4720 LOCUST STREET NE UNIT 120, ST PETERSBURG, FL, 33703
Active0 days on marketListed Oct 13, 2026MLS #TB8556793
About this home
4720 LOCUST STREET NE UNIT 120
Welcome to easy Florida living in this beautifully renovated, ground-floor condo located in a desirable 55+ community! Offering 825 square feet of thoughtfully updated living space, this spacious 1-bedroom, 1-bathroom residence is truly move-in ready. Step inside to find gorgeous wood-look plank tile flooring throughout, a beautifully updated kitchen featuring new shaker-style cabinetry, quartz countertops, and brand-new stainless steel appliances, along with an updated bathroom featuring a new vanity. Enjoy peace of mind with a NEW water heater, HVAC replaced in 2022, impact-rated bedroom windows and patio sliding glass door, and a front storm door. Just outside your back door, you'll find the sparkling community pool and shuffleboard courts, making it easy to enjoy the Florida sunshine! Additional storage and community laundry facilities are conveniently located just down the hall. Even better, the $615 monthly condo fee covers nearly everything except electricity, including cable, internet, water, sewer, trash, and community maintenance! Whether you're searching for a full-time residence or a seasonal Florida getaway, this beautifully updated condo offers the perfect combination of comfort, convenience, and low-maintenance living. Move right in and start enjoying the Florida lifestyle!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
825
Sqft
1973
Year built
One
Levels
$139
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$907 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$907/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.3%
Days on market
0 vs 71 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winston Park Northeast
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Winston Park Northeast — neighborhood snapshot
Population
775
Median age
72
Median income
$31,923
Median home value
$154,600
Avg household
1
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4720 LOCUST STREET NE UNIT 120 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4720 LOCUST STREET NE UNIT 120 — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4720 LOCUST STREET NE UNIT 120 FAQs
What would the monthly payment be for 4720 LOCUST STREET NE UNIT 120?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $907/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4720 LOCUST STREET NE UNIT 120?+
The most recent tax bill on record (2025) was $234. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4720 LOCUST STREET NE UNIT 120?+
The listing reports pets: Cats OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $115,000, this home is listed about 73% below the St Petersburg median of $419,950. The market section on this page shows how the area is trending.
Which schools are assigned to 4720 LOCUST STREET NE UNIT 120?+
North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of THE TENPENNY COLLECTION · Allison Mawhinney. MLS #TB8556793.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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