate

−12.8%

$/sqft vs Palm Harbor actives

$136 vs $265

Days on market

19 vs 68 typical

Where $136/sqft sits among the 400 Palm Harbor actives

59 · this home
81
86
93
43
38
$136–183$183–230$230–278$278–325$325–372$372+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Crystal Beach Heights

Drive times from this address

Tampa Int’l Airport (TPA)≈ 38 min
Downtown Tampa≈ 42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

Crystal Beach Heights — neighborhood snapshot

Population

881

Median age

43

Median home value

$680,500

Avg household

3

Households w/ children

159

For the school run

Pinellas County School District

HighPalm Harbor University High★★★★★
ElementarySutherland Elementary School★★★★★
MiddlePalm Harbor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller — 3.8 months of inventoryBuyer’s market

$420K → $440K

Palm Harbor median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

232 of 400

Palm Harbor actives have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 65% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →

Paper trail

This home's history

Sep 29, 2026Listed at $140,000 · 19 days on market since
1972Built · WESTWIND I & II RESIDENT OWNED COMMUNITY UNREC

Reality check

What actually sold near 3301 PALM HARBOR BOULEVARD UNIT 314

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3301 ALT 19 UNIT 112Sold · Jan ’26

$208,000

3301 ALT 19 UNIT 112 · same community

2 bd · 2 ba · 1,008 sqft · $206/sqft · 168 DOM

3301 ALT 19 UNIT 700Sold · Apr ’26

$138,000

3301 ALT 19 UNIT 700 · same community

2 bd · 2 ba · 992 sqft · $139/sqft · 177 DOM

3301 ALT 19 UNIT 162Sold · Sep ’26

$210,000

3301 ALT 19 UNIT 162 · same community

2 bd · 2 ba · 1,080 sqft · $194/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leila Sabat

Your agent

Leila Sabat

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3301 PALM HARBOR BOULEVARD UNIT 314 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3301 PALM HARBOR BOULEVARD UNIT 314 — before you fall in love.

See it in person

Schedule a tour

Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3301 PALM HARBOR BOULEVARD UNIT 314 FAQs

What would the monthly payment be for 3301 PALM HARBOR BOULEVARD UNIT 314?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,231/mo — principal and interest, the actual property-tax bill, the $160/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3301 PALM HARBOR BOULEVARD UNIT 314?+

The association fee works out to $160 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3301 PALM HARBOR BOULEVARD UNIT 314?+

The most recent tax bill on record (2025) was $301. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3301 PALM HARBOR BOULEVARD UNIT 314?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $140,000, this home is listed about 64% below the Palm Harbor median of $389,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3301 PALM HARBOR BOULEVARD UNIT 314?+

Palm Harbor University High (high), Sutherland Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of TOM TUCKER REALTY · Julian Sherrod. MLS #TB8553076.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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