108 5TH STREET, BELLEAIR BEACH, FL, 33786
Active5 days on marketListed Oct 8, 2026MLS #TB8556342
About this home
108 5TH STREET
Virtually Staged. Some photos have been virtual staged. Beach days, sunset strolls, and a beautifully renovated home to return to. Welcome to Belleair Beach, where this 2-bedroom plus bonus room, 1.5-bath retreat puts the sugar-white sands of the Gulf just moments away. Set on a generous 0.19-acre lot, the home combines extensive updates with the relaxed coastal lifestyle that makes this community so special. Renovated from the framing, drywall, and insulation to the finishes, the interior feels fresh and inviting. Hardwood flooring, updated interior doors, fresh paint, and designer lighting flow throughout, while the kitchen brings together quartz countertops, all-new cabinetry, Samsung appliances, and upgraded plumbing fixtures. A versatile bonus room provides extra space for a home office, hobbies, or a second living area. The improvements extend well beyond what meets the eye. A completely new HVAC system includes updated ductwork and vents, complemented by a NEST thermostat, fully updated electrical and plumbing systems, and a tankless water heater. Outside, a 2020 roof, fresh exterior paint, seamless gutters, hurricane-rated garage door, updated exterior doors and lighting, and a video doorbell round out the upgrades. The chimney has also been freshly sealed and fitted with a new flue and cage. Start your morning with coffee on the spacious new deck, gather friends after a day on the sand, or settle in for a quiet evening in the coastal air. Belleair Beach residents enjoy private beach access, nearby parks, a community boat ramp, tennis and basketball courts, and a community center, with restaurants, shopping, and recreation along the Gulf and Intracoastal Waterway within easy reach. Whether you’re looking for an everyday escape or a vacation getaway, this move-in-ready home offers a beautifully updated place to enjoy life by the beach. Schedule your private showing today.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,243
Sqft
0.19 ac
Lot size
1946
Year built
One
Levels
$482
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,153 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,153/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.6%
$/sqft vs BELLEAIR BEACH
$482 vs $480
Days on market
5 vs 94 typical
Where $482/sqft sits among the 10 homes for sale in BELLEAIR BEACH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleair Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Beach. See the full Belleair Beach guide →
BELLEAIR BEACH 33786 — neighborhood snapshot
Population
1,564
Median age
57.8
Median income
$140,417
Median home value
$1,022,700
Avg household
2.26
Households w/ children
114
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Beach market
$705K → $850K
Belleair Beach median sold, yr/yr
92.9%
Sale-to-list ratio (12 mo)
7 of 10
BELLEAIR BEACH have cut their price
Median sold price, Belleair Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the BELLEAIR BEACH 33786 median. See the full Belleair Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 108 5TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$615,000
103 8TH STREET · same community
3 bd · 2 ba · 1,307 sqft · $471/sqft · 47 DOM
Sold · Oct ’25$470,000
110 9TH STREET · same community
4 bd · 2 ba · 1,344 sqft · $350/sqft · 2 DOM
Sold · Jul ’26$750,000
107 8TH STREET · same community
3 bd · 2 ba · 1,423 sqft · $527/sqft · 225 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 108 5TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 108 5TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
108 5TH STREET FAQs
What would the monthly payment be for 108 5TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,153/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 108 5TH STREET?+
The most recent tax bill on record (2025) was $6,433. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Belleair Beach?+
At $599,000, this home is listed about 48% below the Belleair Beach median of $1,160,000. The market section on this page shows how the area is trending.
Which schools are assigned to 108 5TH STREET?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BELLEAIR BEACH 33786 market on paper
$599,000 is 23% below the BELLEAIR BEACH 33786 median of $774,500, and at $482/sqft it sits under the Belleair Beach average of $661.
02Fresh on the market
Only 5 days on market in a Belleair Beach market that averages 94 — if it fits, move quickly.
03Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MAVREALTY · McKenzie Metts. MLS #TB8556342.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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