11200 102ND AVENUE UNIT 116, SEMINOLE, FL, 33778
Active1 days on marketListed Oct 9, 2026MLS #TB8556332
About this home
11200 102ND AVENUE UNIT 116
Welcome to Twin Oaks, a beautifully maintained 55+ community offering the Florida lifestyle you've been looking for! This move-in ready, 2-bedroom, 1-bath condo offers an impressive 1180 square feet of comfortable living space with a spacious, inviting layout that's perfect for everyday living and entertaining. Attractive laminate flooring flows throughout the main living areas and bedrooms, complemented by tile flooring in the kitchen and bathroom. The generous living and dining spaces provide plenty of room to relax or host guests, while the kitchen offers ample cabinetry and a convenient eat-in area. Just off the kitchen, a versatile bonus space provides the perfect opportunity for a cozy sitting area, home office, or hobby room. Major improvements provide peace of mind, including an HVAC system installed in January 2023 and hurricane windows and storm door installed in May 2021. An in-unit washer and dryer add everyday convenience, while the property's location in a non-evacuation zone (with no flood insurance required!) offers additional peace of mind. Enjoy low-maintenance living with an HOA that includes cable, internet, water, sewer, trash, exterior maintenance, and exterior building insurance. Twin Oaks residents enjoy a community swimming pool, shuffleboard courts, clubhouse, library, and beautifully landscaped grounds with mature trees. With its generous living space, thoughtful improvements, and welcoming community amenities, this condo is ready for you to settle in and enjoy! Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,180
Sqft
0 ac
Lot size
1973
Year built
One
Levels
$118
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,771 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,771/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.1%
$/sqft vs Seminole actives
$118 vs $251
Days on market
1 vs 54 typical
Where $118/sqft sits among the 323 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Twin Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Twin Oaks — neighborhood snapshot
Population
176
Median age
52
Median income
$77,083
Median home value
$283,100
Avg household
3
Households w/ children
23%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
172 of 323
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the SEMINOLE 33778 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 11200 102ND AVENUE UNIT 116
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$149,500
11200 102ND AVENUE UNIT 154 · same community
2 bd · 2 ba · 1,180 sqft · $127/sqft · 119 DOM
Sold · Dec ’25$68,000
11200 102ND AVENUE N UNIT 7 · same community
2 bd · 1 ba · 1,180 sqft · $58/sqft · 56 DOM
Sold · Sep ’26$95,000
11200 102ND AVENUE UNIT 115 · same community
2 bd · 1 ba · 1,180 sqft · $81/sqft · 106 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11200 102ND AVENUE UNIT 116 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11200 102ND AVENUE UNIT 116 — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11200 102ND AVENUE UNIT 116 FAQs
What would the monthly payment be for 11200 102ND AVENUE UNIT 116?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,771/mo — principal and interest, the actual property-tax bill, the $675/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11200 102ND AVENUE UNIT 116?+
The association fee works out to $675 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11200 102ND AVENUE UNIT 116?+
The most recent tax bill on record (2025) was $673. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11200 102ND AVENUE UNIT 116?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $139,000, this home is listed about 62% below the Seminole median of $362,500. The market section on this page shows how the area is trending.
Which schools are assigned to 11200 102ND AVENUE UNIT 116?+
Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high), Seminole Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SEMINOLE 33778 market on paper
$139,000 is 15% below the SEMINOLE 33778 median of $164,450, and at $118/sqft it sits under the Seminole average of $254.
02Know the monthly fee
The association fee is $675/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Fresh on the market
Only 1 day on market in a Seminole market that averages 54 — if it fits, move quickly.
04Strong assigned schools
Osceola Middle School, Richard O Jacobson Technical High School At Seminole, Seminole Elementary School — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXPERTS · Brittany Bates. MLS #TB8556332.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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