4042 HOMESTEAD DRIVE, LAKELAND, FL, 33810
Active3 days on marketListed Oct 7, 2026MLS #TB8555781
About this home
4042 HOMESTEAD DRIVE
NO HOA, MOTHER-IN-LAW SUITE & NEW ROOF (2023)! Welcome to this charming 4-bedroom, 2-bathroom home nestled in a quiet, established neighborhood. Offering a spacious and versatile layout, this home features a mother-in-law suite, perfect for multi-generational living and providing the convenience of keeping family close while still offering additional privacy. Step outside to the covered back porch, an ideal space for entertaining, relaxing, or enjoying your morning coffee. The property is conveniently located with easy access to I-4 and is just minutes from shopping centers, restaurants, schools, and everyday amenities. Enjoy added peace of mind with a NEW ROOF installed in 2023. With NO HOA, a flexible layout, and an excellent location, this home offers the perfect combination of comfort, convenience, and versatility. Whether you're a first-time home buyer, growing family, multi-generational household, or investor, this property is an opportunity you won't want to miss. Schedule your showing today and come see everything this home has for you!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,358
Sqft
0.23 ac
Lot size
1990
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.3%
$/sqft vs Lakeland actives
$202 vs $196
Days on market
3 vs 67 typical
Where $202/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33810 — neighborhood snapshot
Population
52,734
Median age
42.2
Median income
$69,738
Median home value
$245,300
Avg household
2.71
Households w/ children
5,718
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
240 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the LAKELAND 33810 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 4042 HOMESTEAD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$264,950
4132 CHOWEN DRIVE · same community
3 bd · 1.5 ba · 1,336 sqft · $198/sqft · 120 DOM
Sold · Mar ’26$225,000
4146 CHOWEN DRIVE · same community
2 bd · 1 ba · 994 sqft · $226/sqft · 29 DOM
Sold · May ’26$227,500
4910 ROLLINGLEN LOOP E
4 bd · 2 ba · 1,352 sqft · $168/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 4042 HOMESTEAD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4042 HOMESTEAD DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4042 HOMESTEAD DRIVE FAQs
What would the monthly payment be for 4042 HOMESTEAD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,176/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4042 HOMESTEAD DRIVE?+
The most recent tax bill on record (2025) was $3,318. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $274,900, this home is listed about 18% below the Lakeland median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4042 HOMESTEAD DRIVE?+
Sleepy Hill Middle School (middle), Sleepy Hill Elementary School (elementary), Kathleen Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY, LLC · Katherine Perez. MLS #TB8555781.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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