8438 LITTLE GASPARILLA ISLAND, PLACIDA, FL, 33946
Active0 days on marketListed Oct 12, 2026MLS #TB8555131
About this home
8438 LITTLE GASPARILLA ISLAND
STEPS FROM THE POWDERY SAND BEACH - UNOBSTRUCTED VIEW OF THE GULF - BUILD YOUR ISLAND RETREAT ON LITTLE GASPARILLA ISLAND! Discover the rare opportunity to create your own private coastal sanctuary on the enchanting shores of Little Gasparilla Island. Beautifully situated just minutes from the Gulf, this exceptional homesite places you less than three minutes from the island’s spectacular powdery- sand beach, where seashells, fascinating marine life, gentle waves, and unforgettable sunsets become part of your everyday life.Imagine mornings with your toes in the sand, afternoons exploring the shoreline, and evenings watching the sky transform into brilliant shades of gold, pink, and orange as the sun slips below the horizon. This is island living at its most peaceful and authentic.For boating and fishing enthusiasts, the surrounding waterways present endless adventures. Enjoy quick access to the Intracoastal Waterway for fishing, cruising, exploring nearby sandbars, or simply spending a carefree day on the water. Back on the island, winding golf-cart paths invite you to explore the natural beauty of this secluded coastal paradise.Little Gasparilla Island is truly a hidden gem of Old Florida—a bridgeless barrier island accessible only by private boat or water taxi. With no commercial stores, restaurants, traffic, or crowds, the island offers something increasingly rare: peace, privacy, and an unhurried connection with nature.Here, the soundtrack is the rhythmic surf and the call of seabirds. Days are spent beachcombing, fishing, boating, exploring, or simply relaxing beneath the palms. Nights bring spectacular sunsets and star-filled skies.This is more than a piece of land—it is the foundation for your own island lifestyle. Build your dream retreat, escape the hustle and bustle of mainland life, and create a place where every day feels like a vacation.Come discover Little Gasparilla Island—a true lifestyle treasure where your horizon is the Gulf and paradise is your backyard.
Facts & features
The home at a glance
0.11 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,045 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,045/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $595K
Placida median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 271% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8438 LITTLE GASPARILLA ISLAND — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8438 LITTLE GASPARILLA ISLAND — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8438 LITTLE GASPARILLA ISLAND FAQs
What would the monthly payment be for 8438 LITTLE GASPARILLA ISLAND?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,045/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8438 LITTLE GASPARILLA ISLAND?+
The most recent tax bill on record (2025) was $744. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8438 LITTLE GASPARILLA ISLAND?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $130,000, this home is listed about 79% below the Placida median of $622,500. The market section on this page shows how the area is trending.
Which schools are assigned to 8438 LITTLE GASPARILLA ISLAND?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$130,000 runs 271% above the PLACIDA 33946 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a Placida market that averages 167 — if it fits, move quickly.
04Strong assigned schools
Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of PALERMO REAL ESTATE PROF. INC. · Lynne Brown. MLS #TB8555131.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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