CENTURY 21 Edge
$650,0003 bd2 ba1,664 sqft$391 /sqft≈$4,646 /mo all-in ↓

332 WESTWINDS DRIVE, PALM HARBOR, FL, 34683

Active7 days on marketListed Oct 5, 2026MLS #TB8554334

WaterfrontSingle Family ResidenceBAYWOOD VILLAGE

About this home

332 WESTWINDS DRIVE

WATERFRONT and Deep Water Access! No fixed bridges between this backyard and the Gulf of Mexico. Saltwater canal frontage, a 10,000-pound boat lift, and a 0.27 acre corner property spanning one-and-a-half lots at the end of a Baywood Village cul-de-sac. The expansive property makes room for multiple cars, Boat/RV parking, and future pool with still room for the dog to run. This 3-bedroom, 2-bath Palm Harbor home has updates to match! Recent updates include: New kitchen cabinets (2025) and kitchen appliances (2025), the primary bathroom was fully remodeled (2025), and a new A/C (2025), water heater (2025), luxury vinyl plank flooring (2025), and Roof (2016). The living room has two ceiling fans, walls of windows, and glass doors that keep the screened lanai and backyard in view. It opens straight into the kitchen: white cabinetry, updated tile countertops, stainless appliances, recessed lighting, and a wraparound breakfast bar. Between the dining area and a second casual space, there's room for a big table, a breakfast nook, or a desk. The split floor plan offers a comfortable split between the 3 bedrooms. The primary bedroom fits a king bed and a sitting area, with 2 skylights, multiple windows, and dual walk-in closet with built-in organization. The remodeled primary bath(2025) has a wide gray vanity with plenty of drawers and a tiled tub/shower with rainfall and handheld showerheads. The 2nd bedroom/bathroom has a separate side entrance which offers short-term rent potential (owner has rented in the past for $100+/night). The 2nd bath, fully updated in 2019, has more personality: a turquoise vanity and a tiled walk-in shower with a built-in bench. The 3rd bedrooms work for guests, an office, or the hobby that has outgrown the dining table. The home has a full laundry room with overhead cabinets and a separate utility/storage room for extra storage. A screened lanai runs across the full width of the house. Beyond it, a double gate opens to RV, boat, or trailer parking, along with mature shade trees, a gravel fire-pit area, outdoor storage, and a (10x16) workshop with a workbench, shelving, and lighting, plus room for the tools, the tackle, and the half-finished projects. A 2nd shed (8x10) is in the backyard perfect for yard equipment and other storage needs. Then there's the water! You get about 60 feet of seawall, a wooden dock plus a floating dock, running water, waterside storage, separate davit perfect if you have Jetskis, and the 10,000-pound lift (installed in 2018) that can fit up to approximately 25ft boat. The boat lift features straps, making it easy to load and unload the boat, even during the occasional low tide and configures to different boats. With no fixed bridges between you and the Gulf, getting out on the water is part of everyday life here, not a weekend production. Location is ideal as well! Downtown Palm Harbor, the Pinellas Trail, Wall Springs Park, Sunset Beach, Fred Howard Park, and the Tarpon Springs Sponge Docks are all close by, with Clearwater, St. Pete, and Tampa within easy reach. Waterfront access, real land, room for the toys, and the big-ticket updates are already done! This home is ready to be called yours!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,664

Sqft

0.27 ac

Lot size

1961

Year built

One

Levels

$391

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofConcrete
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesEast
ParkingBoat · Driveway · RV Parking
ExteriorIrrigation System · Sliding Doors · Storage

Community & fees

HOA fee$5/mo
Taxes (2025)$8,761/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,646 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2025 actual bill$730
HOA fee — from the listing$5
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,000
Interest rate6.00%
Loan term

Estimated payment

$4,646/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property taxes (actual bill)$730
HOA / condo fee$5
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $650K
$347KedgeAI estimate $402,180 · range $362K–$442K$676K

vs edgeAI estimate

+61.6%

$/sqft vs BAYWOOD VILLAGE

$391 vs $321

Days on market

7 vs 69 typical

Where $391/sqft sits among the 7 homes for sale in BAYWOOD VILLAGE

4
1 · this home
1
0
0
1
$226–322$322–418$418–514$514–610$610–706$706+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Baywood Village

Drive times from this address

Tampa Int’l Airport (TPA)≈ 41 min
Downtown Tampa≈ 45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

Baywood Village — neighborhood snapshot

Population

962

Median age

50

Median income

$78,162

Median home value

$451,100

Avg household

2

Households w/ children

38%

For the school run

Pinellas County School District

ElementarySunset Hills Elementary School★★★★★
HighTarpon Springs High School★★★★★
MiddleTarpon Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller — 3.7 months of inventoryBuyer’s market

$420K → $440K

Palm Harbor median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

4 of 7

BAYWOOD VILLAGE have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 70% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →

Paper trail

This home's history

Oct 5, 2026Listed at $650,000 · 7 days on market since
1961Built · BAYWOOD VILLAGE

Reality check

What actually sold near 332 WESTWINDS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

504 DRIFTWOOD DRIVE ESold · Jun ’26

$450,000

504 DRIFTWOOD DRIVE E · same community

3 bd · 2 ba · 1,637 sqft · $275/sqft · 0 DOM

212 DRIFTWOOD PLACESold · Dec ’25

$250,000

212 DRIFTWOOD PLACE · same community

3 bd · 2 ba · 1,708 sqft · $146/sqft · 201 DOM

209 WESTWINDS DRIVESold · Jun ’26

$450,000

209 WESTWINDS DRIVE · same community

3 bd · 2 ba · 1,787 sqft · $252/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 332 WESTWINDS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 332 WESTWINDS DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

332 WESTWINDS DRIVE FAQs

What would the monthly payment be for 332 WESTWINDS DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,646/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 332 WESTWINDS DRIVE?+

The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 332 WESTWINDS DRIVE?+

The most recent tax bill on record (2025) was $8,761. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 332 WESTWINDS DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $650,000, this home is listed about 72% above the Palm Harbor median of $377,495. The market section on this page shows how the area is trending.

Which schools are assigned to 332 WESTWINDS DRIVE?+

Sunset Hills Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$650,000 runs 70% above the PALM HARBOR 34683 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 7 days on market in a Palm Harbor market that averages 69 — if it fits, move quickly.

04Strong assigned schools

Sunset Hills Elementary School, Tarpon Springs High School, Tarpon Springs Middle School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Jodi Avery. MLS #TB8554334.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Palm Harbor homes, in your inbox

Like 332 WESTWINDS DRIVE but not quite? A daily digest of every new listing in Palm Harbor — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Anthony to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 12, 2026 at 5:17 PM UTC. The listing information on this page last changed on October 12, 2026 at 5:17 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 12, 2026 at 5:17 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 12, 2026 at 5:17 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.