11982 106TH STREET, LARGO, FL, 33773
Active5 days on marketListed Oct 8, 2026MLS #TB8556067
About this home
11982 106TH STREET
Live the Florida lifestyle just 10 minutes from Indian Rocks Beach! This move-in-ready Largo home pairs major updates with an unbeatable location, so you can spend less time worrying about maintenance and more time enjoying everything the Gulf Coast has to offer. Recent improvements include a complete HVAC system with all-new ductwork, a 2025 roof, new water heater, luxury vinyl flooring throughout, and brand-new appliances. The oversized one-car garage offers plenty of room for beach gear, bikes, storage, and more, while the spacious lot gives you room to truly enjoy the outdoors. Even better, the home is located outside of a flood zone. When you’re not at the beach, Largo Central Park is just two miles away, offering community events, concerts, and more. Convenient access to US-19 keeps shopping, dining, and everyday essentials close by, with Tampa easily accessible for work or a night in the city. Updated, conveniently located, and minutes from the beach. This is your opportunity to enjoy coastal Florida living without the beachfront price tag.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
644
Sqft
0.1 ac
Lot size
1
Garage
1957
Year built
One
Levels
$442
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,233 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,233/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+33.3%
$/sqft vs Largo actives
$442 vs $221
Days on market
5 vs 69 typical
Where $442/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orange Lake Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Orange Lake Village — neighborhood snapshot
Population
2,222
Median age
47
Median income
$76,491
Median home value
$198,016
Avg household
3
Households w/ children
190
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
211 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the LARGO 33773 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 11982 106TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$263,700
10247 117TH TERRACE · same community
3 bd · 1 ba · 671 sqft · $393/sqft · 3 DOM
Sold · Jun ’26$150,780
10511 116TH TERRACE · same community
2 bd · 1 ba · 594 sqft · $254/sqft · 3 DOM
Sold · Feb ’26$175,000
10143 115TH AVENUE · same community
2 bd · 1 ba · 594 sqft · $295/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 11982 106TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11982 106TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11982 106TH STREET FAQs
What would the monthly payment be for 11982 106TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,233/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11982 106TH STREET?+
The most recent tax bill on record (2025) was $3,241. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Largo?+
At $284,900, this home is priced right at the Largo median.
Which schools are assigned to 11982 106TH STREET?+
Osceola Middle School (middle), Fuguitt Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THE WILKINS WAY LLC · Dylan Lawrence. MLS #TB8556067.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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