CENTURY 21 Edge
$1,248,0004 bd3 ba3,114 sqft$401 /sqft≈$7,934 /mo all-in ↓

2432 INDIAN AVENUE, BELLEAIR BLUFFS, FL, 33770

Active0 days on marketListed Oct 13, 2026MLS #TB8555749

Private poolSingle Family ResidenceBELLEAIR MANOR UNIT 1 & 2

Come see it

Upcoming open house

Sat, Oct 17

12:00 PM – 2:00 PM

About this home

2432 INDIAN AVENUE

Virtually Staged. Located in desirable Belleair Bluffs and situated in Flood Zone X with No HOA, this fully renovated modern home offers a beautiful setting to enjoy the Florida lifestyle. Set on 0.28 acres, this 4 bedroom plus office, 3 bathroom home features a 2 car garage and a separate golf cart parking pad. From mornings on your private deck to afternoons by the pool, there is a space to enjoy every part of the day. Rebuilt from the foundation up in 2025/2026, this home pairs thoughtfully selected finishes with all new plumbing, electrical, HVAC, and ductwork. Closed-cell spray foam insulation throughout and a natural gas tankless water heater complete the extensive renovation. Stepping inside, luxury vinyl plank flooring runs throughout, complemented by recessed lighting and vaulted ceilings that make the main living space feel open and inviting. The kitchen is sure to impress with a large granite waterfall island, offering ample storage, barstool seating, and a built-in beverage fridge and microwave. Picture friends gathered around the island while dinner comes together on the commercial-style gas range, complete with a pot filler and custom vent hood. Quartz countertops surround the rest of the kitchen, with stainless steel appliances and open shelving above the backsplash adding to the modern design. Seamlessly connected to the dining room, this space makes entertaining easy, with built-in cabinetry providing room for everything you need to host. Double pocket sliding doors open to the pool area, allowing gatherings to flow outside and making a quiet afternoon at home feel just as inviting. Three bedrooms plus the office and two bathrooms are located on the first floor, with one bathroom offering direct pool access. The first-floor laundry room has plenty of storage, folding space, and a utility sink to keep everyday routines organized. Making your way upstairs, the second-story addition is dedicated to the spacious, private owner’s suite. A seating area provides a place to unwind, while French doors open to a private deck overlooking the backyard. Start your morning here with a cup of coffee or step outside for a quiet moment at the end of the day. The ensuite bathroom features dual quartz-topped vanities, a beautifully tiled walk-in shower, and a separate water closet. The walk-in closet includes a custom closet system and its own laundry for added convenience. Stepping outside, the screened lanai creates an inviting setting for leisurely afternoons and evenings with friends. Pavers surround the in-ground saltwater pool, installed in 2023, while the screen enclosure was added in 2026. Spend the afternoon swimming, enjoy a meal outside, or simply settle in and take in the private backyard setting. Beyond the home, enjoy the coastal charm and everyday convenience that make Belleair Bluffs such a special place to live. Your day might start with coffee at Belleair Coffee Company, followed by browsing the shops along Indian Rocks Road, an afternoon on the sand at Indian Rocks Beach, and dinner at E&E Stakeout Grill. The nearby Belleair Causeway opens up beautiful views across the Intracoastal Waterway as you head toward the Gulf, with the boat ramp providing a convenient starting point for boating and fishing. Whether you are hosting at home, heading out on the water, or catching the sunset at the beach, this home offers a place to build your days around the best of coastal Florida living.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,114

Sqft

0.28 ac

Lot size

2

Garage

1958

Year built

Two

Levels

$401

Per sqft

Private pool

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Dryer · Ice Maker · Range · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesNorth
ParkingDriveway · Golf Cart Parking
ExteriorPrivate Mailbox · Private Yard · Sliding Doors

Community & fees

Taxes (2025)$6,862/yr

Utilities & systems

UtilitiesNatural Gas Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,934 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,734
PMI (est., until 20% equity)$468
Property tax — 2025 actual bill$572
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $124,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $124,800
Interest rate6.00%
Loan term

Estimated payment

$7,934/mo

Principal & interest$6,734
PMI (est., until 20% equity)$468
Property taxes (actual bill)$572
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$1.2MedgeAI estimate $1,709,868 · range $1.5M–$1.9M$2.0M

vs edgeAI estimate

−27%

Days on market

0 vs 150 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Belleair Bluffs

Drive times from this address

Downtown Tampa≈ 36 min
Tampa Int’l Airport (TPA)≈ 36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Belleair Bluffs. See the full Belleair Bluffs guide →

BELLEAIR BLUFFS 33770 — neighborhood snapshot

Population

25,005

Median age

49.3

Median income

$58,071

Median home value

$245,200

Avg household

2.22

Households w/ children

2,227

For the school run

Pinellas County School District

HighLargo High School★★★★★
MiddleLargo Middle School★★★★★
ElementaryPonce De Leon Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Belleair Bluffs market

Seller’s marketBalanced — 5.8 months of inventoryBuyer’s market

$234K → $252K

Belleair Bluffs median sold, yr/yr

93.1%

Sale-to-list ratio (12 mo)

Median sold price, Belleair Bluffs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 557% above the BELLEAIR BLUFFS 33770 median. See the full Belleair Bluffs market guide →

Paper trail

This home's history

Oct 13, 2026Listed at $1,248,000 · 0 days on market since
1958Built · BELLEAIR MANOR UNIT 1 & 2

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2432 INDIAN AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2432 INDIAN AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2432 INDIAN AVENUE FAQs

What would the monthly payment be for 2432 INDIAN AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,934/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2432 INDIAN AVENUE?+

The most recent tax bill on record (2025) was $6,862. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Belleair Bluffs?+

At $1,248,000, this home is listed about 278% above the Belleair Bluffs median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2432 INDIAN AVENUE?+

Largo High School (high), Largo Middle School (middle), Ponce De Leon Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,248,000 runs 557% above the BELLEAIR BLUFFS 33770 median — but at 3,114 sqft it's also nearly twice the size of the typical Belleair Bluffs listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Listed today in a Belleair Bluffs market that averages 150 — if it fits, move quickly.

04Strong assigned schools

Largo High School, Largo Middle School, Ponce De Leon Elementary School — Ponce De Leon Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of MAVREALTY · Tiana Lake. MLS #TB8555749.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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