85 YAWL LANE UNIT 85, PALM HARBOR, FL, 34683
Active0 days on marketListed Oct 12, 2026MLS #TB8557046
About this home
85 YAWL LANE UNIT 85
A NEW BEGINNING awaits at 85 Yawl Lane in Palm Harbor’s 55+ WATERFRONT community of Crystal Bay Mobile Home Club. Bring your vision and explore the possibilities for your next chapter in this wonderful community. This is a CO-OP, YOU OWN YOUR SHARE (PROPERTY). -VERY LOW MONTHYLY MAINTENANCE DUES-WATER ACCESS TO GULF WITH A PRIVATE BOAT LAUNCH-BOAT SLIPS AVAILABLE AT VERY LOW COST ANNUALLY-LARGE SWIMMING POOL-CLUB HOUSE-OTHER AMMENITIES SUCH AS FIRE PIT, GRILL, TOOL SHED, SHUFFLEBOARD - NEAR MANY BEACHES (Clearwater, Honeymoon, Sunset, Fred Howard ) - LOCATED ON THE PINELLAS TRAIL - LOCATED IN BEAUTIFUL PALM HARBOR NEAR DUNEDIN AND TARPON SPRINGS!- GREAT COMMUNITY FEEL -Agent can provide NEW HOME BUILD options. The property is offered AS IS and includes a substantially damaged mobile home, A removal quote can be provided upon request to help with planning. Buyers should verify community guidelines and applicable permitting requirements for removal and any future replacement home. For everyone’s safety, showings are exterior only; entry into the mobile home is not permitted! No agent? No Problem, Please call the listing agent with any questions. **All lot measurements are approximate.**
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
672
Sqft
0.14 ac
Lot size
1971
Year built
One
Levels
$74
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$769 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$769/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−40.7%
Days on market
0 vs 69 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Crystal Beach — neighborhood snapshot
Population
1,092
Median age
55
Median income
$77,834
Median home value
$135,982
Avg household
2
Households w/ children
70%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 87% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 85 YAWL LANE UNIT 85 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 85 YAWL LANE UNIT 85 — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
85 YAWL LANE UNIT 85 FAQs
What would the monthly payment be for 85 YAWL LANE UNIT 85?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $769/mo — principal and interest, the actual property-tax bill, the $215/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 85 YAWL LANE UNIT 85?+
The association fee works out to $215 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 85 YAWL LANE UNIT 85?+
The most recent tax bill on record (2025) was $926. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 85 YAWL LANE UNIT 85?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $50,000, this home is listed about 87% below the Palm Harbor median of $377,495. The market section on this page shows how the area is trending.
Which schools are assigned to 85 YAWL LANE UNIT 85?+
Palm Harbor University High (high), Ozona Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM HARBOR 34683 market on paper
$50,000 is 87% below the PALM HARBOR 34683 median of $383,000, and at $74/sqft it sits under the Palm Harbor average of $272.
02Fresh on the market
Listed today in a Palm Harbor market that averages 69 — if it fits, move quickly.
03Strong assigned schools
Palm Harbor University High, Ozona Elementary School, Palm Harbor Middle School — Palm Harbor University High rates 4 of 5. Always verify assignments with the district.
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Michelle Rinello. MLS #TB8557046.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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