CENTURY 21 Edge
$2,275,0004 bd5.5 ba3,093 sqft$736 /sqft≈$17,995 /mo all-in ↓

19631 GULF BOULEVARD UNIT 1, INDIAN SHORES, FL, 33785

Active11 days on marketListed Oct 2, 2026MLS #TB8554550

✦ New constructionCondominiumSAPPHIRE SHORES TOWNHOMES, A CONDOMINIUM

About this home

19631 GULF BOULEVARD UNIT 1

Under Construction. SAPPHIRE SHORES — OWN THE LIFESTYLE. UNDERWRITE THE INVESTMENT. An extraordinary opportunity to own new luxury construction on Florida’s increasingly scarce barrier-island coastline. With only 3 residences still available, Sapphire Shores combines the space and privacy of an upscale coastal home with remarkable flexibility in how you own and use it. Residences range from approximately 3,740 to 4,137 square feet, with 5 sleeping quarters and 5–5.5 baths, thoughtfully designed for luxury coastal living, multigenerational families and larger groups. Make Sapphire Shores your primary residence and potentially qualify for Florida homestead benefits, enjoy it as a private vacation home, or take advantage of nightly rental eligibility and operate it as an income-producing short-term rental. Your strategy can evolve with you—a residence purchased for personal use today may become an investment property in the future, while an investment today could ultimately become the Florida beach home you call home. One exceptional property. Multiple ownership strategies. For investment-minded buyers, the 5 sleeping quarters create an important competitive advantage in the short-term rental market, allowing the residence to accommodate larger and multigenerational groups that smaller beach condos simply cannot serve. This places Sapphire Shores in a more limited segment of the vacation-rental market where larger luxury accommodations may command higher nightly rates and greater gross revenue potential. Sapphire Shores also offers a rare combination of scarcity, potential appreciation, rental income, leverage, capital preservation and potential tax advantages. Short-term-rental ownership may provide qualifying owners with significant tax-planning opportunities. A professional cost-segregation study may accelerate depreciation, while qualifying property may be eligible for 100% bonus depreciation under current federal tax law, potentially creating substantial first-year deductions. Depending on the owner’s tax situation, property use, average guest stay and participation, these deductions may help offset rental income and potentially other qualifying taxable income. Buyers should consult their CPA or tax advisor regarding their individual circumstances. Located in desirable Indian Shores between Clearwater Beach and St. Pete Beach and minutes from John’s Pass, Sapphire Shores puts owners in one of Tampa Bay’s most established coastal destinations. Large, upscale residences capable of accommodating multiple families and larger groups are exceptionally difficult to replicate along this built-out coastline. Coastal land cannot simply be created when demand increases. That inherent scarcity provides a compelling foundation for potential long-term appreciation and capital preservation, while nightly-rental flexibility provides an opportunity to generate income along the way. Whether your objective is homestead, lifestyle, rental income, tax strategy, appreciation, capital preservation or a legacy property for future generations, Sapphire Shores gives you options. Enjoy it. Put it to work. Change your strategy as life changes. Only 3 residences remain. One exceptional coastal opportunity. Hard Hat Site visits are available.

Facts & features

The home at a glance

4

Bedrooms

5.5

Bathrooms

3,093

Sqft

1.82 ac

Lot size

1

Garage

2026

Year built

Three Or More

Levels

$736

Per sqft

Water viewPets allowed

Inside

FlooringLuxury Vinyl
AppliancesConvection Oven · Dishwasher · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Elevator · High Ceilings · Solid Surface Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofConcrete
ConstructionBlock · Cement Siding · Concrete · Metal Frame · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener · Golf Cart Parking · Guest · Off Street · Oversized · Reserved · Under Building
ExteriorBalcony · Sliding Doors

Community & fees

Taxes (2025)$56,467/yr
PetsCats OK, Dogs OK, Number Limit, Yes
CommunityDock · Fishing · Intracoastal Waterway · Pool

Utilities & systems

UtilitiesCable Available · Electricity Available · Public · Sewer Connected · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$17,995 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$12,276
PMI (est., until 20% equity)$853
Property tax — 2025 actual bill$4,706
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $227,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $227,500
Interest rate6.00%
Loan term

Estimated payment

$17,995/mo

Principal & interest$12,276
PMI (est., until 20% equity)$853
Property taxes (actual bill)$4,706
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.3M
$2.1MedgeAI estimate $2,435,753 · range $2.2M–$2.7M$2.8M

vs edgeAI estimate

−6.6%

$/sqft vs Indian Shores actives

$736 vs $634

Days on market

11 vs 118 typical

Where $736/sqft sits among the 63 Indian Shores actives

18
18
14 · this home
4
4
5
$405–542$542–679$679–815$815–952$952–1089$1089+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Shores

Drive times from this address

Downtown Tampa≈ 41 min
Tampa Int’l Airport (TPA)≈ 41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Indian Shores. See the full Indian Shores guide →

INDIAN SHORES 33785 — neighborhood snapshot

Population

4,871

Median age

58.1

Median income

$98,750

Median home value

$689,500

Avg household

1.94

Households w/ children

193

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Indian Shores market

Seller’s marketBalanced — 5.4 months of inventoryBuyer’s market

$535K → $655K

Indian Shores median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

35 of 63

Indian Shores actives have cut their price

Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 182% above the INDIAN SHORES 33785 median. See the full Indian Shores market guide →

Paper trail

This home's history

Oct 2, 2026Listed at $2,275,000 · 11 days on market since
2026Built · SAPPHIRE SHORES TOWNHOMES, A CONDOMINIUM

Reality check

What actually sold near 19631 GULF BOULEVARD UNIT 1

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

18700 GULF BOULEVARD UNIT 5Sold · Jan ’26

$2,500,000

18700 GULF BOULEVARD UNIT 5

3 bd · 3.5 ba · 3,015 sqft · $829/sqft · 59 DOM

14212 84TH TERRACESold · Jul ’26

$710,000

14212 84TH TERRACE

5 bd · 3 ba · 2,974 sqft · $239/sqft · 9 DOM

13800 77TH AVENUESold · Jan ’26

$940,000

13800 77TH AVENUE

4 bd · 3.5 ba · 2,908 sqft · $323/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 19631 GULF BOULEVARD UNIT 1 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19631 GULF BOULEVARD UNIT 1 — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

19631 GULF BOULEVARD UNIT 1 FAQs

What would the monthly payment be for 19631 GULF BOULEVARD UNIT 1?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,995/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 19631 GULF BOULEVARD UNIT 1?+

The most recent tax bill on record (2025) was $56,467. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19631 GULF BOULEVARD UNIT 1?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Indian Shores?+

At $2,275,000, this home is listed about 208% above the Indian Shores median of $737,500. The market section on this page shows how the area is trending.

Which schools are assigned to 19631 GULF BOULEVARD UNIT 1?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,275,000 runs 182% above the INDIAN SHORES 33785 median — but at 3,093 sqft it's also nearly twice the size of the typical Indian Shores listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CENTURY 21 BE3 · Jeffrey Beggins. MLS #TB8554550.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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