11200 102ND AVENUE UNIT 64, SEMINOLE, FL, 33778
Active2 days on marketListed Oct 8, 2026MLS #TB8555415
About this home
11200 102ND AVENUE UNIT 64
Virtually Staged. MOVE-IN READY 2-BEDROOM CONDO IN SEMINOLE | 55+ | FLOOD ZONE X | IN-UNIT LAUNDRY | MINUTES TO THE GULF BEACHES Exceptionally clean, well maintained and truly move-in ready, this spacious 2-bedroom, 1-bath condo offers 1,180 square feet of comfortable single-story living in Twin Oaks, an established 55+ community in the heart of Seminole. Inside, you’ll find a bright, welcoming floor plan with plenty of room to actually live. The kitchen features quality wood cabinetry, a tile backsplash, generous storage and an eat-in area. The spacious living and dining areas flow into an enclosed Florida room, adding flexible space for a second sitting area, home office, hobby room or a quiet place to enjoy your morning coffee. Both bedrooms are generously sized with ample storage, and the home has been carefully maintained over the years. Best of all, laundry is right inside the unit with a front-loading stackable washer and dryer. Additional improvements include a 2021 water heater, 2017 rear windows and an HVAC system that has been serviced annually. The building roof was replaced in 2022. One of the biggest benefits of living at Twin Oaks is how simple monthly ownership can be. The $675 monthly association fee covers internet, cable, water, sewer, trash, pest control, community amenities and association-maintained exterior and grounds, with an additional $118 monthly land lease. That means fewer separate household bills and fewer exterior maintenance responsibilities to manage. Some communities are new. Others are tried and true. Twin Oaks has been part of Seminole for decades, with well-maintained grounds, a community pool, clubhouse, shuffleboard, guest parking and opportunities to enjoy an active community lifestyle. And the location is hard to beat. Seminole City Center, shopping, dining, medical services, Lake Seminole Park, the Pinellas Trail and Seminole Recreation Center are all nearby, with Indian Rocks Beach, Indian Shores, Madeira Beach and the Gulf beaches just a short drive away. Located in Flood Zone X, this condo brings together the things that matter: a super-clean, move-in-ready home, generous living space, indoor laundry, straightforward monthly expenses and an established Seminole community close to everything that makes this part of Pinellas County such a great place to live. Move in, unpack and start enjoying Florida.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,180
Sqft
1973
Year built
One
Levels
$110
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,196 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,196/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−43.3%
$/sqft vs Seminole actives
$110 vs $251
Days on market
2 vs 56 typical
Where $110/sqft sits among the 325 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Twin Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Twin Oaks — neighborhood snapshot
Population
176
Median age
52
Median income
$77,083
Median home value
$283,100
Avg household
3
Households w/ children
23%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
173 of 325
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the SEMINOLE 33778 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 11200 102ND AVENUE UNIT 64
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$149,500
11200 102ND AVENUE UNIT 154 · same community
2 bd · 2 ba · 1,180 sqft · $127/sqft · 119 DOM
Sold · Dec ’25$68,000
11200 102ND AVENUE N UNIT 7 · same community
2 bd · 1 ba · 1,180 sqft · $58/sqft · 56 DOM
Sold · Sep ’26$95,000
11200 102ND AVENUE UNIT 115 · same community
2 bd · 1 ba · 1,180 sqft · $81/sqft · 106 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 11200 102ND AVENUE UNIT 64 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11200 102ND AVENUE UNIT 64 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11200 102ND AVENUE UNIT 64 FAQs
What would the monthly payment be for 11200 102ND AVENUE UNIT 64?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,196/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11200 102ND AVENUE UNIT 64?+
The most recent tax bill on record (2025) was $2,565. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11200 102ND AVENUE UNIT 64?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $129,900, this home is listed about 64% below the Seminole median of $360,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11200 102ND AVENUE UNIT 64?+
Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high), Seminole Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SEMINOLE 33778 market on paper
$129,900 is 21% below the SEMINOLE 33778 median of $164,450, and at $110/sqft it sits under the Seminole average of $256.
02Fresh on the market
Only 2 days on market in a Seminole market that averages 56 — if it fits, move quickly.
03Strong assigned schools
Osceola Middle School, Richard O Jacobson Technical High School At Seminole, Seminole Elementary School — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Jennifer Foster. MLS #TB8555415.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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